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2356 posts tagged with Money.
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Credit card advice

I live in Toronto I recently started a full-time job (two weeks ago) and I've been using a debit card (with RBC) for the past five years. I didn't want to get a credit card because I didn't want to get sucked into the system. But yesterday changed my outlook on things, so I decided to apply for a low interest card. Question is, what options do I have and would I get accepted? [more inside]
posted by cyrusw8 on Nov 23, 2014 - 15 answers

How to say no even though I can say yes?

I have a troubled half brother who has recently come into my life. He was just released from prison, there on possession charges. He lives across the country, is jobless, homeless, and without family (aside from my mother and me). Yesterday he asked if I could wire him money. Just enough to buy some food. I can easily do this, so without thinking, I said I would. [more inside]
posted by hippychick on Nov 23, 2014 - 56 answers

Will this phone system do my laundry and shine my shoes at that price?

What and why is the difference between a $5000 PBX system for our office and one costing $1600? We have been looking to replace our ancient PBX. We were quoted $5400 + $1700 in labor for a super slick fully featured system, The Univerge SV9100. This thing is cool and does everything. Office Depot however has this XBlue system at a significantly lower price, $1400. [more inside]
posted by Che boludo! on Nov 14, 2014 - 3 answers

Best ways to search for grants/funding for school enrichment programs?

I'm on a committee at my kid's elementary school and have been asked to start working on a spreadsheet of all possible funding opportunities that we could pursue for enrichment projects. What's my best strategy for searching for projects? [more inside]
posted by gaspode on Nov 13, 2014 - 5 answers

Local dealer owes us $20,000 but just closed this morning. What to do?

We are a well known bicycle brand, and one of our local dealers closed up shop over night with no notice to us or even their employees. They have over $20,000 in debt with us. What are our options? Our dealer owes us over $20,000 in debt for stock, with some invoices close to 4 months past due. [more inside]
posted by neillsom on Nov 11, 2014 - 19 answers

Financial anxiety! I am a lucky bum, but can't stop worrying.

I'm dealing with a lot of financial anxiety, even though I'm in a place that I know many people would envy. Does anyone have concrete advice for managing illogical anxiety over money, savings and employment? [more inside]
posted by anonymous on Nov 9, 2014 - 11 answers

Print compnay employer is requesting my pay requirements - help

A print company owner is asking me what my pay requirements are to join his staff as an illustrator. How much do people who do this kind of thing make? [more inside]
posted by cartoonella on Nov 8, 2014 - 4 answers

do you know about civil society in Nepal?

I'm very curious to learn about people and organizations who are based there are making grants or scholarships to support local communities. Any leads or thoughts? [more inside]
posted by jenbo1 on Nov 7, 2014 - 4 answers

Tax implications of paying back a signing bonus

If I have to pay back a signing bonus because I didn't stay at the job for a full year, is there any way to recover the taxes I paid on the signing bonus? [more inside]
posted by evil otto on Nov 7, 2014 - 8 answers

How to invest in AI?

Any recommendations for (public or private) companies heavily engaged in artificial intelligence products and research? [more inside]
posted by yoyo_nyc on Oct 31, 2014 - 5 answers

Should I pay off my car early so I don't need full coverage insurance?

Wondering if you could help with a risk-benefit analysis of lowering the amount of insurance on my car. I still owe money on it, but I could potentially pay it off and then save money on my insurance. BUT is the insurance good to have anyway? [more inside]
posted by bbqturtle on Oct 30, 2014 - 22 answers

How can a small-time employee get a promising start in the stock market?

For a small-time, late twenties employee working two jobs trying to make ends meet (and who knows next to nothing about the world of stocks and investing), how can he get involved in it without getting hurt? [more inside]
posted by cyrusw8 on Oct 26, 2014 - 19 answers

$trategies to get people to pay up?

My boss has given me the task of collecting an outstanding invoice. I have no experience doing something like this, and it is not part of my normal job description. If I'm successful, there's a cash bonus in it for me... Tips and tricks please! Thanks.
posted by tippy on Oct 25, 2014 - 20 answers

Leave fulltime job to take part-time job--of course, less money

Would you leave a full-time job that is stifling, depressing and not a good fit for you to take the part-time job of your dreams? Full-time job pays $55K and part-time job pays $40K. Am I crazy to even think about doing this?
posted by sandra194 on Oct 24, 2014 - 33 answers

Determining the limit on how much to "help" family

How does one determine how much to help family (primarily financially) and where to draw the line? What about the ensuing guilt? [more inside]
posted by tz on Oct 20, 2014 - 20 answers

Should I do this job interview?

Should I do this job interview, even though it could actually hurt my chances of getting the job I want? [more inside]
posted by miyabo on Oct 19, 2014 - 6 answers

Company in turmoil; how to talk myself down off the panic ledge?

My company is undergoing the first steps into being sold. How do I stop panicking long enough to figure out my next steps? [more inside]
posted by droplet on Oct 15, 2014 - 7 answers

Do I go for it?

Currently employed in retail working my way through college. [more inside]
posted by Urban_Painter on Oct 14, 2014 - 4 answers

I sold my house. Yay! Now what?

Yay! I finally sold my house and have the check from the title company in hand. I made money on the sale of the house, but I have a few questions about how to maintain my investment. For tax purposes, does this qualify as "income"? Will I be assessed a Capital Gains Tax? Is a money market the best place to keep the cash from the sale? Please help a money noob... [more inside]
posted by chatelaine on Oct 14, 2014 - 15 answers

Do any rules govern how much collection agencies can inflate debt?

I've noticed that when collection agencies buy debt, they often, though not always, significantly inflate the original debt. Do any laws govern how much they can do so? If not, how is it possible to be liable for an amount that someone has essentially made up? [more inside]
posted by corb on Oct 14, 2014 - 4 answers

Check register App for iPhone 5s

I'm looking for an iPhone App to track my spending, NOT budgeting. My salary is automatically split via direct deposit, so that most of it goes into a different account used to pay bills with the spouse. What's needed is an App to track the money in my personal account, which is used mostly for fun stuff, with a few minor things like gas or reccurring payments for Netflix, website hosting etc. Specific features are below the cut! [more inside]
posted by sock, the puppet on Oct 11, 2014 - 8 answers

A Simple Grave for Old Men

There's a number of films and books in which an average person finds (i.e., steals) a lot of money, generally in cash, and often next to a dead bad guy. It never goes well for our hero. Two questions: 1) can you think of any additional examples beyond the titles listed inside, and 2) what can we learn from those stories to best ensure we can keep our ill-gotten gains if we find a suitcase full of cash? [more inside]
posted by Admiral Haddock on Oct 9, 2014 - 31 answers

I have 1k and I'd like to double it safely

How do you take 1,000 dollars and make it into 2,000 safely and soundly? [more inside]
posted by Hands of Manos on Oct 5, 2014 - 25 answers

she walks hard for the money

What kinds of jobs require a lot of (outdoor) walking? [more inside]
posted by raztaj on Oct 1, 2014 - 34 answers

E=mc^$

I need help thinking of cool ways to spend $30k or more for high school physics equipment! If you're a physics teacher, or had a great physics teacher in high school (or college), tell me what equipment makes for inspiring and effective physics education. [more inside]
posted by Salvor Hardin on Sep 27, 2014 - 9 answers

Seeking fee-based financial advisor in Seattle

I have read all the AskMe answers describing why a fee-based financial advisor is the way to go. The Mr and I want to get advice on planning to pay off our credit cards, save for a home, and plan for retirement in the next 20 years (we are approaching 50). Can you recommend any good financial advisors in the Seattle area that you or someone close to you has worked with? If it would help figure out if someone is a culture fit, we are Gen Xers both from income-strapped childhoods but who are doing reasonably well in the tech industry, no kids, live in the city and don't want to move to the suburbs, have a vaguely hipster lifestyle with lots of foodie activities and travel. I have already seen this thread but it is 7 years old.
posted by matildaben on Sep 25, 2014 - 5 answers

My mother is financially irresponsible, is there anything I can do?

My mother is likely to have a lot of upcoming expenses; she is nearing retirement age, she has significant health problems, and she needs to sell a house that needs a lot of expensive repairs. But she is spending amazing amounts of money on things she doesn't need, and I am really worried about her future. I am living paycheck-to-paycheck and won't be able to help her at all. Can I or should I say anything? [more inside]
posted by anonymous on Sep 24, 2014 - 15 answers

Help me compare carriers of low-cost phone plans?

I'm wasting a ton of money on my current cell phone/home internet plan. To tighten up, I could pay the cancellation fee to AT&T, and for almost a third the monthly cost, give up the home network and switch to something like ConsumerCellular or (from a comparison website) T-Mobile's Simple Starter plan (600 minutes, 500 messages, 2GB; data pass available for unexpected overage; I can keep my iPhone 4). Roaming is not a big issue. [more inside]
posted by mmiddle on Sep 19, 2014 - 15 answers

Relocation challenges out the wazoo......

I'm attempting to make a big change to help myself professionally and the challenges are proving much more formidable than I anticipated. [more inside]
posted by strelitzia on Sep 18, 2014 - 11 answers

Best practices for raising rates?

I am a freelancer. Please help me understand how to raise my rates. [more inside]
posted by BlahLaLa on Sep 10, 2014 - 9 answers

Money management

My husband and I recently came into $35k. Assume this amount is after taxes. What would be the smartest thing to do with this money given our situation? Details inside. [more inside]
posted by Librarypt on Sep 8, 2014 - 24 answers

Book recommendation filter

I want to read a book about the sociohistory of inflation: something like Graeber's Debt is the closest analog that comes to mind, tho probably a poor one. Does such exist? [more inside]
posted by PMdixon on Sep 7, 2014 - 3 answers

Can I borrow 5 dollars?

What are some quick, legal, and ethical ways to make extra money over the next few months? Relevant details inside. [more inside]
posted by MariJo on Sep 6, 2014 - 19 answers

Business and Economics 101 for a complete newcomer

I want to become literate in two of the major fields that are the most foreign to me, business and finance or economics. Can you help with book or website recommendations? [more inside]
posted by quiet earth on Sep 6, 2014 - 5 answers

Discouraged with my job prospects-- how to stop feeling worthless?

I graduated recently with a BA in English, and was set on academia so naturally I pursued a masters. Around the time of submitting my thesis I started work in an entry-level admin type role, which I have been at for the past year. My thesis was recently passed, and I'll graduate this autumn. [more inside]
posted by sociology on Sep 5, 2014 - 16 answers

Leaving the US permanently. What to do with my savings? (non-US citizen)

I'm a french citizen, I've lived in the US for the past 10 months (leaving in a month) and I have ~10k on my savings account. What should I do with the money? [more inside]
posted by eta on Sep 4, 2014 - 13 answers

Do Americans leave money on the restaurant table or bar and leave?

In the movies Americans often just leave money on the bar, or on the table at a cafe or a restaurant, and walk out. Does this happen in real life? [more inside]
posted by UltraFleece on Sep 4, 2014 - 49 answers

How can I address the sexism in my parents' estate planning endeavors?

How can I address the sexism in my parents' estate planning endeavors without seeming like I'm a money-hungry vulture? My parents were born in the 40s and recently they have been working to set up a revocable trust. They have two children, me and my sister. My sister is unmarried and I have two preschool/elementary-aged daughters myself. [more inside]
posted by anonymous on Aug 31, 2014 - 25 answers

Inheritance & income tax confusion

My brother had access to my late grandmother’s banking accounts. She passed away two years ago. My mother mentioned several months ago that there was still some outstanding money to be distributed to beneficiaries from the estate. Around $5k had been reserved in case there were any outstanding fees or taxes to pay. [more inside]
posted by anonymous on Aug 29, 2014 - 2 answers

mo money, mo decisions

What kind of financial planner do we want? I was referred to a financial planned by someone trusted but he's the kind that takes a percentage of your money each quarter and moves it around. This made me nervous. What options are there? [more inside]
posted by beccaj on Aug 26, 2014 - 10 answers

Employment, past salary, and credit checks in the information age

At what point in the process can a prospective employer get my actual salary amount from my soon-to-be-previous employer? [more inside]
posted by anonymous on Aug 21, 2014 - 11 answers

UK wine drinker wanting to save money!

Looking for somewhere online that sells cheap wine by the box. Anyone recommend a good website? [more inside]
posted by welovelife on Aug 21, 2014 - 2 answers

How do you compare profits to loss due to inflation?

I'm trying to compare the compounded losses due to inflation to non-compounded profits. E.g. if inflation makes me lose 3% of an investment each year, what % would I need to profit each year in order to exactly keep up? This is tricky because the profit is not compounded the way inflation is. I'm not looking for an answer to this specific question, but rather, looking for a tool or method to do this kind of math. [more inside]
posted by brenton on Aug 21, 2014 - 12 answers

Is there a downside to being added to someone's bank account?

Is there a downside to being added to someone's bank account? Many, many special snowflake details follow. [more inside]
posted by lieberschnitzel on Aug 16, 2014 - 16 answers

Financial crisis when I have awful credit and am too sick to work

I posted here about my financial situation of being on disability for mental health reasons. Right now my PTSD symptoms are huge and all-consuming, so I am not able to accomplish much at all. However, I'm hitting a financial crisis point and need to find some remedy. My credit is too bad to get any kind of loan and I don't know who I could ask for one personally. Do you have any suggestions?
posted by mermaidcafe on Aug 15, 2014 - 9 answers

make $ and retire early, or take federal job with more security?

Imagine you have the choice of taking (1) a very lucrative but highly demanding and stressful job in your current city, and (2) a federal job that requires a move and that pays only 25% of the lucrative job. Job 1 comes with an initial 2-year contract. While there's a possibility of getting sacked after two years, I imagine they'd renew the contract for at least two years, and if I'm performing well, I could keep going after that. If I got sacked, I could probably find another similar but probably less lucrative job, but it would take time and be quite stressful. Federal job is presumably more stable. Which would you take? Possibly relevant details: early 40's, married, no kids (and no plans of having any), very substantial savings to date, home-owner (with mortgage), currently living in big city. Interested in hearing your life experiences vis-a-vis working life and retirement. Are there benefits to trying to maximize income early and getting out of the game, vs a more slow and steady approach that provides more security? I'm clueless about retirement and recognize that a financial planner could help, but for now I'm more interested in hearing other's experiences.
posted by anonymous on Aug 11, 2014 - 19 answers

Landlord staying at my place while I'm gone - should I ask for $$?

My landlords (a lovely 60-something couple who we like and who like us and with whom we have multiple acquaintances) are staying at their/our house for 1.5 weeks while we are on vacation. Can I ask them to knock a few bucks off that month's rent and not be an asshole? [more inside]
posted by tristeza on Aug 10, 2014 - 21 answers

Do I qualify for an apartment that has income restrictions?

There's a couple of apartment complexes that I've been looking at, but they're income restricted - you have to be making less than $36,960 for one person to qualify. I don't know if I qualify, even though my income is lower than that, because I'd also be going to school part time at a local community college for the next year or so. Here's an example of an apartment complex that I'd like to check out: Addison on Fourth. [more inside]
posted by spinifex23 on Aug 8, 2014 - 8 answers

addicted to giving away money

This is my first ever question on metafilter, and it probably sounds absurd. I recently got a relatively-high-paying job away from home, and I'm only 23. Maybe it's because I'm lonely, but only time I feel good about myself or feel like I'm worth anything is when I help others. [more inside]
posted by Ain on Jul 31, 2014 - 27 answers

What is the best thing to do with $10,000?

I have just found out that I will be inheriting $10,000. I want to maximize whatever I do with it, but I am not sure where to start... [more inside]
posted by JoannaC on Jul 29, 2014 - 19 answers

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