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addicted to giving away money

This is my first ever question on metafilter, and it probably sounds absurd. I recently got a relatively-high-paying job away from home, and I'm only 23. Maybe it's because I'm lonely, but only time I feel good about myself or feel like I'm worth anything is when I help others. [more inside]
posted by Ain on Jul 31, 2014 - 27 answers

What is the best thing to do with $10,000?

I have just found out that I will be inheriting $10,000. I want to maximize whatever I do with it, but I am not sure where to start... [more inside]
posted by JoannaC on Jul 29, 2014 - 19 answers

We've been screwed by a vehicle buyer. What should we do first?

My partner and I currently live in PA. Before moving here from CA, my partner sold a vehicle to a private party (I was not a part of this transaction). That guy never registered the vehicle and collected a ton of tickets.. which he never paid. The state of CA just auto-deducted over $800 from his bank account to cover these tickets. Rent is due next week, and our landlord is kind of a drag. We're a little overwhelmed. This is terrible! What happens now?
posted by ElectricGoat on Jul 24, 2014 - 15 answers

Should we pay friends to babysit?

Mrs. Zooropa and I have a 17-month old, and are finally having a date night tomorrow night. We are new to the area, and have few friends and no family nearby. A co-worker of mine and his wife have agreed to babysit for us. Here's our quandary: do we pay them? [more inside]
posted by zooropa on Jul 18, 2014 - 35 answers

Discussed money with a client, now they're not responding.

Fellow sons and daughters of MeFiDom! I have taken your advice (that is, the extract from the collective juice from all your advice) and I was direct in the way I discussed money with my client. As a reminder, this is my previous post. Alas.. they didn't respond, so I figured my price was too high. Problem is, it's a project I really like. What now?
posted by cyrusw8 on Jul 15, 2014 - 24 answers

Overleased

A friend thought his lease ended August 1st, but he just got a call from his landlord saying that it ended two days ago. They don't have anyone slated to move in for two weeks, but say that they need that time to have the apartment professionally cleaned. What are the best steps for him to take? What rights does he have legally? We are in North Carolina. [more inside]
posted by matkline on Jul 15, 2014 - 14 answers

Help me plan for a difficult conversation with my mother

I need to talk to my mother soon about something I did, and I am looking for advice on how to handle the conversation in a way that respects her but is also mindful of my own boundaries. [more inside]
posted by mermaidcafe on Jul 10, 2014 - 12 answers

Most interesting science fiction/fantasy monetary or currency systems?

There are lots of interesting SF&F economic systems that are without money -- post-scarcity AI-nano cornucopias, magic subsistence economies, etc. For those who imagine worlds that still have money, though, what are the most interesting speculative monetary/currency/financial systems? (Please feel free to mention the obvious-to-you, as I've got big gaps in my SF&F reading and watching.) Thanks! [more inside]
posted by deathmarch to epistemic closure on Jul 6, 2014 - 18 answers

The Art of making Money

A good friend of mine, a London-based ceramics artist, needs to find a way of making her career more financially lucrative. By many measures, she is already successful: she has attained high-profile residencies, is signed to a prestigious gallery, and is critically acclaimed. However, she’s barely making enough money to survive and is starting to question whether it is worth continuing to plough her time into a career that will leave her impoverished. [more inside]
posted by anonymous on Jul 4, 2014 - 20 answers

How do you discuss money with a client?

Say a client hires you, a freelance creative person (artist, writer, designer, ...) for a project without bringing up the budget or asking about your fee. The client is valuable and you want to come across as smooth, friendly, and of course professional--so what are clever ways of approaching the subject?
posted by cyrusw8 on Jul 4, 2014 - 35 answers

Instead of giving you money, I'll buy food, drinks.. but, cigarettes?

If a homeless person requests cigarettes, should I fulfill that request? [more inside]
posted by euphoria066 on Jun 30, 2014 - 42 answers

Where to park $12,000 for 5-8 months?

I have a sum of about $12,000 of which I will probably need to access about one-half in November and the other half around February or March. It's currently sitting in a savings account where it's making negligible interest. Is there something better I could do with it in this very short time frame? [more inside]
posted by zeri on Jun 27, 2014 - 15 answers

Help some buddies form a biz together. No buddy bands.

I pretty much only have 2 non-family friends but i am really close with those two friends. We are all low to mid 30s living in different cities in the southeast. Two of us are lawyers, the third is in sales. None of us are breaking the bank but we live comfortably. The problem is (1) we dont work together and (2) none of are particularly in love with our jobs. We have been talking about forming a business together for years but we have thought of any idea as sad as that sounds. We just need some practical but that we could do together. It would be a side gig for us all unless it got big enough to replace our current jobs (the ultimate goal). Looking for suggestions on business ideas or just importantly suggestions on where to find some business ideas. They do not have to be sexy biz ideas but i should say we would probably not be interested in paid blogging, or similar 'work from home' business ideas. I would appreciate any thoughts! Best
posted by frednorton on Jun 27, 2014 - 17 answers

How can I safely and legally find 800$ in a week?

Ok, so...long story short, I am really having a hard time making rent for reasons outside of my control. It's due in a week, and despite exhausting every venue I can think of I can't come up with that money. [more inside]
posted by Rosengeist on Jun 23, 2014 - 27 answers

go to the bank, like an adult.

How can I as a poor person make myself less scary to a potential partner who has gainful employment and a career? [more inside]
posted by anonymous on Jun 19, 2014 - 28 answers

Frankfurt stopover - euro needed?

Do I need to cash/euro to get by for 12 hours in Frankfurt? [more inside]
posted by moshimosh on Jun 19, 2014 - 17 answers

How do I get my contractor to finish the renovation job I paid him for?

Almost three months ago, I hired a friend of mine to do about $18k worth of renovations to my condo, $4k of which is labour. However, I made the mistake of paying him in advance, and after I paid the last instalment, he started making excuses for why he couldn't arrive on the site to finish the work (it's about 90% done). The project, originally estimated at two or three weeks, is now two months behind schedule. [more inside]
posted by xekul on Jun 17, 2014 - 12 answers

Hey, that worked out...

I'm looking for stories about 401k withdrawals made under the age of 55 that didn't lead to any regret. I'm asking this because the "sane" thing to do with 401k-s always involves NEVER touching that money until retirement. So has anyone gone off this path and found out that it actually helped them out in the long run? [more inside]
posted by anonymous on Jun 16, 2014 - 24 answers

Does twitter ads hold itself accountable for followers it did not get?

Debating using Twitter ads at the company where I work- you only pay if the ads actually work, according to twitter - only if people follow you, they say. Our question - if it charges per follower, is it per follower who clicked through the ad and ended up clicking follow after being led there by the ad, or does it charge for every single - even organic or gained otherwise - follower you or your company or brand amass during the time the ad is running? This is a very big distinction as far as I am concerned.
posted by jitterbug perfume on Jun 9, 2014 - 3 answers

As an hourly contractor, what tasks should I charge for?

I'm an independent developer. I work from home, and I charge most of my clients by the hour. Often, a project will require the computer to do something while I twiddle my thumbs; for instance, downloading, uploading, running, or compiling a lot of code. I'm divided as to whether to charge for this. [more inside]
posted by user c on Jun 4, 2014 - 14 answers

Living 'below' your means, tips, experiences?

How'd you make a long term mental transition to having lower income without going crazy or going into debt? Say you made more money before and then because of life goals (or worse) your income was very much reduced. How'd you prepare? How'd you go against the tendency to spend your money? In other words, how do you not stress about money when you are able to save more money than many people make in a year? [more inside]
posted by sandmanwv on Jun 3, 2014 - 25 answers

Help me find ways to make more money

I am unable to work because of disability. I collect SSDI and while I get food stamps, I only get $17/month, which doesn't go very far. Since I went on SSDI in 2010, I've tried various ways to supplement my income, but I have yet to come up with anything reliable. Budgeting is not the problem; there simply isn't enough money. Plus, it would be nice to improve my quality of life even a little bit. [more inside]
posted by mermaidcafe on Jun 1, 2014 - 20 answers

My houseguest will be staying for weeks but doesn't have spending money

I agreed to let a friend from out of the country stay with me for almost a month this summer, but now that the visit is getting closer, she has been mentioning that she doesn't have any spending money. Help me make sure this doesn't become my problem! [more inside]
posted by Neely O'Hara on May 30, 2014 - 43 answers

Take my money, please!

Manilla is closing, and I'm heartbroken. This app takes care of all of my accounts. Credit union, bank, investments, credit cards, amazon card (which mint can't do), auto loan, mortgage, utilities, subscriptions, everything! So I need a replacement. [more inside]
posted by notaninja on May 29, 2014 - 3 answers

Do I owe my ex-wife this money?

3 years after a divorce, my ex-wife is asking for money she'd contributed to our shared bank account. What do I do? [more inside]
posted by anonymous on May 28, 2014 - 50 answers

Paid for a car repair that failed, but mechanic is gone after surgery

We started having trouble with our car almost a year ago. We paid $1500 for a repair that failed, and the mechanic tried twice more without additional charges. Now, it’s failed again, but the mechanic had heart surgery and closed down the shop, and I haven’t been able to reach him. Is there anything left to do, or do we just have to accept that we’re out the money without a fix, and start over with someone new? [more inside]
posted by daisyace on May 28, 2014 - 10 answers

My friends paid me for a gift and it hurt my feelings. now what?

At a picnic with some friends, I gave everyone ten-ish minute massages (I am a massage therapist). It was a spontaneous gesture and I really enjoyed doing it. As I was leaving, a friend slipped an envelope in my bag. When I got home and opened it, there was a card with money inside, thanking me for their "first session". I feel like this turned a spontaneous act of goodwill and friendship into a business transaction. I'm hurt, saddened, and a little offended. I didn't want money or ask for it, and I don't think that I said or did anything implying otherwise. Now I feel like I'm not their friend, I'm hired help. How do I address this?
posted by windykites on May 24, 2014 - 22 answers

Where should we put our money?

My family's combined income just increased by over 50% in the span of a week, between a new job for my husband and a significant raise for me. This is obviously AWESOME. We went from living on a very tight budget so we could afford to put some savings away, to have a couple thousand dollars a month beyond even that savings. What do we do with it? [more inside]
posted by raspberrE on May 23, 2014 - 14 answers

How do I insure a newborn on short notice?

We just found out the baby we're having any day now is probably not eligible for medical care at birth on her mother's insurance plan. Help! [more inside]
posted by The Winsome Parker Lewis on May 22, 2014 - 17 answers

Should I pay off my student debt or invest my money? ( Canadian)

Going back to school in September after working for ~ 2 years. I've saved up a bit and I'm wondering how to make the best use of it. [more inside]
posted by winterportage on May 20, 2014 - 10 answers

How can I protect my money in light of the coming financial collapse?

There has been a lot of talk about an imminent financial markets bubble and I find that I am heavily invested in the S&P500 through an IRA (rolled over from a 401K after I was laid off). I also have a relatively small amount invested through a standard brokerage account, but the majority is in the IRA. I don't know jack about sigma events or black swans, but I can recognize when the chatter is starting to form a cohesive message. I also know that I have a ton more exposure now than in 2009. In fact, the post crash boom years have been quite good to me. My question is obviously, is there a proven strategy to protect against a coming financial crash? At what point do I pull the trigger and put everything into bonds? Is there a hedge against a collapse? My fantasy is that I pick the right time to pull everything and then clean up post crash on rock bottom blue chip stocks. [more inside]
posted by MajorDilemma on May 20, 2014 - 14 answers

How to pay for cable TV when only one person wants it?

Moving in with roommate problems! [more inside]
posted by queens86 on May 19, 2014 - 35 answers

Promoted

I recently accepted a promotion. Awesome. The problem is, my old boss has subsequently put a moratorium on people leaving my current department for 3 months. We are desperately short on resources, so I am sympathetic to his predicament, but at the same time, I am very bothered by a few things: 1) Since I accepted the offer, he has piled more work on my plate that he expects me to finish regardless of how long it takes. This would include projects that spill over the 3 month moratorium. 2) I spoke to him about applying for this new position before he announced this policy and he never mentioned a thing. He always mentioned we would do a 'transition plan', which if you read point 1, doesn't sound like any type of transition plan. He announced this policy 1 day after I was extended an offer. 3) The promotion is a $15k jump in compensation. I will be seeing none of that for 3 months because of this policy. [more inside]
posted by jasondigitized on May 19, 2014 - 38 answers

Too much, yet never enough: residual anxiety over spending

There was a time in my childhood when my family was poor. Our situation improved as I grew up. But I must've somehow picked up this anxiety about things such as food and clothing. It doesn't exactly interfere with my life, but it can be a waste of mental energy and makes things a bit less enjoyable. Do you have any suggestions for me? [more inside]
posted by gemutlichkeit on May 15, 2014 - 18 answers

Budget Insurance or Scammy Scammeroni?

We've identified a couple of insurance companies that will give us equivalent home insurance for about half what we're paying now. They're not national name-brand insurance companies. Would we regret that money saved come the next hurricane? [more inside]
posted by Andrhia on May 14, 2014 - 5 answers

Tennessee Williams on a three-dollar bill

GetRichQuickFilter: Where can I make my own paper money? [more inside]
posted by Mike Mongo on May 8, 2014 - 12 answers

What medium-sized indulgence could around $1000 buy?

I'm not looking for investment advice or money-savings advice. Pretty much the opposite. I'm looking for ideas of things that I could do with around $1000 - it could be a weekend trip, a premium consumer product, or something that will benefit me for a long time. Snowflake details inside, but really anything that comes to mind would be great! [more inside]
posted by bbqturtle on May 7, 2014 - 85 answers

Should I charge this project hourly, or by salary?

I'm a designer and front-end web developer who has always charged hourly. I was just offered a great part-time opportunity (20hrs/week) which pays half a salary - less than I'd be paid hourly. Please help me negotiate. [more inside]
posted by anonymous on May 6, 2014 - 13 answers

Is your child's allowance dependent on chores?

Hi, My ten year old daughter wants to start getting an allowance this summer when school is out. My husband and I thought about it and we thought 10 dollars a week would be good. But we are trying to decide the pros and cons of attaching the allowance to chores. [more inside]
posted by lynnie-the-pooh on May 5, 2014 - 44 answers

Give up financial stability to move where you'd prefer to be?

My heart says one thing, but my head says another, and I am paralyzed in making any kind of decision. I need help, thoughts, opinions, anything. [more inside]
posted by umwhat on Apr 30, 2014 - 44 answers

How Can I Afford My Career Change?

How do I make my financial situation work? Late 20-something living in Chicago trying to financially survive a career change. Tons of details here, but any ideas, suggestions, or help would be so appreciated. [more inside]
posted by carlypennylane on Apr 26, 2014 - 17 answers

Why is Amazon sending me money?

Amazon put a large deposit in my checking account for no known reason, and I'm trying to find out what the money is from. [more inside]
posted by LaurenIpsum on Apr 25, 2014 - 14 answers

Choosing a path in the Graphic/Interactive Design industry.

I'm a graduating graphic design student with two job offers in the field of interaction design following graduation. One is extremely well paid with great perks in the tech industry, and the other more traditional studio setting, only three-months long (to start) with lower pay but with more interesting work. Help? [more inside]
posted by drd on Apr 21, 2014 - 13 answers

Help with potential scam

Sketchy, potentially scammy situation with my brother traveling in Guatemala and requesting my phone info to transfer money over Paypal. What to do? [more inside]
posted by quiet coyote on Apr 17, 2014 - 28 answers

Parent may have cheated the other out of significant money. What to do?

I think one of my (divorced) parents may have withdrawn legally shared assets and the other parent may be unaware. What is my moral responsibility in this situation, or is it none of my business? Complexities inside. [more inside]
posted by corb on Apr 16, 2014 - 19 answers

Moving in together and savings

My partner makes money and has savings. I am a grad student, have no savings, but will make money. How to handle potential cohabitation? [more inside]
posted by inevitability on Apr 15, 2014 - 20 answers

My girlfriend's insurance ended, how to get psych meds?

My girlfriend just recently found out that she was dropped from her insurance. She signed up for an ACA plan, but coverage doesn't begin until the first day of May. This is a problem, because she's on several psychiatric medications that are either pivotal in allowing her to function, have terrible withdrawal symptoms, or both. [more inside]
posted by Two Stranger on Apr 15, 2014 - 23 answers

Should I be panicking about my Bank of America password?

(Keeping this anonymous because I'm worried my security's compromised and don't want to make it worse.) So for about the past six weeks, the log-in process on the Bank of America site has been behaving strangely for me. When I go to the BOA site I see my online userID in the normal way and click on it. That then takes me to the sitekey confirmation page where --weirdly-- my password is now showing up in plaintext on the login page, above the sitekey image. The first time this happened it was displaying my then-current password, which I immediately logged in with and changed. Since then, every time I go to log in I see the old password in plaintext, above the sitekey. When I enter either my then-current or my actually-current password it's rejected and I need to go through the reset process before I can successfully log in. I'm not freaking out, because there's no strange activity in my accounts. But still, it's unnerving. So..... what might be going on here, and what should I do about it? [more inside]
posted by anonymous on Apr 15, 2014 - 15 answers

Longterm investing anxiety: Property or pension, or what?

Husband and I have $130k saved up. No mortgage, no pension to speak of. Just been called into the bank for talk about long term plans and am freaking out about what to do. Advice? Do I need to see a financial advisor or are they not a good idea? [more inside]
posted by everydayanewday on Apr 13, 2014 - 11 answers

Help us weigh financial priorities.

My family's income has just increased, and we're having trouble choosing between financial priorities. Advice? [more inside]
posted by anonymous on Apr 9, 2014 - 17 answers

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