My car lease is ending soon. I thought I wouldn't need a car for any longer than my lease terms. But now I do. What are my best options if I only need a car for a year or less? [more inside]
posted by frippsie on Nov 4, 2009 - 7 answers

What are ways to estimate what a car and car insurance would cost me if I moved to San Francisco? [more inside]
posted by scazza on Oct 20, 2009 - 6 answers

I need an SBA loan yesterday. My business is in startup mode, I'm already fielding new orders, but I need startup capital to get this thing off the ground. [more inside]
posted by ohyouknow on Oct 8, 2009 - 10 answers

In order to pay for graduate school a few years back, I took out two CitiAssist loans to pay for food and rent. A couple of years on, I've consolidated all of my federal loans, but the CitiAssist loans can't be consolidated with federal loans. [more inside]
posted by Sara Anne on Oct 3, 2009 - 4 answers

Is Girl legally obligated to pay back her half of a 401k loan? [more inside]
posted by anonymous on Sep 28, 2009 - 18 answers

Can we afford this house in California (just an example)? What "rules of thumb" or other measures should I use to determine what is "affordable"? [more inside]
posted by anonymous on Sep 20, 2009 - 17 answers

How do I get my life on track with high debt and a chronic medical condition? [more inside]
posted by thegreatcokeolympics on Sep 19, 2009 - 9 answers

How can I figure out the minimum amount to keep in my checking account? [more inside]
posted by odi.et.amo on Sep 19, 2009 - 11 answers

Can I get a loan or mortgage in any way? We currently live in a building that we more or less own. Technically, we own an LLC, and the LLC owns the building (and that's all it does), so home equity is probably out. We would like to buy a new house about half the value of this one, preferably without selling. However, that would require a loan, and we have lousy credit. [more inside]
posted by lgyre on Sep 17, 2009 - 8 answers

I would like to know if I took a bank loan in another country and had the money wired to me here in the US, around 160K, if the IRS would tax that amount. I called them and apparently they didn't know because they could not answer the question. I will have to pay back that loan so i would imagine that the amount wouldn't be taxed here (as long as i prove to the IRS that i got the loan).
posted by Giovanna123 on Sep 3, 2009 - 6 answers

House Mortgage-filter: FHA vs. Conventional 95% (LTV) Mortgage? Found a calculator, but it's limited and we're seeking hive mind wisdom instead. [more inside]
posted by unclezeb on Aug 26, 2009 - 7 answers

Are there reasons I should avoid CarMax auto financing and go with my local bank? [more inside]
posted by crapmatic on Aug 24, 2009 - 13 answers

House loan advice needed. Should I take out a loan against my house while I'm trying to sell it? [more inside]
posted by rougy on Aug 17, 2009 - 8 answers

Weighing the pros and cons of buying a car in the near future. Should I? (And if so, what should I get?) [more inside]
posted by LolaGeek on Jul 22, 2009 - 9 answers

What is the next step in getting someone to pay off a loan that I co-signed for? [more inside]
posted by anonymous on Jul 22, 2009 - 7 answers

We recently paid off our mortgage (finally!) and got a Substitution of Trustee and Deed of Reconveyance. Some of the info on it looks confusing and/or wrong. We've called the county recorder's office and Wells Fargo, and the people there said everything is correct, but they didn't seem too sure of themselves it just looks wrong. Here's the part I'm confused about. [more inside]
posted by edjusted on Jul 13, 2009 - 13 answers

I am in debt to the tune of about 20,000 in credit card debt. However, I have great credit, (739) which I've finally cleaned up after a horrible year of ID theft. Most of my debt is on one credit card at 12% APR. I make about 35,000 a year, rent, and don't have any equity or a car. At the rate I can afford to pay at this point (450/month) I'll be in debt for about 8 more years. This seems unreasonable. Should I take out a personal loan, sign up for several low APR credit cards that offer no interest for a year, etc... I live off what I make at this point, and look forward to a credit card-free future. Thanks!
posted by letstrythis on Jul 4, 2009 - 23 answers

I discovered today that I have defaulted on a 401K loan in the amount of $3,896.31 ... help me figure out what the penalties will be & if the confused-sounding rep at Fidelity really knew what she was talking about. [more inside]
posted by anonymous on Jul 2, 2009 - 3 answers

How can I get an emergency loan to pay the rent? [more inside]
posted by anonymous on Jun 25, 2009 - 21 answers

Should I pay off my car loan before getting a mortgage, or use that money for down payment? [more inside]
posted by zavulon on Jun 23, 2009 - 10 answers

How to determine how much I'm owed by someone who's not going to pay regularly ? (in Excel preferably). [more inside]
posted by southof40 on Jun 22, 2009 - 7 answers

Scared of going to prison due to tax payments. Need advice... [more inside]
posted by anonymous on Jun 21, 2009 - 7 answers

What's the scoop on the interest rates charged by Kiva's microfinance institutions? [more inside]
posted by Salvor Hardin on Jun 21, 2009 - 10 answers

Can anyone comment on the sovereignty implications of the putative debt agreements that the Icelandic government is seeking to enter into with Britain and the Netherlands? [more inside]
posted by laumry on Jun 18, 2009 - 7 answers

I am in the process of refinancing the mortgage on my home. My lender wants to blow up the deal at the last minute. 1) Why? 2) What are my options? [more inside]
posted by genug on Jun 9, 2009 - 13 answers

I've been an irresponsible idiot. My car was repossessed - now what? [more inside]
posted by anonymous on Jun 4, 2009 - 7 answers

Best way to improve credit with car loan? [more inside]
posted by willy_dilly on Jun 1, 2009 - 11 answers

Loan to pay back loan until I get another loan? Bad idea? [more inside]
posted by bmalicoat on May 30, 2009 - 14 answers

Should I take out a car loan? I live in an expensive country but it looks like I'm about to get a steady job with a decent salary. My partner too. We're about to make the move from student style living to normal life and I want to finally buy a decent car that will last a while. But I'm not sure if taking out a loan on a car is a good idea, especially when the car won't increase in value. [more inside]
posted by dance on May 20, 2009 - 16 answers

I'm selling my home. I have an offer on the table, but my realtor seems a little cautious about it because it's an FHA loan. Should I be concerned about accepting the offer since my home is older? [more inside]
posted by donnagirl on May 19, 2009 - 20 answers

Tricky car loan situation. I'm thinking about paying off the remainder of a car loan with my credit card. Is this a bad idea? [more inside]
posted by anonymous on Apr 23, 2009 - 24 answers

I bought a new car. I love it. I negotiated a deal that is fair and that I'm happy with. The dealership just called me and said they can't find financing at the terms we agreed to, and now I have to give the car back or renegotiate the terms. Can this be legal?! [more inside]
posted by anonymous on Apr 17, 2009 - 32 answers

I have a client who has an opportunity to buy into a business, but can't tap into home equity, etc. Are there small business loans that lend to people buying into existing, established companies? Who is good and easy to work with?
posted by ruhlmark on Apr 10, 2009 - 1 answer

Why hasn't private mortgage insurance (PMI) softened the blow of the real estate implosion? [more inside]
posted by GatorFan2000 on Apr 6, 2009 - 14 answers

Buying a house soon: is it better to pay down my credit card partially, or pay off a small personal loan? [more inside]
posted by anonymous on Apr 3, 2009 - 5 answers

[LoanFilter] I have 20k in six Federal Stafford loans. Consolidate now? [more inside]
posted by Etta Hollis on Apr 1, 2009 - 2 answers

I'm in a bit of a bind. Through a set of rather bad situations, I'm soon going to be behind on my home loan, and there's not much that I can do about it with my current lender. I got an intriguing mailer yesterday, and spoke with the operator that answered the phone. They're trying to sell me on loan restructuring, not refinancing. [more inside]
posted by thanotopsis on Apr 1, 2009 - 9 answers

Young professional guy, late 20s - pretty terrible credit, decent income (~50k) - need a car - is now the time to buy, and if so, can I get financed, and if so, what terms should I expect/ask for? Am willing to buy American - GM etc...
posted by stenseng on Mar 27, 2009 - 11 answers

Should I pay back an old defaulted car loan now that I have the money? I still have the vehicle but never drive it. How should I handle this? [more inside]
posted by Phoenix Ash on Mar 25, 2009 - 18 answers

Is there a reputable place (online or otherwise) where I can get a quick emergency loan within the next 10 days for $600 - $900? I have somewhat poor credit. [more inside]
posted by anonymous on Mar 20, 2009 - 11 answers

NewCarOwnerFilter: Got a new car, signed the papers (including financing through dealer), and took the car home. Now dealer is telling us that we must put a down payment even though we signed the papers with 0 down. [more inside]
posted by vocpanda on Mar 16, 2009 - 16 answers

I paid first, last, and 1/2 month finder's fee when my roommate/best friend and I moved in a year and a half ago. Should I get her to pay up (explanation below) and if so, how do I get her to pay up? [more inside]
posted by mandapanda on Mar 12, 2009 - 16 answers

My sister is having issues with her student loans through Wells Fargo. She has two student loans which appear on the same statement each month -- but Wells Fargo only applies her payment to one loan, and the other loan becomes delinquent. She's been on the phone with them every month for the past 4-5 months regarding this, but it keeps happening. Who has enough muscle to fix this? [more inside]
posted by sararah on Mar 11, 2009 - 20 answers

Will my student loan interest rate and the rate of inflation cancel one another out? [more inside]
posted by delosic on Mar 9, 2009 - 17 answers

How can I consolidate my PRIVATE student loans, to make my financial life a little easier? [more inside]
posted by SansPoint on Jan 29, 2009 - 5 answers

My mother was recently approved for a Parent PLUS loan to cover my tuition for this year. The check is now on its way in mom's name to my address, and I have some questions... [more inside]
posted by anonymous on Jan 28, 2009 - 10 answers

What are the best ways to find and compare mortgage refi rates and fees? (web sites, or?) [more inside]
posted by msalt on Jan 17, 2009 - 10 answers

I applied for a mortgage. What have I done? (And what should I do?) [more inside]
posted by fogster on Jan 12, 2009 - 14 answers

I'm in my first year of law school and also a first-time student loan borrower. I ended up having a decent amount of loan money left in my bank account at the end of the semester. Should I pay it back or hang on to it? [more inside]
posted by SuperNova on Dec 22, 2008 - 9 answers

Mortgage Expert Needed: How do I take advantage of these low low mortgage rates BEFORE I gain building approval. [more inside]
posted by Thrillhouse on Dec 22, 2008 - 3 answers