During a windstorm, a tree fell on our detached garage last night and destroyed it (no cars were in it, but the roof is completely caved in and the walls are buckling). We live adjacent to a public high school, and the tree was/is on the school's property, not ours. I filed a claim with our homeowners insurance already and asked if I should call the town directly or if the insurance folks should do it. The call center person I spoke to recommended that I wait. The claims adjuster is supposed to call "before tomorrow evening." I'm feeling antsy. Should I just go ahead and call the town? Would I be letting myself in for any potential foul-ups in reimbursement (either from insurance or from the town)?
posted by dlugoczaj
on Jan 31, 2013 -
6 answers
I need to get homeowner's insurance for a property around Concord, NH. Can someone recommend an independent insurance agent in this area?
posted by danep
on Jun 20, 2012 -
1 answer
I had a roofer give me an estimate. He would like to make a hail damage claim against my homeowner's insurance. I didn't know that we had had a hailstorm this year...
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posted by anonymous_account
on Jun 16, 2012 -
24 answers
Applying for homeowner's insurance (with Geico in NY state), I was given a quote of $1761. At that point, they took my social security number, and came back and told me the premium would be $200 higher. They would not account for the difference....it was "take it or leave it". And I have a nearly perfect credit rating.
Thoughts?
posted by Quisp Lover
on Mar 7, 2011 -
13 answers
My parents had a house fire recently, and their insurance cut them a significant check to replace their belongings and rebuild the house. However, my deceased grandfather's name was on their policy, he had helped them buy it nearly twenty years ago, and the banks in town won't cash it without his signature. How is this even possible?
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posted by rubah
on Jul 14, 2010 -
12 answers
Homeowner insurance through Farmer's Insurance Group -- is this a Very Bad Idea?
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posted by cior
on Aug 30, 2007 -
8 answers
At what dollar amount do I draw the line for making a homeowners insurance claim?
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posted by 10ch
on Apr 24, 2007 -
13 answers
My wife and I are closing on a house in a week or so. The house is in the 120,000 range. Today, I started my search for homeowners insurance. My first quote from state farm was 1,500 a year. This is our first house, so we're in the dark. [MI]
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posted by justgary
on Sep 29, 2004 -
20 answers
Following up on yesterday's "I was robbed" question, I now ask a question about homeowner's insurance, claims, etc - please come inside.
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posted by luriete
on Sep 10, 2004 -
8 answers
