So I got engaged and bought a house with my fiancee. We lived together for a couple of years but it did not go well and she moved out. So I'd like to keep the house but do that I'll need to get her off the mortgage and off the deed.
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posted by anonymous
on May 22, 2013 -
23 answers
More details after the jump, but in short: Mortgage lender holds the deeds to the house after missing payments for years.
I am trying to figure out what the imminent risks to the house are and if I could find a debt negotiator.
Many thanks to you all.
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posted by seatofmypants
on May 21, 2013 -
6 answers
I am trying to purchase a foreclosed house with a homepath loan, but I do not qualify for a homepath loan despite excellent credit. Apparently a conventional loan will not work for the current condition of the home. Can you help me sort out my options in Virginia?
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posted by shortyJBot
on Mar 3, 2013 -
7 answers
Buying a house while married but physically separated -- what are the possible issues?
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posted by anonymous
on Dec 14, 2012 -
5 answers
I have a mortgage that is perfectly healthy. Should/can I do a HARP refinance on it?
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posted by miyabo
on Sep 27, 2012 -
9 answers
Should I sell or rent my house when I move to a different part of town? I would just about break even in either situation.
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posted by ethidda
on Sep 4, 2012 -
12 answers
Filtering through lenders for a mortgage in a home building situation.
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posted by phox
on Mar 29, 2012 -
4 answers
Underwater mortgage + growing family in small house = terror. How can we plan to get out of this situation in three years?
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posted by anonymous
on Feb 9, 2012 -
29 answers
I had a high credit score, no inquiries and no late debt. I bought a car and refinanced my house with the low interest rates. But I am considering starting a small business and may want to borrow for that.
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posted by CollectiveMind
on Feb 6, 2012 -
2 answers
Assuming that you
could buy a house outright, for cash, why would you get a mortgage? A conversation got me researching this recently. Many articles suggest that if the interest rate is low, a mortgage is better. Yet I can't for the life of me figure out why paying low interest is better than paying no interest. A person with a 30-year mortgage usually ends up paying about 2 times the principal. School me, financial mefites.
FYI: this is just a curiosity. I'm in no position to actually do this in reality.
posted by the jam
on Jan 6, 2012 -
48 answers
What's the legal liability ramifications of owning half a house? (I already have a lawyer. I wanted a second/English opinion.)
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posted by anonymous
on Dec 28, 2011 -
17 answers
We're in contract to buy a house. It's taking forever to get an appraisal. What's going on?
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posted by mikeand1
on Oct 26, 2011 -
12 answers
What financing options are available for first time home-buyers who want to have some cash available after closing to make some repairs and renovations before moving in?
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posted by Inkoate
on Jun 6, 2011 -
9 answers
Earlier this month, there was a fire in the house my boyfriend and I were renting. Basically the attic fan caused a fairly extensive fire which moved through the ducts and damaged the roof and ceiling. Not much damage was done to the ground floor, other than smoke and water. My boyfriend and I are now considering buying the house, and are looking for advice and experiences you might have for this situation.
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posted by odayoday
on May 25, 2011 -
14 answers
Is it smart to refinance my house now? Very Special Snowflake details on the other side.
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posted by anonymous
on Aug 27, 2010 -
6 answers
Should I try to get a mortgage and buy a house before I leave my corporate-type job for a low and unreliably-paying creative one? Or is it possible I'll be able to do those things afterwards?
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posted by anonymous
on Jun 2, 2010 -
15 answers
(Should-I-be-worried filter) Spouse & I are buying a house in another city. The closing is on Wednesday (3 business days from now). Realty paperwork & mortgage process have all gone great, no hitches. Now, at 4:30 pm on a Friday afternoon, the Commitment Letter from our bank arrived but has a blurb asking both my spouse & I to provide letters from our employer certifying that we'll both be keeping our jobs, working from home in the new city. This was never part of the equation.
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posted by rpaxton
on Mar 26, 2010 -
12 answers
My wife and I have a LOT of credit card debt and no savings. We can now afford to start paying off the debt. We'd like to buy a house as quickly as possible, what can we do?
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posted by anonymous
on Mar 23, 2010 -
38 answers
I need to get out of my house, and it's not all due to financial reasons. Is short sale a viable option?
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posted by anonymous
on Feb 11, 2010 -
10 answers
Title of bank accounts were switched on mortgage disclosure. We were approved with conditions today. Could I be denied a mortgage for this or is this something easy to fix?
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posted by grablife365
on Dec 8, 2009 -
3 answers
Finally getting ready to start house shopping and planning soon. I have two questions: is the total monthly mortgage payment really 1% of the costs and how crazy am I for wanting to try for a house in this range?
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posted by grablife365
on Oct 1, 2009 -
27 answers
Can we afford
this house in California (just an example)? What "rules of thumb" or other measures should I use to determine what is "affordable"?
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posted by anonymous
on Sep 20, 2009 -
17 answers
I've got some doubts about our current SoCal real estate agent. At first, there didn't seem to be a problem. But recent events have made me wonder if we're wasting his time.
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posted by anonymous
on Aug 8, 2009 -
15 answers
Getting the exterior of my house painted: A dumb investment, given the economy? Or not?
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posted by anonymous
on May 27, 2009 -
12 answers
Why can't you claim the first-time home buyer tax credit if you've purchased the home from a family member?
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posted by scarykarrey
on Apr 30, 2009 -
5 answers
My wife and I need to get out of our house ASAP for reasons both financial and mental-health-related. I've been told we may need to look into a short sale, but researching the process is making my head explode.
What, if any, are our options? (more inside, obviously)
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posted by anthom
on Apr 15, 2009 -
16 answers
Buying a house soon: is it better to pay down my credit card partially, or pay off a small personal loan?
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posted by anonymous
on Apr 3, 2009 -
5 answers
What are the best ways to find and compare mortgage refi rates and fees? (web sites, or?)
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posted by msalt
on Jan 17, 2009 -
10 answers
How did you learn how to buy a house? First-time homeowner needs some guidance.
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posted by sah
on Nov 1, 2008 -
25 answers
Just about to make our first ever offer on a house and need advice on terms...help? (lots more detail in click)
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posted by Kickstart70
on Oct 14, 2008 -
10 answers
Can I get the mortgage tax deduction if a parent transfers their house to me and I begin paying the mortgage without going through an actual sale and real estate agent/commission process?
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posted by KimikoPi
on Oct 4, 2008 -
5 answers
Is it really that much better to pay off a mortgage in bi-monthly payments rather than once-a-month payments?
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posted by Spyder's Game
on Oct 4, 2008 -
13 answers
Under financial pressure. My house isn't selling. I want to avoid foreclosure and don't care about making a profit. It's the original mortgage; a 30-year fixed at 5.5% in good condition (attractive older house and well maintained) in a decent neighborhood (property values steady as those in more expensive neighborhoods fall).
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posted by CollectiveMind
on Oct 1, 2008 -
7 answers
How late is too late to negotiate with mortgage broker for fees? And how can I track mortgage interest rates to get a better rate before closing?
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posted by Amizu
on Sep 19, 2008 -
5 answers
What do I need to know about getting my house into the Long Term Rental market?
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posted by ZackTM
on Feb 6, 2008 -
7 answers
My wife and I want to buy a house in the Boston area, but have almost no down payment...maybe $10K. We both have good credit (725 and above) and make about $110K, together. What are my options to buy a house?
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posted by anonymous
on Dec 21, 2007 -
26 answers
Is there any legal document or process I can do to relinquish any interest in a house that I've technically owned for two years? Please see explanation. Sorry it's long.
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posted by stevyb
on Oct 1, 2007 -
10 answers
Someone died. Does her family have to keep paying the mortgage payments? Does interest keep accruing? Can they rent it out during this period? There was no will. (This is in California.)
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posted by salvia
on Jul 22, 2007 -
9 answers
