I'm trying to figure out in my head how best to go about obtaining a mortgage in the UK whilst also satisfying certain criteria. I'm not sure if Metafilter is the place for this. Sorry if not! [more inside]
If we were to get a 30 year fixed rate mortgage at around 4.1%, and could afford to pay off the note within 6-9 years, would that be a smart financial decision? The alternative, I suppose, would be to instead invest that extra money? [more inside]
I would love some advice on adding light to a challenging corner of our living room (photos after the jump). [more inside]
Spousal difference regarding thermostat. I run cold, wife runs hot. Her argument is that you can always layer. Fair enough, but I find myself needing to pile on sweaters in the middle of summer. Our two kids (5 & 8) are also usually cold inside the house. The thermostat is usually set to 65 degrees. Does 65 degrees year round seem unusually cold in the context of human beings living in a climate controlled house? Household thermometer is currently 62.5 (located in a different room that thermostat).
Debating the pro/con of trying to conceive before buying a house. I think we can and want to, my partner and the world thinks we cannot. [more inside]
I'm just starting to consider buying a first home - it will be an apartment in Canberra Australia but this, plus a basic budget is as far as I have got. Just wondering what do you wish you had known before buying your first home? What did you do that worked out well for you?
My wife and I own a condo that is shrinking in size with every leap our daughter makes. We're hoping/planning to buy a house this fall. Between now and then, are we better off using any extra cash to pay down our condo mortgage, figuring we'll get it back when we sell the place, or socking it away until we're ready to buy the house? (We're very lucky to have no other debts.) [more inside]
My mom's house, which normally uses around 10-20kWh/day, has risen to 150kWh/day. Where is this electricity going? [more inside]
Help me figure out if we're thinking clearly about a house purchase ... [more inside]
We have been invited by friends of friends, to a fun, non traditional, Thanksgiving dinner. I was asked to bring Red Wine, which I am. I am also bringing my homemade Prickly Pear/Jalapeno Lemonade and a bottle of tequila to mix with it should anyone desire. The tequila is an expensive brand in a really cool bottle. I would not spend this much on tequila normally, and I would love to make something out of the bottle when its finished. Can I take the bottle back with me when I leave, or can I ask for the empty bottle to be saved for for me when its finally been finished, or is that just a total manners fail? I am pretty much a recluse normally, and have zero experience with dinner parties. Please help me behave like a civilized guest (even if I'm only faking it for the night).
I'm looking for more music in the style of Lemaitre's Closer, primarily the jazzy horns & piano over a driving house-ish (?) synth and beat. Any recommendations for artists and/or tracks? Thanks!
Me and my partner are in the process of building a small house in a rapidly-gentrifying neighborhood and we're in over our heads. Is there a way out? [more inside]
Have seen a lizard around the house several times. Possibly more than one lizard even. (two?) I don't really mind singular lizards, but I know that for example one cockroach is never one cockroach, and I'd like to know if there's any reason to be worried about an incoming lizard horde. (alternately, if there's a reason I should mind even singular lizards, I'd want to know) [more inside]
Trying to sell my house. The realtor is pushing to lower the price significantly. I'm pretty uncertain. [more inside]
Back in July we were doing a number of renovations on a house we just bought. A local company did both window and roof work, so we thought we'd kill two birds and hire them. Turns out that was a mistake. [more inside]
My husband and I are looking to buy a (modest) home in (the farther reaches of) New York City. I recently mentioned this to my parents, who promptly offered to help and then wrote us a big check that's currently burning a hole in my pocket. It's a lovely, generous offer, but we don't need the money. What my parents don't know is that my husband has a trust fund that would cover a down payment with money left over. [more inside]
Is it possible to pump municipal water uphill to a house site from the municipal water supply if the municipal water supply doesn't *quite* reach the house site? [more inside]
I have an idea for a house I might someday build, and I was wondering if it is a pre-existing Concept that I can discuss with builders. [more inside]
I found my water heater leaking today, probably a failed sidewall. Is there some perfect world where replacing one of these is both cost effective, timely and skillfully done? [more inside]
The song "God, Please Let Me Go Back" by Josh Rouse is on the House MD Original Television Soundtrack released in 2007. What I can't recall and can't find online is which episode it's performed on. Anyone recall? Thanks.
I'm in search of layout/design advice on how to set up my new bedroom. [more inside]
my family of four is in the process of moving out of our junior 4 in manhattan to our very own house in the suburbs. what are your best house and home life tips? [more inside]
Why do sellers overprice a property, and what will convince them to take a lower offer? What should I do about these specific properties that I am interested in? [more inside]
I'm looking into buying a house for the first time, and I need opinions on whether the amount of mortgage I'm looking at is a bad idea. [more inside]
My friend Jenna (alias), a 62-year old woman, very smart and capable, lost her cashier job of 30-some years about a year ago. She's freaking out and has asked me for help. Now I'm freaking out! [more inside]
When sizing an air conditioner for a multi-zone house, do you size it for the full house or for the largest zone? How much cooling do I really need? [more inside]
Designed and built my home about forty years ago. Submitted plans to city that were approved. Started building and had several inspections that passed. Got a job offer I couldn't refuse. Took it and moved into home without finals and occupancy permit. Been living there since, working slowly on it in spare time and as health permitted. Getting to the end of my life, what do I do now? No money to finish, health won't allow much activity, don't want to be evicted, fined, jailed.
My new neighbors, whom I have only met once, seemed upset when I turned down their request that I house sit their house and pets for 12 days. I am not sure if their request or my refusal is unreasonable. Perhaps neither the request nor the refusal are unreasonable? Details follow. [more inside]
There is a bird. Some type of finch. It flew into my washroom via the open louvered vent adjacent to the shower. [more inside]
Brainstorm request: Husband and I just moved into a new house that has a 4-foot-wide by 20-foot-long balcony off the master bedroom. How should we use it? [more inside]
My husband and I are moving from northeast NJ to Durham next month. We are moving from a house to a house. Did you make a similar move, and if so would you recommend your moving company? [more inside]
I am looking for some steady, fast, balls to the wallish running music as I'm sick of my current rotation. [more inside]
I got my next house insurance bill (due in October.) My Dwelling and Other Structures (house + detached garage) are listed at a Limit of Liability which is 5% less than the house/garage cost four years ago and at least 20% less than it would cost to replace them now (since house building hasn't gotten cheaper and my house has increased 10-15% in value according to real estate comps.) Should I increase the Dwelling and Other Structures coverages to cover what it would really take to rebuild my house?
My closets develop mold this time of year. How can I stop it? [more inside]
I want to replace my single panel, up & over garage door with doors that open to the side. It looks like it will be some trouble to get the kind of doors I want, so will it be worth it? [more inside]
Hello! We're buying a house from very nice sellers in San Diego County, California. A requirement of our agreement is that they provide Section 1 termite clearance. Their termite inspection recommended tenting, but the sellers want to go with spot treatment instead because of the risk to plants around the house. I don't think I care as long as Section 1 is cleared, but am I setting myself up to have to tent the house later? The seller indicated that he would be willing to tent if we feel strongly about doing it. [more inside]
So we're building a new house. What can we do to creep out the next people that own it? It makes perfect sense really, I saw a gif on reddit where some folks replacing carpet took the liberty of painting "get out!" in red paint on the floor below the carpet for the entertainment of the next people to replace the carpet. I would like to do similar things. [more inside]
My friend is looking for this story and none of us remember where it is from. A traveler or explorer encountered a house and walked in through the front door. He walked through the house, out the back door and around to the front of the house. He discovered that the front of the house was pinched off and inaccessible. Please help
We bought a house and I'm really excited about it. One thing we're not so excited about are these ugly windows that are all along the front of the house and the enclosed porch area. The arches are just kind of dated looking and not my style. How can I improve the look? [more inside]
I'm hoping for help in imagining what my body and my needs will be like when I'm retired, in 30+ years' time, as I look for a home or a piece of property. The lifestyle things are obvious--a garden, proximity to friends/family/community, room for houseguests--but what else about the physical property ought I keep in mind? [more inside]
Yesterday I visited the Isaac Royall House in Medford, MA, a Georgian home built in 1692 and extensively remodeled in the 1730s. We noticed that several of the closet doors had casings that were clearly slanted at the top (unfortunately I can't find those particular doors in pictures). It looked intentional, not like a result of the house sagging. What would be the purpose of this type of design?
I came home tonight to find a 2 foot square wet spot on my mattress. I have allergies and sensitivity to mold and odors. [more inside]
Everyone I know has bought a house. Every one of them has bought a house because they received an inheritance or a massive influx of cash via other familial mechanisms. I do not have a house or an inheritance. How to deal with this? [more inside]
Just uncovered some old wood parquet flooring. What should I use to clean the floors and make them look nice?
My heat pump (a 10 SEER packaged unit) is dead. It would cost at least $800 to fix it, assuming it's an easy fix. If not, it would either be unfixable (because no one makes the coils anymore), or cost well over $1k (if, for example, the reversing valve needs to be fixed/replaced). So I've had a few different quotes on new heat pumps, and can't decide what to do... Can anyone shed some light on the best route to take? [more inside]
Is it generally wise to tell anyone such as your friends that you have bought a house? It is specifically for an investment to rent out to tenants. Or is it generally not a good idea? Or it doesn't matter?
I'd like an easy way to keep track of what I need to do on a seasonal, annual, and 5-year basis to ensure my home is functioning well. I'm looking for a way to keep track of when the last time various systems were serviced and/or what I need to do in the next month. How do you keep track of your maintenance cycles and tasks? [more inside]
Buying a house near my aging parents when I don't live in their state. Is this a good idea? [more inside]
How do you balance new house projects with full time jobs, child, and daily tasks of living? [more inside]
I potentially have the chance to buy a cheap plot of land within easy subway distance of downtown Philadelphia. Initially this appeared a golden way to own my own home at an affordable price. (Complications inside the fold). [more inside]