I'm getting ready to have a possible "final conversation" about financial responsibility with my boyfriend. I just want to check in to see that I'm being realistic with today's economy.
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posted by anonymous
on May 21, 2013 -
32 answers
Someone asked me this this morning, and I have no idea so I thought I would throw it out to the green.
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posted by deliciae
on May 20, 2013 -
8 answers
What is in place to stop health insurance companies from simply NOT doing things they are contracted to do (i.e.: process and pay for prescriptions. Pay doctors etc.).
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posted by StUdIoGeEk
on May 16, 2013 -
14 answers
I'm a single woman in her early 40's, unemployed (mostly), looking to purchase health insurance, and requesting advice from the hivemind on how much I should have, of what type.
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posted by The otter lady
on May 16, 2013 -
10 answers
I'm self employed. I need health insurance. My main concern is a random ER visit that will put me in debt for the rest of my life, so I told my wife not to worry about deductible prices, since I only need to go in once every few years anyway.
She found something with a $4,000 deductible. And that was like $80/mo. The other ones were even more expensive. Is this price range right? Is this the only way to protect myself from crippling debt?
posted by brenton
on Apr 29, 2013 -
31 answers
A specific health care claim was denied by my insurance as not medically necessary. What are my options?
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posted by lewedswiver
on Apr 3, 2013 -
7 answers
My wife and I are both graduate students living on about $30k a year in southeastern Pennsylvania. We're about to turn 26 and will be losing our health insurance coverage through our parents. Does the state of Pennsylvania or the government offer any sort of subsidies or vouchers to help us purchase our own insurance?
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posted by Aanidaani
on Mar 30, 2013 -
13 answers
I'm an American living in working in Tokyo, but am planning on moving to the states in a few months. I will leave my current job in a month that is providing insurance and take a month or two off to get my affairs in order. What are my options for insurance after I resign?
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posted by princeoftheair
on Mar 24, 2013 -
6 answers
How are things looking over the next few years as far as health insurance costs in the US?
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posted by crapmatic
on Mar 15, 2013 -
7 answers
Healthy 26-year-old woman in DC with private health insurance, planning to start trying to get pregnant at the end of the year.
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posted by crunchysalty
on Feb 8, 2013 -
16 answers
Need private health insurance for my partner, my workplace will be reimbursing all his private health insurance instead of adding him as family/dependent. So cost is minor issue, more concerned with good, specific coverage. We would like to go Blue Cross/Blue Shield due to previous positive experiences. Confused as to what plan will work. He works in a high-stress, very physical outdoorsy job. Without fail, he makes a few urgent care/ER visits a year and would appreciate some therapist coverage to deal with anxiety related to job. Being able to see specialists, get bloodwork and labs done without breaking the bank would be appreciated as well. Any advice? Florida here, if it matters. Looking for low deductible, fixed doctor and hospital visit costs.
posted by caveatz
on Jan 29, 2013 -
6 answers
My cat is sick. I have next to no money. Is there a really-truly-worth it pet insurance company you recommend? Or is there a place I can apply for financial assistance?
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posted by greta simone
on Jan 26, 2013 -
15 answers
I'm trying to figure out the best choice for individual health insurance for myself, and I'd like to have it pay for my currently-out-of-pocket therapy, but I have questions about how this works. Does therapy count as an "office visit"? Do I actually want insurance to cover therapy? (I'm in the US.)
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posted by mysh
on Jan 17, 2013 -
10 answers
I'm unemployed, and have not had health insurance for about 3 years. What are my best options for finding a plan that fits my needs?
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posted by anonymous
on Jan 3, 2013 -
11 answers
I'd like to give one of my relatives health insurance for Christmas. She's a freelancer in Brooklyn. What do you recommend?
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posted by enzymatic
on Dec 16, 2012 -
5 answers
HSA-type health insurance from Oxford, Paying more for prescription medication than out-of-pocket
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posted by zaxour
on Dec 6, 2012 -
10 answers
US-InsuranceFilter: How do I know if an insurance plan is grandfathered under the new ACA "coverage of young adults" policies? The insurance company is acting like it is, but won't answer direct questions about being grandfathered.
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posted by Nonsteroidal Anti-Inflammatory Drug
on Nov 29, 2012 -
8 answers
PrivacyParanoiaFilter: My employer offers a discount on my health insurance if my spouse and I take a Health Risk Assessment (HRA). I get the idea, but are there any downsides privacy-wise that they're not telling you?
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posted by JoeZydeco
on Oct 25, 2012 -
21 answers
Has anyone had any experience with TravelGuard Insurance? Or just general advice on traveller's insurance? I am primarily interested in the medical coverage rather than trip cancellation.
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posted by bluelight
on Sep 30, 2012 -
3 answers
From which U.S. companies can an international student on an F-1 visa in the U.S. buy a legit health insurance? I can't use my school's because I will be reducing my course load from full-time to part-time :/
posted by MiuMiu
on Sep 10, 2012 -
4 answers
I am unconscious, I've been in a terrible accident and I am in a rural area in the United States. Who decides whether I should be flown to the nearest city or taken to the local rural hospital that may not be equipped to handle my emergency?
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posted by cda
on Aug 25, 2012 -
16 answers
My mother is physically disabled and unable to afford legacy health insurance. We need to reduce costs some how but don't know where to turn.
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posted by Highest_Of_Fives
on Aug 25, 2012 -
12 answers
My employer wants all employees to provide lab results in order to receive a deduction in insurance premiums. OK, or a little too Big Brother-ish?
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posted by bookmammal
on Aug 20, 2012 -
22 answers
Do you guys think I will be approved or denied health insurance based on the following factors?
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posted by Yunani
on Aug 9, 2012 -
16 answers
Is there a website I could use to find anonymous donors to help pay for my vasectomy?
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posted by tacodave
on Aug 1, 2012 -
23 answers
I've recently changed employers. My insurance from the previous employer terminated on 5/31. My new insurance starts on 6/23. I can get COBRA for the interim if need be. The question is, do I need it? There is a grace period, such that I don't have to decide until after 6/23, at which time, if I didn't need it during the period, I could save myself about $500. However, there is the concern of the 'pre-existing' condition, ie that period where I would not have insurance can somehow cause me to have 'pre-existing' conditions, whether indefinitely or for some period of time after 6/23 I don't know. The new insurance is
Presbyterian Health.
Can anyone advise?
posted by falsedmitri
on Jun 4, 2012 -
10 answers
Insurance coordination of benefits and birthday rule question: can my wife be forced to upgrade to a family plan? Details inside.
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posted by smurdah
on Jun 1, 2012 -
16 answers
Has there been a recent change in the relationship between medical debt and your credit rating/score?
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posted by RajahKing
on May 4, 2012 -
4 answers
FMLA-Filter: What counts as officially "returned" to work after the 12 week FMLA for maternity leave?
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posted by amazingstill
on Apr 30, 2012 -
9 answers
Applied for individual health insurance through BCBS; was given a counter offer based on my medical history - can I negotiate for a better price?
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posted by anonymous
on Apr 28, 2012 -
6 answers
I have recently
lost my health insurance. While it is possible I will be reinstated to
the plan I lost, which is provided in conjunction with my school, I need to be insured again ASAP, and I don't mind the possibility of doubling up on insurance for a short period of time. New Yorkers, do you know of any affordable (<$500 or so per month) plans I might be eligible for? I am a full time college student.
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posted by ocherdraco
on Apr 25, 2012 -
9 answers
AskMe: we need help. My girlfriend just found out that her health insurance was terminated for non-payment (she thought she had paid it, and when I get home this evening we'll double-check our accounts to see what happened.) Whether the error was hers or the insurance company's, the company has stated that it'll take them 10-14 days to know whether or not they can reinstate the plan regardless. She has a pre-existing condition (ADHD), so consistent coverage is very important - and Ms. MP is starting to freak out. What's our next move, and how do we get through this?
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posted by (The Rt Hon.) MP
on Apr 19, 2012 -
8 answers
What is the benefit of purchasing the extension health coverage (individual) vs. purchasing your own individual health insurance plan for a couple of months? Left school health insurance and now I am looking for my options. Is the extension worthwhile/more expensive than purchasing individual health insurance through ehealthinsurance.com?
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posted by proficiency101
on Apr 16, 2012 -
2 answers
I’m looking for advice on dealing with with employer provided disability insurance. I’m out of work due to illness, and I am having trouble navigating the disability insurance provided by my employer. Do I hire a lawyer? Are there other people that I can hire to help on my behalf?
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posted by [insert clever name here]
on Apr 9, 2012 -
7 answers
How does your company structure the amount employees pay towards their health benefits?
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posted by zara
on Apr 1, 2012 -
14 answers
I have questions about applying for private insurance given that my family would like to get a quote (and hopefully a policy) so we can move to a different state.
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posted by questionsandanchors
on Mar 9, 2012 -
5 answers
I just discovered that my COBRA was mishandled and that I have been uninsured for half a year. I checked into it only because I am leaving the country on Sunday and wanted to make sure everything is square. It isn't. Where can I get myself health insurance in a day or two?
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posted by telomere
on Mar 5, 2012 -
9 answers
I am under 25 and have no health insurance. My mom was recently laid off so she has no insurance either. What are my options?
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posted by bluelight
on Jan 30, 2012 -
23 answers
How can I -- as an employer -- provide reasonably-priced health care insurance to one employee? Doesn't the issue invite age or gender discrimination?
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posted by starkraven
on Jan 25, 2012 -
14 answers
I've already met my (pretty high) deductible for 2012. What health related things should I consider doing for the rest of the year?
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posted by imabanana
on Jan 24, 2012 -
16 answers
Health insurance for vagabonds? (How can I purchase health insurance when I'm in between fixed addresses/states?)
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posted by anonymous
on Jan 20, 2012 -
5 answers