251 posts tagged with Health and insurance. (View popular tags)
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Am I being realistic?

I'm getting ready to have a possible "final conversation" about financial responsibility with my boyfriend. I just want to check in to see that I'm being realistic with today's economy. [more inside]
posted by anonymous on May 21, 2013 - 32 answers

 

How do insurance companies test for tobacco use?

Someone asked me this this morning, and I have no idea so I thought I would throw it out to the green. [more inside]
posted by deliciae on May 20, 2013 - 8 answers

When a health insurance company is awful, what recourse does one have?

What is in place to stop health insurance companies from simply NOT doing things they are contracted to do (i.e.: process and pay for prescriptions. Pay doctors etc.). [more inside]
posted by StUdIoGeEk on May 16, 2013 - 14 answers

What kind of health insurance should I get?

I'm a single woman in her early 40's, unemployed (mostly), looking to purchase health insurance, and requesting advice from the hivemind on how much I should have, of what type. [more inside]
posted by The otter lady on May 16, 2013 - 10 answers

Help me buy my own health insurance.

I'm self employed. I need health insurance. My main concern is a random ER visit that will put me in debt for the rest of my life, so I told my wife not to worry about deductible prices, since I only need to go in once every few years anyway. She found something with a $4,000 deductible. And that was like $80/mo. The other ones were even more expensive. Is this price range right? Is this the only way to protect myself from crippling debt?
posted by brenton on Apr 29, 2013 - 31 answers

How does one appeal a health insurance denial?

A specific health care claim was denied by my insurance as not medically necessary. What are my options? [more inside]
posted by lewedswiver on Apr 3, 2013 - 7 answers

Help me find the Rolls Royce of health insurance in the SF Bay Area.

I'm talking the absolute BEST, at any price. [more inside]
posted by tealcake on Apr 2, 2013 - 17 answers

Health insurance subsidy?

My wife and I are both graduate students living on about $30k a year in southeastern Pennsylvania. We're about to turn 26 and will be losing our health insurance coverage through our parents. Does the state of Pennsylvania or the government offer any sort of subsidies or vouchers to help us purchase our own insurance? [more inside]
posted by Aanidaani on Mar 30, 2013 - 13 answers

Insurance options for the recently unemployed in Tokyo?

I'm an American living in working in Tokyo, but am planning on moving to the states in a few months. I will leave my current job in a month that is providing insurance and take a month or two off to get my affairs in order. What are my options for insurance after I resign? [more inside]
posted by princeoftheair on Mar 24, 2013 - 6 answers

Another US health insurance question

How are things looking over the next few years as far as health insurance costs in the US? [more inside]
posted by crapmatic on Mar 15, 2013 - 7 answers

Is private health insurance with maternity coverage in DC even worth it?

Healthy 26-year-old woman in DC with private health insurance, planning to start trying to get pregnant at the end of the year. [more inside]
posted by crunchysalty on Feb 8, 2013 - 16 answers

Need private Blue Cross/Blue Shield health plan. Help me pick.

Need private health insurance for my partner, my workplace will be reimbursing all his private health insurance instead of adding him as family/dependent. So cost is minor issue, more concerned with good, specific coverage. We would like to go Blue Cross/Blue Shield due to previous positive experiences. Confused as to what plan will work. He works in a high-stress, very physical outdoorsy job. Without fail, he makes a few urgent care/ER visits a year and would appreciate some therapist coverage to deal with anxiety related to job. Being able to see specialists, get bloodwork and labs done without breaking the bank would be appreciated as well. Any advice? Florida here, if it matters. Looking for low deductible, fixed doctor and hospital visit costs.
posted by caveatz on Jan 29, 2013 - 6 answers

Sick kitty, low on cash.

My cat is sick. I have next to no money. Is there a really-truly-worth it pet insurance company you recommend? Or is there a place I can apply for financial assistance? [more inside]
posted by greta simone on Jan 26, 2013 - 15 answers

Deciphering individual health insurance plans

I'm trying to figure out the best choice for individual health insurance for myself, and I'd like to have it pay for my currently-out-of-pocket therapy, but I have questions about how this works. Does therapy count as an "office visit"? Do I actually want insurance to cover therapy? (I'm in the US.) [more inside]
posted by mysh on Jan 17, 2013 - 10 answers

Help me get covered

I'm unemployed, and have not had health insurance for about 3 years. What are my best options for finding a plan that fits my needs? [more inside]
posted by anonymous on Jan 3, 2013 - 11 answers

The Gift of Health

I'd like to give one of my relatives health insurance for Christmas. She's a freelancer in Brooklyn. What do you recommend? [more inside]
posted by enzymatic on Dec 16, 2012 - 5 answers

HSA-type Insurance Prescription card filter:Higher cost of medication with Rx card

HSA-type health insurance from Oxford, Paying more for prescription medication than out-of-pocket [more inside]
posted by zaxour on Dec 6, 2012 - 10 answers

Is the new insurance company pulling a fast one?

US-InsuranceFilter: How do I know if an insurance plan is grandfathered under the new ACA "coverage of young adults" policies? The insurance company is acting like it is, but won't answer direct questions about being grandfathered. [more inside]
posted by Nonsteroidal Anti-Inflammatory Drug on Nov 29, 2012 - 8 answers

HIPAranoia....

PrivacyParanoiaFilter: My employer offers a discount on my health insurance if my spouse and I take a Health Risk Assessment (HRA). I get the idea, but are there any downsides privacy-wise that they're not telling you? [more inside]
posted by JoeZydeco on Oct 25, 2012 - 21 answers

Traveller Insurance

Has anyone had any experience with TravelGuard Insurance? Or just general advice on traveller's insurance? I am primarily interested in the medical coverage rather than trip cancellation. [more inside]
posted by bluelight on Sep 30, 2012 - 3 answers

From which U.S. companies can an international student on an F-1 visa in the U.S. buy a legit health insurance? I

From which U.S. companies can an international student on an F-1 visa in the U.S. buy a legit health insurance? I can't use my school's because I will be reducing my course load from full-time to part-time :/
posted by MiuMiu on Sep 10, 2012 - 4 answers

HSA = Health Sadly Absent

What's the best way to sell my company on getting better health insurance? [more inside]
posted by spamguy on Aug 27, 2012 - 9 answers

Who decides when to call the Life Flight?

I am unconscious, I've been in a terrible accident and I am in a rural area in the United States. Who decides whether I should be flown to the nearest city or taken to the local rural hospital that may not be equipped to handle my emergency? [more inside]
posted by cda on Aug 25, 2012 - 16 answers

physically disabled and unable to afford legacy health insurance

My mother is physically disabled and unable to afford legacy health insurance. We need to reduce costs some how but don't know where to turn. [more inside]
posted by Highest_Of_Fives on Aug 25, 2012 - 12 answers

Should I voluntarily provide information from my doctor to my employer?

My employer wants all employees to provide lab results in order to receive a deduction in insurance premiums. OK, or a little too Big Brother-ish? [more inside]
posted by bookmammal on Aug 20, 2012 - 22 answers

Am I eligible for health insurance?

Do you guys think I will be approved or denied health insurance based on the following factors? [more inside]
posted by Yunani on Aug 9, 2012 - 16 answers

How much would you pay to keep me from making more babies?

Is there a website I could use to find anonymous donors to help pay for my vasectomy? [more inside]
posted by tacodave on Aug 1, 2012 - 23 answers

Medical Loss Ratio (and I am at loss)

What am I supposed to do with Medical Loss Ratio notice from the insurer? [more inside]
posted by zaxour on Jul 21, 2012 - 12 answers

To COBRA or not to COBRA

I've recently changed employers. My insurance from the previous employer terminated on 5/31. My new insurance starts on 6/23. I can get COBRA for the interim if need be. The question is, do I need it? There is a grace period, such that I don't have to decide until after 6/23, at which time, if I didn't need it during the period, I could save myself about $500. However, there is the concern of the 'pre-existing' condition, ie that period where I would not have insurance can somehow cause me to have 'pre-existing' conditions, whether indefinitely or for some period of time after 6/23 I don't know. The new insurance is Presbyterian Health. Can anyone advise?
posted by falsedmitri on Jun 4, 2012 - 10 answers

Please help me choose a medical insurance plan.

Please help me choose an insurance plan. [more inside]
posted by k8t on Jun 3, 2012 - 4 answers

Health insurance question: Does the birthday rule force us to upgrade to a family plan?

Insurance coordination of benefits and birthday rule question: can my wife be forced to upgrade to a family plan? Details inside. [more inside]
posted by smurdah on Jun 1, 2012 - 16 answers

Do outstanding medical bills hurt your credit rating?

Has there been a recent change in the relationship between medical debt and your credit rating/score? [more inside]
posted by RajahKing on May 4, 2012 - 4 answers

How do we get out of paying for employer insurance during FMLA?

FMLA-Filter: What counts as officially "returned" to work after the 12 week FMLA for maternity leave? [more inside]
posted by amazingstill on Apr 30, 2012 - 9 answers

Applied for individual health insurance through BCBS; was given a counter offer based on my medical history - can I negotiate for a better price?

Applied for individual health insurance through BCBS; was given a counter offer based on my medical history - can I negotiate for a better price? [more inside]
posted by anonymous on Apr 28, 2012 - 6 answers

Should I hold off on seeking treatment under my new health insurance coverage?

Specific pre-existing condition health insurance question. [more inside]
posted by anonymous on Apr 28, 2012 - 8 answers

Affordable student health insurance in New York?

I have recently lost my health insurance. While it is possible I will be reinstated to the plan I lost, which is provided in conjunction with my school, I need to be insured again ASAP, and I don't mind the possibility of doubling up on insurance for a short period of time. New Yorkers, do you know of any affordable (<$500 or so per month) plans I might be eligible for? I am a full time college student. [more inside]
posted by ocherdraco on Apr 25, 2012 - 9 answers

My girlfriend might have lost her insurance, and we need help.

AskMe: we need help. My girlfriend just found out that her health insurance was terminated for non-payment (she thought she had paid it, and when I get home this evening we'll double-check our accounts to see what happened.) Whether the error was hers or the insurance company's, the company has stated that it'll take them 10-14 days to know whether or not they can reinstate the plan regardless. She has a pre-existing condition (ADHD), so consistent coverage is very important - and Ms. MP is starting to freak out. What's our next move, and how do we get through this? [more inside]
posted by (The Rt Hon.) MP on Apr 19, 2012 - 8 answers

What is the benefit of purchasing the extension health coverage (individual) vs. purchasing your own individual health insurance plan for a couple of months?

What is the benefit of purchasing the extension health coverage (individual) vs. purchasing your own individual health insurance plan for a couple of months? Left school health insurance and now I am looking for my options. Is the extension worthwhile/more expensive than purchasing individual health insurance through ehealthinsurance.com? [more inside]
posted by proficiency101 on Apr 16, 2012 - 2 answers

Who can help me with disability insurance claims?

I’m looking for advice on dealing with with employer provided disability insurance. I’m out of work due to illness, and I am having trouble navigating the disability insurance provided by my employer. Do I hire a lawyer? Are there other people that I can hire to help on my behalf? [more inside]
posted by [insert clever name here] on Apr 9, 2012 - 7 answers

Are There Health Insurance Accountants?

Are there accountants who handle health insurance? [more inside]
posted by musofire on Apr 5, 2012 - 2 answers

oh god kids are expensive even if they arent mine.

How does your company structure the amount employees pay towards their health benefits? [more inside]
posted by zara on Apr 1, 2012 - 14 answers

Another health insurance question...

Another health-insurance question - how to deal with an unexpected loss of coverage for my GF. Which of our options is best? [more inside]
posted by FreelanceBureaucrat on Mar 31, 2012 - 17 answers

How to get private insurance when planning a move out of state

I have questions about applying for private insurance given that my family would like to get a quote (and hopefully a policy) so we can move to a different state. [more inside]
posted by questionsandanchors on Mar 9, 2012 - 5 answers

Where can I get health insurance in a day or two?

I just discovered that my COBRA was mishandled and that I have been uninsured for half a year. I checked into it only because I am leaving the country on Sunday and wanted to make sure everything is square. It isn't. Where can I get myself health insurance in a day or two? [more inside]
posted by telomere on Mar 5, 2012 - 9 answers

How do single income families afford health insurance?

How do single income families afford health insurance? [more inside]
posted by NotSoSimple on Feb 24, 2012 - 26 answers

Where can a US Citizen living abroad get short-term health insurance for trips to the US?

Short-term Health Insurance in the US for US citizen living abroad? [more inside]
posted by caoimhe on Feb 13, 2012 - 5 answers

under 25 health insurance options

I am under 25 and have no health insurance. My mom was recently laid off so she has no insurance either. What are my options? [more inside]
posted by bluelight on Jan 30, 2012 - 23 answers

How can I provide reasonably-priced health care insurance to one employee?

How can I -- as an employer -- provide reasonably-priced health care insurance to one employee? Doesn't the issue invite age or gender discrimination? [more inside]
posted by starkraven on Jan 25, 2012 - 14 answers

I've already met my (pretty high) deductible for 2012. What health related things should I consider doing for the rest of the year?

I've already met my (pretty high) deductible for 2012. What health related things should I consider doing for the rest of the year? [more inside]
posted by imabanana on Jan 24, 2012 - 16 answers

Health insurance for vagabonds?

Health insurance for vagabonds? (How can I purchase health insurance when I'm in between fixed addresses/states?) [more inside]
posted by anonymous on Jan 20, 2012 - 5 answers

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