Purchasing meds without insurance coverage, what could be the implications?
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posted by zaxour
on Feb 18, 2013 -
4 answers
Had a medical procedure that cost $3100. Paid for it in full with money in my HSA. Provider will now bill insurance for me and according to benefits schedule I will get a check back for $1000 from insurance company. I would have been perfectly happy to have only paid out $2100 and have left the $1000 to accrue tax-deferred. But the provider insisted on payment in full at time of service. Can I put this money back in the HSA? I see that there is an entity called a "Mistaken Distribution" for instances when you use your HSA debit card by accident. The language surrounding this "mistaken distribution" warns of potential tax consequences. But in my instance I did not make a mistake. I already contribute maximally to the account so I can't go over. What should I do?
posted by teg4rvn
on Feb 10, 2013 -
4 answers
I don't have employer-provided insurance and purchase it directly. Is it possible to increase coverage to deal with a new health issue?
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posted by anonymous
on Feb 4, 2013 -
7 answers
I'm straightening out my taxes for 2010 and 2011, and I had a couple of questions about HSAs that I hoped you guys would be able to help me answer. (I know you're not my lawyer).
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posted by Stephanie Duy
on Aug 28, 2012 -
8 answers
Are there any credit unions that offer Health Saving Accounts (HSA's) to people who live in Seattle? It doesn't look like it's offered by any of the big ones (BECU, Watermark, Verity, Seattle Metropolitan). I'm not happy with HSABank's lack of online bill pay and want to support CU's in any case.
posted by rouftop
on Oct 27, 2011 -
8 answers
Is it discriminatory for an employer to vary HSA contributions based on an employee's health?
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posted by anonymous
on Oct 25, 2011 -
13 answers
Health Savings Account -- How do I figure the tax savings on an HSA that deducts $300 a month from my pay; yearly total = $3600? The representative selling this plan says the tax savings will be about 30%. That's fantastic if true, but it seems high. What do you think?
posted by partner
on Oct 20, 2011 -
12 answers
Is the out-of-pocket cost for a new dental crown an acceptable expense for an HSA, if I already have dental insurance? If it is "denied" as an acceptable expense, what happens?
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posted by tckma
on May 5, 2010 -
9 answers
I live overseas for 10 months a year. I am finding it very difficult to get health insurance. No preexisting conditions, no smoking, not obese, but I am only barely a resident of California, and this seems to be a tripping point. All I want is a basic, high deductible plan for emergencies. I am currently covered in Virginia (from a while back, never told them I moved), but since my residency is California now, they probably won't cover me. What are my options? I just spent 4 hours on applications and was turned down every time. Everything else I see on google looks dodgy.
posted by Nothing
on Mar 24, 2009 -
10 answers
Had to go to the emergency room (I'm fine) and when I presented my insurance they said my "ER Access Fee" was 0$. So I paid nothing, but what does that cover exactly?
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posted by Hands of Manos
on Jan 3, 2009 -
6 answers
Health Savings Accounts (HSA's) ... Can they be used as just another tax-free retirement account after you max out your Roth IRA?
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posted by MrBCID
on May 16, 2007 -
6 answers
Health Savings Accounts: If I pay X out of pocket for medical expenses, can I take X out of my HSA later that year and pay myself back?
posted by drezdn
on Apr 27, 2007 -
10 answers
