Need help deciding what to do with my investment finances, including rolling over my prior Co. 401k rollover. I hold 2 401ks, 1 Roth IRA and I'm planning maybe on an index Fund. Details inside! [more inside]
I have a bunch of money I've been wanting to dump into a low-fee index fund all year. (It's my retirement account.) I've been holding off because of the whole budget/debt ceiling business that's been going on all year. It looks like events will be coming to a head this week. If the market totally craters, would that be a good time to buy? [more inside]
I was looking around for information on long-term investment planning and I ran across this page
, which says that after adjusting for inflation, long-term stock market returns are only 1.9% before taxes. The whole site seems to advocate this sort of really creepy gold fetishism that's been popping up lately, so my natural reaction is to dismiss it. But I still have doubts, and this plays into my anxieties about whether retirement savings is worthwhile at all. Help me debunk this?
(Existential crisis inside.) [more inside]
Help me choose between 5 Vanguard Funds [more inside]
What do I need to know about hiring a stock broker or financial advisor? [more inside]
How would you measure the total health of individual investors?
So the U.S. has a large number of individual investors actively managing their money. Does anyone measure that for both number of accounts and total amount in them? Trying to see if we can track are people more actively investing or less actively investing as opposed to parking their money in mutual funds.
Seeking the impossible - ethical, reliable investment. [more inside]
I've just accepted a job at a large Wall St bank. I have a large amount of cash to allocate at the moment and don't want to leave it in the bank earning zero interest. However, I am designated a "sensitive person" for compliance purposes in the new job and am subject to very severe restrictions on personal trading. How do people in similar situations manage their personal finances? [more inside]
A crooked stockbroker sends newsletters to 1000 people; half the newsletters say stock A will go up, half say it goes down. Stock A goes down. He sends 500 new newsletters to the people who got a correct prediction about stock A; half of the new newsletters say stock B is going up, half say it's going down. He then sends 250 more newsletters... etc. Eventually there's a handful of people who've gotten eight straight correct picks from him, and those suckers invest their life savings. Has this scam ever been carried out in real life, or is it just a story? [more inside]
I've been happily making regular investments, but I suddenly have a lot more money to invest. How should my strategy change, it at all? [more inside]
Financial Advice. About to be 30 years old and would like some advice on what to do with disposable income. Details inside! [more inside]
I'm a 33 year old male who has been interested in being a Financial Advisor since the 7th grade. I've an undergraduate degree in Finance with a CIS option and am currently 1/2 way through my MBA. I really want to become a FA but I'm a little nervous about starting from scratch, selling to my friends and family, and walking around town knocking on doors to sell although I've been told that I am a very likeable person who would be great at this. [more inside]
Looking for "cheap" but high quality masters/finance program in Europe(preferably), that has an emphasis on hedgefunds/quant/derivatives/trading and is taught in English. [more inside]
Is there a 'bubble' in higher education? By that I mean, are there too many colleges right now, who are charging too much for tuition, and too many people paying too much for degrees, and taking loans that they will never be able to pay off? And assuming that there is such a bubble, and it were to burst, how would a deeply cynical person invest to make money on the collapse in the way that some savvy people made money on the housing market collapse?
i want a financial advisor who helps me create a personal budget and who also helps me with investments and financial planning. Who does that?? [more inside]
Anyone have any experience with using or knowledge of Wealthfront (formerly Kaching)? [more inside]
Bond fund: is this a rational move for savings to get a higher yield? [more inside]
How are venture capital/angel investor firms/funds usually structured? [more inside]
Financial moron w/kids and no investments needs to think about the future. Help needed, I don't know where to start! (mess described inside). [more inside]
Twenty-something Canadian girl would like some financial and investing advice. [more inside]
How to convince husband to stop market-timing investing? (Or what compromise to seek?) [more inside]
My 15 year old daughter is in an economics course this semester and loves it. I'm looking for ideas to help her learn even more. I've tried many ways to give her a leg oupon money matters and she's resisted strongly until now. I'm looking for books, clubs, activities, websites, podcasts, movies, methods in practice, you name it (including specific actions I can take) that will help her learn to manage money and get a grasp on investing all while doing the very things she loves so that she sees that money is not the end-all-be-all. What have you or others you know done to help teens learn about money and put those principles into action?
I dig "Mafia Wars" for its investment features. Would love to find more games about modern money-making and investing. [more inside]
How do I get the most out of a meeting with a financial advisor I don't particularly trust? [more inside]
I have four mutual funds in my IRA account - a Total Market index fund, a Small-cap index fund, an International stock index fund, and a Bond index fund, and I'm trying to figure out how to allocate my assets between them.
I've read a little bit about "Modern Portfolio Theory" and the "Efficient Frontier", but I'm struggling to understand some of the math.
So, is there a simple way I can test whether a particular allocation is on the efficient frontier? Or, see all the possible allocations on the efficient frontier and choose between them? How do I figure this out?
Ideally, I'd love to see a simple enough formula that, given the mean and standard deviation (and maybe correlation matrix), of my four funds, would tell me what allocation is on the efficient frontier. Or, some type of online tool, or an Excel spreadsheet or something. [more inside]
If you had a very strong incentive to invest money before the end of the year with a 30-year outlook, and a further strong incentive to not adjust your investment strategy over that timeframe unless absolutely necessary, what kind of portfolio would you assemble? [more inside]
Recommend any financial crisis blogs written by people who are following all the relevant indicators, or by people involved in the finance industry, who are trying to make sense of the market and economy?
How can I find out the health of my investment brokerage (like Fidelity.com, E-Trade, etc)? Can brokerages even crash and lose my money like in a bank failure? [more inside]
Is cancelling my health insurance and investing the money instead a good bet, or a foolhardy risk? I'm young, in good health, and have no chronic health conditions. [more inside]
Is there anyone (especially online) who's collected reasonably well-informed stock picks from, say, 2, 5, or 15 years ago and explained why the recommendations did or did not work out? [more inside]
About $100 000 has been transfered to me, and I don't know how to properly invest it. [more inside]
Financial / 401k advice for a 23-year-old engineer.
Considering the state of the economy and the price of oil, what should I do with my stocks. Also, I have the option for a 401k but I have no idea what type of 401k to choose. [more inside]
InvestingFilter: Is there anything inherently flawed about investing in index funds? [more inside]
European who has USD in an American account - what should I do? [more inside]
Is it possible to estimate the standard deviation of an investment's return after "y" years, if you know the investment's mean annual return and standard deviation? [more inside]
What's the safest possible thing that I can do with my money? [more inside]
I am considering selling off most of my assets to pay some of my debts, and want some outside advice on if I should. [more inside]
What are some great, informative sites/forums related specifically to trading/investing in/selling metals? Apparently metal is where it's at now that the dollar is dropping. I know little to nothing about finance and trading, etc. - [more inside]
Automatic investment plans (e.g. employee retirement accounts) often seem to make their investments on the first day of the month. If millions of people are known to consistently invest in markets on the same day of each month, does this have an effect on the price of what they purchase? [more inside]
I will soon receive an inheritance of about $100,000-$150,000 (numbers are vague right now). I'm looking for tips and advice for managing that money. [more inside]
Where can I find summary information for a specific stock for days in the past? [more inside]
My wife and I will be moving stateside from Bermuda next year. We will be moving into an empty house with NOTHING
except outdated wardrobes and cash. With that said, we will be acquiring a lot
of stuff. We will need cars, furniture, appliances, electronics, art, tools, clothes, insurance, etc. etc. How can we maximize our investments in all this stuff? What is your opinion on getting good deals in each of these categories? Our financial planner suggested we incorporate
to get some tax write-offs. Another friend said to look into SwapLease
. Yet another said to buy all of our furniture in North Carolina
. If you were starting with nothing, how would you approach it? Should I walk into Best Buy and tell the manager to make me a deal
? Should we buy used cars
? Hit garage sales
? Buy fine art
? Get a part-time job at the Gap
? Where and how can I find the best deals / best investments?
How ethical are Ethical Funds? After meeting with an SRI adviser and perusing the literature, I'm not so sure. [more inside]
What are some good resources to help an expatriate plan for retirement? [more inside]
I've paid off all my credit cards.... now what? [more inside]
Help me learn about personal finances... Canadian style. [more inside]
A friend needs to find a good place to park some money that will ultimately be used for house down-payment purposes. Help me come up with a few good investment options. [more inside]
My new job is a start-up, and they don't offer 401k. What are my investment options? I already have a Roth IRA to which I am contributing the max per year.
What are the peeves/dislikes/hates/sources of job dissatisfaction for people in finance related careers? Specifically, careers related to financial risk management, hedge funds, financial engineering/quantitative analysis, etc. [more inside]
Hey financial wizkids..... Are some financial products forbidden for Americans?
What are X-markets (in plain english)? [more inside]