FinanceFilter: Is the money supply contracting, or expanding, after netting all the Fed action, bank closures, mortgage defaults, etc? The dollar falling seems to signal a net increase of money supply, but this is inconsistent with the thesis of a credit or liquidity crunch. If the money supply is growing at a slower rate due to tighter lending practices, shouldn't the dollar be rising, even in the face of Fed-rate cutting? Do we know the net expansion or contraction of the money supply due to the combination of rate cuts and mortgage defaults? [more inside]
posted on Mar 17, 2008 - 8 answers

Does a student loan in deferment count as debt for the purposes of figuring debt to income ratios in an FHA loan? [more inside]
posted on Feb 27, 2008 - 3 answers

At what point is it not worth making student-loan debt into mortgage debt? [more inside]
posted on Aug 30, 2007 - 9 answers

HELOC or 2nd mortgage (fixed interest) to consolidate credit card debt in order to improve FICO score? [more inside]
posted on Mar 15, 2007 - 5 answers

Re-Mortgaging: Advice/Warnings for a Canadian? [more inside]
posted on Jun 2, 2006 - 11 answers

I have about 75K left on a long term mortgage at about 6.5%. Recently a credit card I have with a large credit limit (20K+) sent checks that could be used for full amount of credit @ 1.9% fixed for the life of the loan. Should I use this to pay off some of the mortgage at a lower interest rate? I know I can make the min payments, are there dangers or problems I'm not considering?
posted on Oct 9, 2005 - 17 answers

A friend of mine has just taken on a large amount of debt since splitting with his girlfriend. What can he do to keep on top of it? [more inside]
posted on Aug 8, 2005 - 20 answers