I have: fair credit ( reported between 650 - 720 ). a student loan and an auto finance loan of no more than $30,000 in combination. ~$9000 in credit card debt spread between 2 cards. What is a good way to pay off my high interest credit cards? I am looking at options like small loans, debt consolidation, possibly even balance transfer to a new card (although I hear that hurts your credit score?). Any good sites that can help me budget or somehow help me get out of paying like $150+ in finance charges every month?
posted on Jul 27, 2008 - 16 answers

Should I sign up for a credit card right now? If so, from where? [more inside]
posted on Mar 14, 2008 - 32 answers

How long will it actually take me to pay off this debt!?! [more inside]
posted on Nov 19, 2007 - 17 answers

What is the best option as far as credit counseling/debt management/loan options? [more inside]
posted on Nov 6, 2007 - 8 answers

Does consolidating your credit card debt wreck your credit history or kill your credit score (FICO)? [more inside]
posted on Feb 22, 2007 - 25 answers

Should I cash in my IRAs to pay off debt? Explanation after the jump... [more inside]
posted on May 3, 2006 - 28 answers

DebtFilter: Anyone heard of Superior Debt Services, Inc.?? They're a debt settlement company. Website: http://superiordebt.com/ [more inside]
posted on Mar 14, 2006 - 10 answers

I am considering signing up for a prepaid debit card and would like some advice as I don't know anyone who's gone down this path before... [more inside]
posted on Feb 18, 2006 - 13 answers

I just graduated college with a little debt. I have large amount of money coming my way next year. How do I keep payments and interest at a minimum and just pay everything off next year? [more inside]
posted on Jul 18, 2005 - 5 answers