In January, I got my business successfully running, paid off and closed a bunch of personal credit cards, and began making a decent amount of money. Now I'm in a place to start opening credit cards and rebuilding my credit. Last time I looked (10 years ago), there were ways to open new credit card accounts, and as long as you were responsible about always paying off all of your balances at the end of every month, you could get bunches of free flights and bonuses and things. I recall people who played with new account bonuses as a relatively lucrative game. Is this still a thing? Is it worth the time?
posted by sirion
on Apr 2, 2014 -
I'm shopping around for a credit card for the first time in ages - I've decided airline miles are a sucker's game, and just want something more straightforward. I'd like to know if there's anything really forward-thinking going on in the credit card world, because it all looks like "fees versus rates versus weird points schemes".
If you have a credit card that you love (or hate) can you tell me why? FWIW, good credit, revolve occasionally (once a year or so?), and willing to pay a fee for something truly good. I've looked at previous questions but it feels like the landscape changes so quickly!
posted by ersatzkat
on Mar 28, 2014 -
How to create a hard link or symbolic link pointing from a folder on NTFS C:\ to a folder on FAT32 USB SD card? [more inside]
posted by pack2themoon
on Mar 24, 2014 -
I have a Visa credit card though an airline rewards program. I moved last year and have rarely been flying on that airline recently, since they don't have a lot of flights out of my current location. Since I'm not getting much out of the rewards, I'd like to change to another rewards program (not airline-related) that I'm sure to use more. I don't want to unnecessarily hurt my credit history by canceling the card and opening a new one. The new rewards card I'm interested in is also Visa, and offered through the same bank as my current card. Is there a way I can keep the same credit card account and simply switch reward programs?
posted by redlines
on Mar 20, 2014 -
I have near perfect credit. I only use my Discover card that I have rewards on and pay off the balance every month. I do have a credit card from a credit union that I never use.
I just received a letter in the mail that stated that the credit union credit card is about to expire and won't be reissued due to inactivity.
Will this affect my credit? If I don't care about the card, should I just let it "die"?
posted by kbbbo
on Mar 7, 2014 -
In a meeting today, I was told that Congress will be requiring Visa/Mastercard and the various banks that provide Magnetic-Stripe debit and credit cards to their customers to upgrade their technology to cards that incorporate SMARTCARD technology, with unique card ID-numbers. [more inside]
posted by shipbreaker
on Feb 7, 2014 -
Aside from whether I should or why I should care what address I give a credit card company or bank, I am wondering whether the Patriot Act actually does allow consumers to give companies a business street address. It appears so but I'm no legal whiz so I'm looking for some answers out there. [more inside]
posted by trandolph
on Jan 9, 2014 -
I need to sign up for a new credit card and am looking for one that is as socially/environmentally responsible as possible (i.e. not tied to big banks, corporations and/or oil companies who would be profiting off me as a consumer and doing bad things with that profit). Does such a card exist? I've searched online but am wary of bias.
posted by athousandtelephones
on Dec 29, 2013 -
I dropped our point-and-shoot today while sledding with the kids. I figure the camera is a write-off, but I may be able to find it when the snow melts. Will the SD card still be good? [more inside]
posted by werkzeuger
on Dec 28, 2013 -
Where in NYC can I order a printing of 250 photo cards with the quickest turnaround? I'm talking like 24-48 hours. Can pay $$$. [more inside]
posted by greta simone
on Dec 10, 2013 -
I am (finally) shopping for a credit card and I want something with cash back and/or airline rewards. What do you recommend? [more inside]
posted by bluelight
on Oct 1, 2013 -
Inspired by the rap battle
over in Meta, does anyone have suggestions on how to get a library card at a US research university without being a current student or faculty member? Is there such a thing as an independent researcher?
posted by leotrotsky
on Aug 21, 2013 -
Hi all, my Sony Xperia J isn't reading sim cards. The sim card (3) that came with the phone works on other phones; the Xperia won't read other sim cards. What can I do to get this handset working? This is my work phone and I'm the breadwinner around here, so it's a bit urgent! Thanks. I've got two Win7 PCs to assist in fixing it.
posted by Mistress
on Aug 10, 2013 -
For his birthday, my son would like to upgrade the graphics card on his Dell Inspiron 560. Little help here? [more inside]
posted by not_on_display
on Jul 23, 2013 -
Every time I go to the hospital for a routine visit, I get a plastic card that looks kind of like a credit card, embossed with my name, my age, my birthday, my doctor's name, and the date and reason of the visit. No one ever asks to see this card; no one looks at it. I get a new card every time. It seems expensive and wasteful -- does anyone know why they do it?
posted by cider
on Jul 10, 2013 -
A few days ago my mom got a bill for a department store credit card, Dress Barn issued by Comenity bank, she opened up 5 years ago. She took advantage of the "get 20% off when opening a credit card with us" offers at the time. When the actual card came, it just sat unactivated in her filing cabinet. The card didn't have a visable expiration date on it. [more inside]
posted by glenno86
on Jul 9, 2013 -
Today, my bank's fraud detection department gave me a call - apparently, somebody had attempted to use my debit card for a purchase in Colombia. I live in London, UK. This is an annoyance, but it's particularly worrying because something similar happened less than two months ago - they called me up and said that although my card hadn't been used, they had information that it may be compromised. The card that was used in Colombia today was the replacement, which I've had for only a few weeks.
My money is safe and my card has been cancelled (again). But my main concern is HOW this has happened - keylogger? Dubious, but legit-seeming site? Compromised wifi? And how do I keep myself safe in future? [more inside]
posted by Ted Maul
on May 5, 2013 -
I will be giving a newly minted 9-year-old gentleman of my acquaintance a wallet for his birthday. I was thinking of printing and laminating a card full of important reference information for a young man of his age. Sort of an ultra condensed Schott's Original Miscellany. What should I put on it?
posted by Capn
on Apr 18, 2013 -
We're looking to obtain the best credit card possible for a 5 person band with minimal expenses and income. We're an LLC incorporated in NYC. Band expenses typically include food, gas, merch supplies (shirts, blank CDs etc) and the occasional cash withdrawals, but the big anticipated purchase is a van (used -- no more than $5k). Suggestions for checking accounts also welcome...
posted by qzar
on Apr 18, 2013 -
Dominion (the card game) doesn't seem like it's ever likely to come out for iOS. What are some alternative iPhone games that riff on Dominion style play that are can be played thru game center and are turn based (able to take hours to make a turn.) Thanks!
posted by Brent Parker
on Apr 9, 2013 -
I've just recently been alerted to the fact that there's such a thing as reward points on my Visa. I checked into my account for the first time and found out I have about 35,000. I have no idea how to use them. [more inside]
posted by madonna of the unloved
on Mar 28, 2013 -
Should I take out a personal loan to consolidate my credit card debt? Does anyone have any experience with personal loans through Discover? [more inside]
posted by royalsong
on Mar 26, 2013 -
I am in need of a credit card that allows me to set a hard limit on authorized users. In addition I need for the card to allow a different limit for the primary and secondary card. [more inside]
posted by flummox
on Mar 21, 2013 -
Is there a business credit card that can alert you in real-time (or close to it) when your employees' cards are used?
I currently use Chase Ink and it disappoints in this regard. I can setup real-time alerts, but they only work for the primary card, not all employee cards. I was a little incredulous of this at first, but my Chase rep confirmed it is so.
Any business cards that can do this? (ideally with cash back, esp. for gas; ideally visa).
posted by grammalvsu
on Mar 21, 2013 -
Credit experts: When I enrolled in college, my father added me onto a new credit card to have at my disposal. Now it's becoming an albatross. [more inside]
posted by drpynchon
on Feb 10, 2013 -
Do you have any suggestions for a group of graduate students doing Valentine's Day boxes at our desks at school (like we did for our elementary school Valentine's Day parties)? I need help with both box design, as well as suggestions for the Valentines themselves! [more inside]
posted by joan cusack the second
on Feb 4, 2013 -
I'm thinking my best option for staying in phone contact with my one or two overseas friends (mainly UK) might be a calling card. Can anyone recommend a specific card? [more inside]
posted by amtho
on Jan 30, 2013 -
Can I use an Amazon Gift Card to pay for items on Amazon.com AND
the Amazon App Store or do they each have their own gift card? [more inside]
posted by boby
on Jan 11, 2013 -
I need help printing thank you cards using my own photo - want a company to print them for me. [more inside]
posted by anya32
on Nov 14, 2012 -
There is an obscure (to the US) card game I love: Eighty Points
, and its simpler brother Forty Points
. It's a partnered trick taking game, and feels a little like Bridge
. However, it requires four (or six, though I've never played that variant) people to spend many hours together, kind of like a DnD campaign. How do I recruit people for this game? [more inside]
posted by ethidda
on Nov 6, 2012 -
I need to name my kitten after a term in (contract) bridge or something card-related. I feel like I've exhausted most options... [more inside]
posted by elleyebeebeewhy
on Oct 24, 2012 -
There's a Boston-area shoegaze festival called Deep Heaven Now happening this weekend, and I'll be in Boston. The ads say 21+, and I'm not 21. How likely is it that I'll actually be carded? Is there a "draw Xes on your hands" option? (Also, if I can't get in, do you have any other recommendations for good live music on Friday night?)
posted by anonymous
on Oct 16, 2012 -
I need a card I can charge with money, online, for someone else's use in grocery stores, department stores, gas stations, etc. They don't need to be able to get cash with it. It shouldn't be possible for them to take out more money than I put in. This will be an ongoing thing, so I'd like to minimize fees. Has anyone had any experience with something like this that they liked?
posted by ubiquity
on Oct 12, 2012 -
Business Card Holders! Do you have recommendations for business card holders? I want to get my husband one for his birthday. Thank you so much!
posted by tessalations999
on Oct 11, 2012 -
Is there any good reason not to take advantage of free cash back offers from credit card companies as long as I pay my monthlies promptly?
FOr that matter, free miles offers?
I have been doing so for some years and my credit score seems to stay strong and yet I was always told that there is no such thing as a free lunch/.
posted by dougiedd
on Oct 10, 2012 -
Seeking recommendations for light to medium difficulty card games from one to 8 players. No boards, no game pieces, just cards. Yes, I know there is Boardgamegeek, but I would like current recommendations from the mefites. And I thank you.
P.S. I like No Thanks, Coloretto, The Great Dalmuti, Rat-a-tat-cat, Rook. I don't like Bohnanza, Apples to Apples, Skip Bo, Hearts, Blink, Rage.
posted by luvmywife
on Oct 10, 2012 -
Is there a way to fully recover files from emptied trash on Mac 10.8.2? Or from a formatted Sandisk Compact Flash card? [more inside]
posted by slowtree
on Oct 8, 2012 -
I made several payments to my credit card but it wasn't the full amount and it appears I got charged interest for the stuff I forgot to pay - does this affect my credit score? [more inside]
posted by cyml
on Oct 7, 2012 -
Is there any place near Parma Airport, Mallorca/Majorca that you can pre-book a rental car with a debit card (not a credit card)? [more inside]
posted by By The Grace of God
on Sep 16, 2012 -
The French consulate in Toronto gave me a three-month visa, but I was planning on staying for 9 months to a year. I don't know why they gave me a three-month visa when I clearly stated I was planning on leaving in June, but someone just told me I can't apply for a carte de séjour with a three-month visa. HELP! [more inside]
posted by kansakwens
on Sep 7, 2012 -