After reading a bit about efficient market theory and the benefits of lowering your costs via investments such as ETFs (especially over 20+ years), I closed my account with my adviser and sold my existing high MER mutual funds. Now what? [more inside]
I've been accepted to a conference in Kraków, Poland in the first week of July. I've decided to add some vacation on the end. However, I've never travelled outside North America before, and am not really sure how to go about getting started. Plane tickets, insurance, route planning, picking where to go, eep! [more inside]
I've just finished doing my Canadian taxes using Turbotax. The net income calculated by inputting my T4 is higher than what I actually netted (calculated using excel + mint) by about $8000. [more inside]
My flooring is all vinyl and tile. I sweep and clean regularly, but a film of dust forms quickly and my cat constantly sheds. I live in a ~600 sqft place and it's annoying to put up with. What's the best way to prevent and clean cat hair and dust?
Recently poutine came up in a convo I had with a foreigner. After they told me they visited Canada and while here made sure to try poutine, I explained to them that I was familiar with poutine before most Canadians knew what the hell it was and that in the not-too-distant past poutine wasn't well-known outside of Quebec. I estimated that it only started becoming popular outside of Quebec in maybe the late 90s. Am I off in this estimate, MeFi? [more inside]
My Canadian relatives often travel to the U.S. to see me, and they have become increasingly concerned about their health insurance coverage, to the point where they are considering not making any future visits. They do buy Blue Cross, but they say that it won't cover pre-existing conditions. Is this true? What happens if one of them falls ill while they are here with something pre-existing? Any Canadians with personal experience getting sick while out of the country?
I'm a Canadian working in Toronto with an incorporated business, a business chequing account with one of the major banks (Canadian currency only), and a Paypal account connected to that chequing account. What should I consider when deciding whether to invoice American clients in Canadian or American dollars? [more inside]
The Canadian Conservative Party is currently at 30.2% in nationwide polls but, due to factors such as vote splitting and regionalized support, is currently projected to form a minority government with 131 out of 308 seats in Parliament. That's undemocratic. Idea: what if opposition parties agreed not to run candidates in specific ridings so as to create two party races (Conservative-Liberal in some ridings, Conservative-NDP in others). Would that be lawful? [more inside]
I'm a Canadian that got clocked doing 81 in a 65 in upper NY state a few days ago. I'm trying to figure out my options. [more inside]
Can anybody help some Canadians fix this passport debacle? Need some help ASAP [more inside]
I am in Portland, OR. I have >$50 face value of Canadian coins. I need to get rid of them fast. (Obtained legally!) Hope me? Details after the cut. [more inside]
Our mobile phone contract is up with Bell and we'd like to not renew with them again. Admittedly Canadians get the short end of the stick no matter what mobile provider there is, but is there at least a more decent end of the stick? [more inside]
What are some good reads about Canadian political history? [more inside]
I live in Canada. Every now and again I try to understand what's happening in federal or provincial politics. Every time I look I only seem to find information on the current scandals or vote-grabbing hot-button issues. Is there somewhere I can understand more without the rhetoric and spin? [more inside]
What are some contributions that Canadians have made to meteorology as a science? I'm looking for technologies, theories, whatever you can come up with. Even Canadians that were involved in the development of something to do with a technology or meteorological finding. I've spent most of my evening on Google with little success, yet I'm required to teach this to my students.
I need some advice on how to best manage a severance package cheque I’ll be receiving in a week or so. I have room to contribute, approx. $15k or so into my RRSP (this may be understated, going from memory) Details I want to stay reasonably liquid, I’m not sure how long it will take me to find a new position and I will be living off of this settlement in the interim Is there tax benefit to contributing to my RRSP now, and withdrawing in the New Year? If I just take it all, I’m thinking I’ll get a decent tax return when I file – true/false? Is there any benefit to asking for 2 cheques, one now, one after January 1st? Total severance will be around $70k or so, gross Thanks for your help!
My friend's daughter was travelling to Canada over the weekend. Apparently she was stopped at the border due to some health insurance related issue. She didn't make it to the hostel she was supposed to stay at the first night, or the volunteer program she was destined for. She called those places when she knew she wouldn't make it, but she hasn't called home at all, as far as we can tell. And we have no idea where she is right now. What can we do? [more inside]
I'm clueless as to how one goes about getting welfare. What can I expect? Is it easy to get? [more inside]
Are there any grants available to Canadian businesses that would fund them bringing in a worker outside the country (From the US) to work in Canada? [more inside]
Do you know some long-wait presents? I am planning an anniversary gift, and I would like to show that I want to be with this person for a long time. I am interested in signing up for some long wait tours, experiences or gifts. I am thinking of things like the Canadian flag at parliament hill - a 25 year wait list, but anything >1 year is good. [more inside]
I like podcasts. I have ones that I listen to on Friday, Sunday, and Monday but not for the other days of the week. Do you have any recommendations for ones to fill those days? [more inside]
My friend, a dual Canadian/American citizen living in the UK, is discussing the terms of a trust with her (US) father. By the time she inherits, she may have given up US citizenship. Does this need to be mentioned so they can account for it now? [more inside]
Is it unusual to see sandwiches and burgers on restaurant menus outside the US and Canada? [more inside]
US bank recommendation for Canadians recently moved to the Bay Area? [more inside]
DualCitizenshipFilter: I was born an American citizen, the son of a Canadian mother. A few years ago I applied for and received my Canadian citizenship, and was provided with my Certificate of Canadian Citizenship. I have never applied for and do not have a Canadian passport. If I were to enter Canada now (by air or land) what do I say, what do I tell them? Can I just show them my canadian card and be done with it? What about coming back to the U.S.A.? Can it be done both ways without either passport?
Canadian filter: Consumer Research Centre survey from 2012 Consumer Product Survey of British Columbia, from Diane Simon, offering a possible $2,500 from answering a 16-page survey. Legit or fake? [more inside]
If I release a new album to CANADIAN campus/community radio stations for airplay, and it is played, can I potentially earn royalties if the album is registered with SOCAN? [more inside]
As a dual citizen, can I travel to places on a Canadian passport that I can't go to (or is difficult or expensive to get visas for) on an American passport? Can I actually pick-and-choose what passport to use to get the best benefit? [more inside]
CookingFilter: I've been making a bunch of Asian fusion dishes lately and I don't think I've ever been satisfied with a component crucial to my understanding of food: the cheese! [more inside]
Bicycle touring logistics: Navigating the Trans Canadian Highway between Spanish, Ontario to Blind River, Ontario on bicycles. Crazy? Any other suggestions? [more inside]
Non-American who occasionally travels to America wants a Southern California phone number (Los Angeles area) that has data and that my friends can text to. My phone works on all USA carriers. What's the cheapest permanent solution? A web-based (or other non-cell) solution is also welcome as long as people can text to the number. [more inside]
I am looking for online only web chat crisis lines for adult Canadians. [more inside]
I'm tired of doing my own taxes, and afraid of hiring another accountant. What is the best/cheapest tax software for a Canadian living in Quebec? I just can't deal with another accountant. I'm tired of being told something will cost 150$ and then get charged 500$ as if they didn't know what they needed to do. I want a tax software that is going to do the weird stuff for me. I don't depend or trust what the box says either! I have some rental income, some contract income, and some salary income. I also have a second (gf) who has simple income.
Can I obtain a Tier 2 visa after doing a Tier 5 Youth Mobility Scheme visa in the UK? [more inside]
Canadian Passport Renewal: If I go down to the Passport Canada office and renew my passport in person, will they take away my old (still valid) passport, leaving me passport-less until the new one arrives? [more inside]
I love Planet Money and This American Life. I am looking for similar podcasts which are either Canadian or just less America-only/mostly. I do not like The Vinyl Cafe, I do like Wiretap. English or French only, please.
What technologies, procedures, or incentives exist to ensure proper rolling of coins? [more inside]
I'm a Canadian who currently has a DirectTV subscription with a non-HD receiver. I want to be able to purchase an HD DVR and wanted to make sure I know everything before hand. [more inside]
What makes sour cream "Canadian-style"? [more inside]
In a few days I will be staying with friend's family in western France, at a house they own. I will be in the UK the next few days. Normally I would bring wine or chocolates as a thank you for the accommodation, but France does these much better and cheaper than the UK (I am told). I am Canadian. What could I bring that would still be a great gift, that I could find in London? It should be something like food or drink, and something of benefit to people on vacation. Price about $50. The friends I am visiting are French/Canadian and appreciate quality/luxury
In the film "Planes, Trains & Automobiles," Del Griffith (John Candy) is reading a book titled "The Canadian Mounted." Is this a real book or just a joke prop for the film? [more inside]
SCTV-filter: In which sketch did Richard Harris (Dave Thomas), after being asked to keep speaking in his loud voice rather than lapse into his insufficiently audible quiet voice [both demonstrated here], say, loudly, "I'll try! But I don't know if I can sustain it!" [more inside]
Good contest sites and Facebook contests that are open internationally (or just to Canadian residents)?
Good contest sites and Facebook contests that are open internationally (or just to Canadian residents)? [more inside]
Asking for my friend. My friend is finishing her associate's degree in a creative field in May, but is not sure of whether she should look for a job right away, or accept her admittance to a prestigious and high-profile exchange program at a foreign university. Oh, and she knows about the flipping-a-coin trick so that won't work. [more inside]
[SongFilter] I want everything to do with this gorgeous, orphaned song. Unfortunately it's in French. [more inside]
CANADIAN CONTENT FILTER: What are some recent (released in the last six months) cool kickass CANADIAN party rockers? (Music, that is) [more inside]
Will I be able to enter the US with a Canadian passport that expires in 4 1/2 months? [more inside]
I know someone posted something similar about an expired passport, but I want to know if I can travel domestically within the US using only my Canadian driver's license. (I am here on an H-1B visa) Extended version: [more inside]
Can you recommend legit paid survey sites open to Canadian residents? [more inside]
[Canadian citizen vs non-resident status filter] Hi Metafilters! A good friend of mine, an immigrant who became a Canadian citizen few years ago, returned to her home country, got married there, got a child and wants to stay there for indefinite length of time. She wants to keep her Canadian citizenship though. What problems she will face here in Canada if she became non-resident? What are the ramifications if she does not? [more inside]