(Asking for a family member). They were rear-ended in someone else's car, as a passenger, in February. The insurance of the driver of the car she was in has told them that claims (for physio etc) need to go through their soon-to-be-ex-spouse's insurance--they separated in September. My family member said that the insurance adjuster used a specific word they can't remember, but that essentially as a married (on paper) person, the spouse's insurance takes precedence. [more inside]
My stepdaughter and infant granddaughter will be visiting us in Ontario from Manitoba for 2-3 weeks over Christmas. I'm getting conflicting information about whether they need supplementary travel health insurance over and above what their Manitoba Health Card covers with inter-provincial agreements. What is covered? What isn't? How much should I expect to pay for extra coverage?
I will have an afternoon free in Toronto tomorrow (Sunday). What should I do? [more inside]
For the upcoming Canadian election on Oct. 19, I would like to vote in advance. However, I am not registered to vote, and cannot register through the online system as I do not have an Ontario driver's license. Is it possible for me to vote in advance if I'm not registered?
Where should I go in (or near) Quebec for some rural day hikes? Bonus constraint: driving from NYC. [more inside]
I am getting divorced and I need a family law lawyer. I live in Vancouver, but it seems that I need to find a Toronto-area lawyer and I'm not sure how best to find one. Friend-of-a-friend recommendations and websites aren't making me feel less nervous. What should I do? [more inside]
I want a cheap/free way to do outreach to high school teachers in Ontario. I want to promote an alternative university program where they can steer students with potential but not great grades. [more inside]
Soon I'll have a G2 license, and I've got some questions about renting cars in Ontario, British Columbia, as well as potentially driving into Washington, Oregon, and California. [more inside]
I've just finished doing my Canadian taxes using Turbotax. The net income calculated by inputting my T4 is higher than what I actually netted (calculated using excel + mint) by about $8000. [more inside]
How can we sell, in the U.S., a car from the U.S. with Canadian plates that was never permanently imported into Canada, but that has Canadian plates? [more inside]
How can one learn about the Canadian tax system (Toronto, Ontario to be specific) in the easiest way possible? Does one need to do a ton of reading to grasp the basic concept behind how they work or are there nice videos and presentations that explain how they work? [more inside]
What stylish but versatile mix and match clothing articles and accessories should I pack for three July nights in Montreal and four nights in a cabin off Lake Beverly in Ontario? How do I keep them looking "fresh" despite heat, humidity, and my own unforgiving sweat? [more inside]
The short of it: (1) Do you have any personal experience getting into Canada and re-entering the US with only a driver's license and birth certificate? (2) What is the drive like between Toronto and Ogdensburg for someone who has really only spent time in cities and driving on major highways up and down the East and West coasts? (3) What should we do in Toronto? [more inside]
Barring any unexpected dream jobs arising in the meantime, I will be heading back to school in September for a 2 year college diploma program in 'computer programming'. What are the job prospects for this qualification? I am in Canada. [more inside]
We found ms scruss' clarinet in a recent house clearout, and we'd like to get it playable again. It's probably not worth too much, and we're on a budget anyway. Suggestions for what to do with it are welcomed. [more inside]
I live in Canada. Every now and again I try to understand what's happening in federal or provincial politics. Every time I look I only seem to find information on the current scandals or vote-grabbing hot-button issues. Is there somewhere I can understand more without the rhetoric and spin? [more inside]
I currently live in Toronto. From September to April, I'll live in Boston, with regular short trips back to Canada during that period. After that I'll come back to Canada. I am, alas, a total iPhone newb and I'm looking for advice on what someone in my position should do. [more inside]
I'm in the very early stages of house-hunting in the Hamilton, Ontario area, but I'm not sure how fast I should be going. [more inside]
Dear Hivemind: Please help me become qualified to work from home. [more inside]
Can someone explain the EI benefits period to me? [more inside]
How do I sell a car between provinces? I live in Montreal, QC and my friend in Toronto, ON. She wants to buy my car. What do I have to do to sell it to her? [more inside]
I'm a web developer in Toronto who is currently operating as a sole proprietor. A prospective new client would really like to hire me for a major new project, but they can only deal with incorporated companies and cannot hire a sole prop. I'm looking for advice on incorporating from a) people in Canada and especially Ontario, but also from b) anyone who has any relevant advice about the experience of becoming an Inc., even if you are not Canadian. Yes, I will be engaging an accountant or lawyer for specific advice if I do decide to move forward, so I'm not worried that some specific advice may not be appropriate for my jurisdiction: I'm just trying to get a broad picture of what it's like (and some recommendations for lawyers/accountants). [more inside]
I'm trying to remember the name of a children's TV show broadcast on (I think) YTV around 1995, I think it was in the slot after Camp Cariboo. It was probably Canadian, and it had a mailbox puppet that said "YOOOOOOU BET!" when asked if there was any mail, and one of the men on the show used to dress up like a bee, which I remember terrifying me as a child. It may have been broadcast on TVO, but I'm fairly certain it was YTV. [more inside]
Canadian tax question: I quoted a client for a job, and neglected to specify whether GST/HST is included. They think the price should be understood as including GST/HST. I think it should be understood as excluding GST/HST. Is there some external standard to resolve this? [more inside]
How many overpasses are there on the Highway of Heroes? Do you happen to know, or can you help me figure out a GIS workflow that will help me out? [more inside]
I am filing tax returns for a number of prior years. One of those years was spent renting an apartment, but having almost no income whatsoever to claim. Rent was paid through a variety of means (read: help from parents). It was one of those years. Do I claim the rent paid? [more inside]
My partner is doing her Ph.D in English but is starting to think she wants to teach elementary or high school. We're in Canada. We've got questions about the job market, location, and the benefits and burdens of getting the Ph.D. [more inside]
Why do so few people use credit unions in Ontario, compared to Quebec and out West? They seem better than banks both ethically and financially (fewer fees, better interest). Is there any reason not to switch? [more inside]
What are my options to rent an indoor gym for basketball in Richmond Hill, Ontario? 10 university students who work and live in the area. The community center offers a relatively high rate by the hour so were wondering where else we could consider renting a basketball gym in and around Richmond Hill.
Is there any reason not to get a Wind Mobile voice plan, if I'm almost always in Toronto (a 'Wind Zone') and prioritize not having a contract? [more inside]
How do liens on property work in Ontario (the Canadian one)? [more inside]
Help me learn more about teaching in Ontario, please. I'm looking for information about continuing education/professional development for teachers in Ontario. [more inside]
I love sourdough. It doesn't seem like anyone else in Toronto does, though. [more inside]
I'm going to be surfing on my next vacation and I want to get a jump on practicing. Where can I buy one of those inexpensive mass-produced beginner soft foamy boards in Canada, and worse-case scenario and there are no spots with waves that I can find where I live on Georgian Bay, is it possible to practice popping up just paddling out on the water or do you need to be propelled by a wave for that to work?
Determining small claims court venue in Ontario: Where did the transaction take place if the parties are distant from one another?
For the purpose of determining venue for small claims court in Ontario, Canada, what would be considered the municipality where the transaction took place for an eBay sale where buyer and seller are in different Ontario municipalities? [more inside]
Canadian (you are not my) lawyers: is there a deadline for filing a proof of claim in personal bankruptcies? [more inside]
Ontario speeding ticket advice: How can I best plead my case tomorrow to the JP? [more inside]
Vacation spots in Ontario/Quebec? [more inside]
I'm a 19 years guy moving to the Toronto area for the summer from LA and I'm just wondering what is there to do in this town? [more inside]
I have never filed my taxes in Ontario, Canada before. Are there any benefits to doing so even if I have no income to declare?
What's the best way to get from Rochester, NY to Toronto? [more inside]
So my epileptic wife and I moved from the US to Ontario a couple of months ago, and we just found out that one of her anticonvulsants is not available in Canada. This is potentially Very Bad. [more inside]
WineFilter: Need a good white wine for Canadian Thanksgiving. [more inside]
Ontario employment law: I'm quitting my job to go back to school full-time in September. I'm currently employed full-time as an engineer. I want to tell my employer as far in advance as possible that I am leaving so that everyone knows what's going on, but I want to minimize the risk of finding myself unemployed and unpaid early. How much notice should I give? [more inside]
So I will be making x dollars gross in Ontario, that translates to... [more inside]
I'm moving to Windsor, ON from the US, this fall, for grad school. I'm presently roped into a three+ year wireless contract with Cingular, here in the States. Given the proximity of Windsor to Detroit (I will be able to see Detroit from campus), is it at all possible that I'll be able to continue using my Cingular plan without paying $0.79/minute international roaming fees or acquiring a new plan? [more inside]
SomewhatObscureGiftFilter: I'd like to buy a Darwin Fish bumper plaque/emblem, and I'd like to have it by December 24. I'm in Ontario (Niagara region). The online options I've found have slow or super-expensive shipping to Canada -- anyone know of a bricks-and-mortar source?
What are the differences between common-law and marriage in Canada? Ontario? [more inside]
I have a locked-in RRSP (well, at the moment a DCPP) in Ontario, Canada. Please please please help me unlock it! [more inside]
I want to buy a mountain bike. I have a nice, fast, light hybrid but it doesn't cut it on anything but the easy trails. I think I'll buy used but have no idea what to get. [more inside]
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