I was rear-ended last night - at a complete stop waiting for a light; the car behind me was going about 40mph when it hit us. Called the cops, called my insurance, it is completely the other driver's fault. My insurance said I can either have the other driver's insurance (Traveler's) handle my claim, or I can pay my $500 deductible and have my insurance handle the claim (repairs, rental car, etc.) with the knowledge that they may not be able to recover my deductible. [more inside]
My mum's boisterous siamese The Lola was recently hit by a car, and had to have a broken leg amputated (pinning was deemed unlikely to work). I'm going to be watching her house next week and I'm assuming The Lola's usual physical pastime of climbing on the roof is not going to be very viable anymore. Given she's likely to have recovered from the surgery by then, what are some playthings that might be good to cheer her up/tire her out while she doesn't have full balance back yet? [more inside]
YANMD or ML. I was rear ended this morning, with minimal damage to my car. How worried should I be about physical injuries, and how can I get past my fear that every car behind me is going to hit me? [more inside]
I switched cars with a friend because they needed to borrow mine. I parked their car in a parking lot. Came back to find that their car had been sideswiped and no note left. Parking attendant didn't see anything. What are my next steps? [more inside]
Hi MeFi, I was on the receiving end of a car accident which occurred last week during rush-hour. I was traveling home from work on a very busy Charlestown Ave when I got had another car smash into mine. I had a bad case of whiplash and went sorta blank for a second but after I came out of the car I noticed a busted BMW behind with a driver still sitting there. The girl from the second car fled the scene. My suspicion was that she didn't have a license or didn't own the car or both. So in short, BMW (Car A) > smashes into grey vehicle with (Car B) which in turn smashes into me (Car C). My insurance adjustor is saying this is a complicated case because of how 'many impacts' I felt or heard. What the hell does this even mean? It felt like someone hit me with a hammer. He said the first party which caused the scene hasn't yet accepted responsibility and they have 30 days to do it or not. I'm sorta left broken and had two trips to ER and two MRIs taken which showed I have an upper disc injury in neck and shoulders. The back side of my car is completely damaged with me being unable to shut my trunk. It is still drivable but it looks like hell. I don't want to dish out $500 for a rental since I'm already drowning in bills. Insurance is telling me that I can't get reimbursed for the rental until someone accepts responsibility. Is this how it usually goes with insurance companies in USA? I'm flabbergasted. Should I get an attorney?
Yesterday I was involved in the first automobile collision I have ever been involved in, and am unsure what the best way to proceed is. The pickup truck behind me was rear-ended on the interstate, resulting in it being pushed into my own vehicle. My car is practically undamaged, and I don't think I want to go through the process of filing a claim. Is this a bad idea? More details inside. [more inside]
I am in California. Yesterday while stopped at a red light I was hit from behind. The visible damage on both cars is minimal and no one was hurt, but it was still a jarring crash. The person who hit me is insured but does not want me to make a claim and has offered to pay for my inspection and repairs out of pocket. Is there any reason that I should not make a claim in this situation? [more inside]
I was in an accident in a common mid-90s sports car. Summary: Body work, broken front axle. Because of the age and damage, the insurance will likely declare the car "totaled". My insurance will likely have to pay for repairs to the other car involved. I have liability only insurance, so they're not going to pay me anything regardless. No one was injured. Does my insurance need to care about my car, if it is liability only insurance, besides assessing for "fault"? One of my family members would like to repair the car. Assuming (he has done this kind of thing before, parts are plentiful, and time is not an issue) that he can make it safely drivable again, what do I need to do to make it legally drivable again? Is there anything I can do now to make it easier to get the car on the road in the future? I'm in northern Virginia.
Looking for someone who's had this experience to tell me the end of your story: you injured yourself (through personal clumsiness) while at a friend's house, your health insurance paid for your ER visit. Your insurance company asks you "where did this accident occur?" and you reply... something... in the hopes that neither your friend nor your friend's property insurance is held liable. [more inside]
So the day after my car got hit while parked (fault on this one was pretty clear, plus I got the other driver making a statement on video that it was her fault), my wife was driving on a local highway and got merged into. Nobody hurt, thankfully - the other driver admitted it was her fault on the scene, but here's the catch... [more inside]
Sorry - a bit frazzled here, so I'm asking for some advice and to make sure I did the right things. I had just finished some shopping at a local mini-mall, hopped into my car, and next thing I know, a person in a larger SUV/truck misjudged her turning angle while trying to park in the spot next to mine and hit/scraped my car. Now what? [more inside]
I'm in a tricky situation with a car accident. [more inside]
I was in an accident recently and I need advice on coping. [more inside]
I came home after work today and noticed that my mailbox is tilted. Then at around 6 PM, one of my neighbors came over and told me that she witnessed a car backing up and hit my mailbox and then drove off. She was able to write down the license plate number of the vehicle for me. I'm not sure on what to do now. It's an old mail box that I've own for about 10 years and I do not mind replacing it. So I don't know if I should just go buy a new mailbox and let this incidence go. I'm a bit bothered by the fact that the driver drove off and did not accept responsibility. How should I go about handling this situation? Thanks for the suggestion!
My husband got doored on his bike. There was a police report, the guy who hit him stayed on the scene and was actually on the job (delivery) when he opened his door into my husband, who was in the bike lane. The driver did have insurance and presumably the company insures, too. What happens now? [more inside]
I got into an accident last week, and my insurance company is mailing me a two-party claim payment check (for ~$6000) to give to the repair shop. I'm wondering when exactly I hand over the check. [more inside]
Should we use the insurance preferred auto repair shop? [more inside]
Please point me towards more non-fiction accounts of fatalities that may have been avoidable had the people involved made different decisions earlier on. In particular I am looking for accounts that provide detail about these earlier decisions so the reader can perhaps surmise where the “tipping point” was reached. [more inside]
Auto accident insurance question and diminished value [more inside]
So, I'm in my 30s and I had my first car accident last night. [more inside]
Hi everyone, I was hit by a car a few hours ago near Grand Central in New York City, the driver then drove off. I am filing a police report and would like to include the license plate number, but the photo I got with my iPhone is largely washed out. Help? [more inside]
I really hurt my arm. I am going to the doctor, but I'm curious about people's general experiences with this type of injury, treatments, length of recovery, and general speculation about just what I did to myself, since it seems like I did several different things at once. [more inside]
My Vanagon was hit, and the other person's insurance company wrote it off as a total loss. We settled, and I retained possession of the vehicle. It's fixed and good to go--except maybe the whole salvage title thing. [more inside]
How can I start, or join, a public action committee or collective action group focusing on the needs and rights of pedestrians? A social support group or listserv would be OK too. [more inside]
Involved in a four-car accident, at-fault party's insurance couldn't cover all the property damages. Now what? [more inside]
In November I purchased a 1985 Volkswagen Vanagon. Two days ago it was hit in the middle of the night. They drove off at the time, but came back the next morning and gave their insurance information. [more inside]
In two of this year's notable high-speed train derailments--Compostella in Spain in July and the New York Metro North crash on Sunday--the train driver survived, but many of the passengers and crew, who were presumably in cars further back from the engine car, did not. Is there any data from any safety board (NTSB or similar in other countries) that suggests any particular train cars are more safe than others in the event of a derailment? [more inside]
If you hit a deer with your car, and it doesn't die, what happens to the deer? Does someone come and "put it out of it's misery"? Take it to the deer hospital? [more inside]
My wife was rear ended twice back on August 28th (she is fine, no injuries). Our 2012 Focus suffered rear bumper damage. The driver of the other car failed to stop after my wife and another vehicle in front of her, waited to make a left-hand turn. [more inside]
Her car edged forward and bumped into mine while waiting on a red. What should I have done? [more inside]
My friend's wife pushed me from their deck into their in-ground pool on Sunday at a party. Now my knee is damaged. I could barely walk back to my car; saw a doctor tuesday; complete tear of the ACL + more (evil triad if that means anything to you.) I'm married, have a 21 month old and work for myself (I make money when I'm mostly on the road, although I do some writing/consulting from home.) Minimum I'm off my feet for a month....yes, I'm consulting lawyers, but I'd like to keep the friendship, if possible. Help! [more inside]
I got into an accident yesterday. It was my first accident so I really had no idea what to do. The other driver kept insisting it was my fault and I just kept apologizing (which is admitting fault?). How does this play in during the insurance claim? [more inside]
My friend was killed in an accident two years ago. He was a passenger on the back of a motorcycle. The driver had minor injuries and he was later charged with DUI and first degree manslaughter. It happened in Amity, Or. When I google it I find the original story...but nothing else. Maybe he hasn't been tried yet? Or maybe (who knows) the charges got dropped (I sort of doubt that, but these days it seems like anything can happen). Can you tell me specifically if I (a non-relative) have any rights to information about where things stand? My friend didn't have much family that I know of. Who would I contact? The DA? Would they talk to me? Is there any type of procedure to follow? Thank you!
Is what my tire shop did negligent? Or am I in the wrong for not being more thorough in my description of what was wrong with my car? [more inside]
My roommate accidentally "misfired" one of his guns in his room. How worried should my housemates and I be? How should we handle this situation? Advice please. [more inside]
A relative was recently in an accident, and the other driver is at fault. It occurs to me that car insurance seems broken, since my relative is now trying to get paid by a company whose client is the other driver. How do we make sure they have our best interests in mind? [more inside]
I temporarily swapped cars with my parents. While my mother was driving it alone, another driver sideswiped her and damaged the vehicle. How does the insurance get handled? Obviously, the driver-at-fault's insurance should pay for the repairs. But do we contact my insurance company, my parent's insurance company, or only the other driver's insurance company? [more inside]
I picked up a to-go order of food, which included a bottled soda. My hands were full for the walk home, so I put the soda in my shoulder bag so I could carry everything else. When I got home, the soda bottle was empty, and my bag—containing my laptop and iPad—were full of sticky soda. Turns out the server had loosened the bottle cap, but didn't tell me. [more inside]
At some point, my parked car was hit. I didn't notice until I got home. It could have happened in three or four different parking lots--I ran several errands. There is fair amount of damage to my front bumper and a dent in my hood, but I can't prove I didn't do it myself. Am I going to be able to file an insurance claim on this? What do I need to know before I call my insurance company? Could this raise my premiums? [more inside]
So I was biking home from work last night and was hit by a fence. It was very windy and a portion of the fence at Grand St. and Center St. in Manhattan blew over onto me. I'm mostly fine, a little bruised but annoyed because it tore my fancy rain jacket. I know I'm going to get a lot of IANAL responses but I wanted to see if anyone had suggestions of things I could do to possibly be remunerated for the jacket by the city. Here's a picture of the bloodthirsty fence after I extricated myself and my bike from it. Any advice much appreciated.
We live in Mass and my wife got into a car accident the other day while I was out of town. How can I convince the insurance company it was not her fault? [more inside]
You are about to be rear-ended. Is it better to open the door? [more inside]
My daugter, age 22, is in trouble a long, long way from home (Burlington, VT; her mom and I are in middle GA) with the family car. She had an accident, her fault. Nobody was hurt, thank heavens, but she was arrested (for the record, not DUI) and the car was towed off and impounded. It is pretty badly damaged and not driveable. There's no other car to use. The disabled one is running up a $50 per day impound fee which I need to stop as soon as I can. Probably I should just give it to a junkyard and let them haul it off, but I've got no notion how to arrange that. More important, what can I do from here to help my girl? Can I find her an attorney by remote control somehow? What else should I be thinking about? Ideas and advice? I would be very grateful!
I live in a apartment building with a floor of parking inside the building. Two days ago, a neighbor who was parking her car next to mine dented and scratched the rear of my car. The damage is fairly minimal but will require some work. She was very apologetic about the situation and left me a voicemail stating that she had hit my car and that would should sync up to exchange insurance information. Later in the day, we talked and she suggested the we exchange a copy of each others insurance card. In this situation, is it ok to give her a copy of my entire insurance card? Is there any information on this I should not be sharing? For reference, my insurance is GEICO.
I let the plumber in to replace the hot water tank this morning, and just got home to find that he'd flooded the floor of the 3rd floor bathroom badly enough that there's water leaking through the *extractor fan opening* of the bathroom immediately below. There's also a small run of water out of a light switch in the 2nd floor wall. The house is full of little pools of water that I don't know if they have been tracked there or have leaked through. How compromised are my electrics and what is the plumber's liability? [more inside]
I rear-ended someone last month while on vacation and the other party, an elderly couple, suggested not involving insurance. The police were not called. After supplying an initial estimate that I agreed to pay, they suddenly realized that they are entitled to a car rental, too, and after I agreed to that they stopped answering their phone and email. What now? [more inside]
My car slid into a pole on a slippery street. What now? [more inside]
What should a pedestrian do if hit by a car? [more inside]
I've been on a cross country road trip for over 35 days, originally departing from Los Angeles. While driving back home, I got caught in a rain/thunderstorm in Louisiana and rear-ended the car in front of me. I only have liability insurance, so the other party is taken care of but I have to take care of my own busted car. I'm wondering if it's worth getting it fixed up or just getting a new car once I get back home. [more inside]
A guy hit my car parked on the street in Cambridge, MA, causing some damage (to the car only, I wasn't around). He left a note. I called him and he wanted to bypass our insurance providers. Please advise. [more inside]