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What happens after a bike accident?

My husband got doored on his bike. There was a police report, the guy who hit him stayed on the scene and was actually on the job (delivery) when he opened his door into my husband, who was in the bike lane. The driver did have insurance and presumably the company insures, too. What happens now? [more inside]
posted by juniperesque on Jul 19, 2014 - 22 answers

Two-party check from insurance co: When do I give it to the repair shop?

I got into an accident last week, and my insurance company is mailing me a two-party claim payment check (for ~$6000) to give to the repair shop. I'm wondering when exactly I hand over the check. [more inside]
posted by Maladroid on Jun 5, 2014 - 10 answers

Preferred by whom?

Should we use the insurance preferred auto repair shop? [more inside]
posted by BundleOfHers on May 15, 2014 - 8 answers

Psychology preceding avoidable accidents and catastrophes

Please point me towards more non-fiction accounts of fatalities that may have been avoidable had the people involved made different decisions earlier on. In particular I am looking for accounts that provide detail about these earlier decisions so the reader can perhaps surmise where the “tipping point” was reached. [more inside]
posted by tr0ubley on May 9, 2014 - 39 answers

Auto accident insurance question and diminished value

Auto accident insurance question and diminished value [more inside]
posted by anonymous on Apr 23, 2014 - 3 answers

Long time driver, first time accident

So, I'm in my 30s and I had my first car accident last night. [more inside]
posted by Oktober on Apr 6, 2014 - 10 answers

Help me identify the license plate of this car that hit me

Hi everyone, I was hit by a car a few hours ago near Grand Central in New York City, the driver then drove off. I am filing a police report and would like to include the license plate number, but the photo I got with my iPhone is largely washed out. Help? [more inside]
posted by thumpasor on Mar 18, 2014 - 21 answers

Torn arm muscle, rotator cuff injury - what has your experience been?

I really hurt my arm. I am going to the doctor, but I'm curious about people's general experiences with this type of injury, treatments, length of recovery, and general speculation about just what I did to myself, since it seems like I did several different things at once. [more inside]
posted by Frowner on Feb 4, 2014 - 16 answers

Can I avoid having a salvage title (California)?

My Vanagon was hit, and the other person's insurance company wrote it off as a total loss. We settled, and I retained possession of the vehicle. It's fixed and good to go--except maybe the whole salvage title thing. [more inside]
posted by jsturgill on Feb 3, 2014 - 8 answers

Make way for pedestrians

How can I start, or join, a public action committee or collective action group focusing on the needs and rights of pedestrians? A social support group or listserv would be OK too. [more inside]
posted by bad grammar on Jan 26, 2014 - 11 answers

Involved in accident, at-fault party's insurance couldn't pay for all

Involved in a four-car accident, at-fault party's insurance couldn't cover all the property damages. Now what? [more inside]
posted by Carius on Jan 3, 2014 - 10 answers

What do I need to know about filing a car insurance claim?

In November I purchased a 1985 Volkswagen Vanagon. Two days ago it was hit in the middle of the night. They drove off at the time, but came back the next morning and gave their insurance information. [more inside]
posted by jsturgill on Dec 12, 2013 - 7 answers

I choo-choose you! To be the train car most likely to let me live!

In two of this year's notable high-speed train derailments--Compostella in Spain in July and the New York Metro North crash on Sunday--the train driver survived, but many of the passengers and crew, who were presumably in cars further back from the engine car, did not. Is there any data from any safety board (NTSB or similar in other countries) that suggests any particular train cars are more safe than others in the event of a derailment? [more inside]
posted by Admiral Haddock on Dec 9, 2013 - 9 answers

What happens if a deer gets hit by a car but doesn't die?

If you hit a deer with your car, and it doesn't die, what happens to the deer? Does someone come and "put it out of it's misery"? Take it to the deer hospital? [more inside]
posted by smalls on Nov 29, 2013 - 25 answers

Insurance problems...

My wife was rear ended twice back on August 28th (she is fine, no injuries). Our 2012 Focus suffered rear bumper damage. The driver of the other car failed to stop after my wife and another vehicle in front of her, waited to make a left-hand turn. [more inside]
posted by KevinSkomsvold on Sep 27, 2013 - 5 answers

Someone bumped into my car this morning

Her car edged forward and bumped into mine while waiting on a red. What should I have done? [more inside]
posted by mlo on Sep 17, 2013 - 13 answers

Protocol for an injury from a practical joke?

My friend's wife pushed me from their deck into their in-ground pool on Sunday at a party. Now my knee is damaged. I could barely walk back to my car; saw a doctor tuesday; complete tear of the ACL + more (evil triad if that means anything to you.) I'm married, have a 21 month old and work for myself (I make money when I'm mostly on the road, although I do some writing/consulting from home.) Minimum I'm off my feet for a month....yes, I'm consulting lawyers, but I'd like to keep the friendship, if possible. Help! [more inside]
posted by Towelie on Sep 4, 2013 - 35 answers

I may have admitted fault at the scene of an accident.

I got into an accident yesterday. It was my first accident so I really had no idea what to do. The other driver kept insisting it was my fault and I just kept apologizing (which is admitting fault?). How does this play in during the insurance claim? [more inside]
posted by anonymous on Aug 30, 2013 - 16 answers

Can I find out what happened to the man who caused my friend's demise?

My friend was killed in an accident two years ago. He was a passenger on the back of a motorcycle. The driver had minor injuries and he was later charged with DUI and first degree manslaughter. It happened in Amity, Or. When I google it I find the original story...but nothing else. Maybe he hasn't been tried yet? Or maybe (who knows) the charges got dropped (I sort of doubt that, but these days it seems like anything can happen). Can you tell me specifically if I (a non-relative) have any rights to information about where things stand? My friend didn't have much family that I know of. Who would I contact? The DA? Would they talk to me? Is there any type of procedure to follow? Thank you!
posted by naplesyellow on Aug 25, 2013 - 6 answers

I hate cars

Is what my tire shop did negligent? Or am I in the wrong for not being more thorough in my description of what was wrong with my car? [more inside]
posted by whistle pig on Aug 21, 2013 - 23 answers

"Accidental misfire." Ummm.... what?

My roommate accidentally "misfired" one of his guns in his room. How worried should my housemates and I be? How should we handle this situation? Advice please. [more inside]
posted by anonymous on Jul 12, 2013 - 111 answers

How to avoid getting screwed by another driver's insurance company?

A relative was recently in an accident, and the other driver is at fault. It occurs to me that car insurance seems broken, since my relative is now trying to get paid by a company whose client is the other driver. How do we make sure they have our best interests in mind? [more inside]
posted by RobotNinja on Jul 10, 2013 - 12 answers

Swapped cars + accident = insurance confusion?

I temporarily swapped cars with my parents. While my mother was driving it alone, another driver sideswiped her and damaged the vehicle. How does the insurance get handled? Obviously, the driver-at-fault's insurance should pay for the repairs. But do we contact my insurance company, my parent's insurance company, or only the other driver's insurance company? [more inside]
posted by doomtop on Jul 8, 2013 - 9 answers

I am Jarritos soda, destroyer of worlds

I picked up a to-go order of food, which included a bottled soda. My hands were full for the walk home, so I put the soda in my shoulder bag so I could carry everything else. When I got home, the soda bottle was empty, and my bag—containing my laptop and iPad—were full of sticky soda. Turns out the server had loosened the bottle cap, but didn't tell me. [more inside]
posted by robbie01 on Jun 30, 2013 - 30 answers

Hit and run insurance claim?

At some point, my parked car was hit. I didn't notice until I got home. It could have happened in three or four different parking lots--I ran several errands. There is fair amount of damage to my front bumper and a dent in my hood, but I can't prove I didn't do it myself. Am I going to be able to file an insurance claim on this? What do I need to know before I call my insurance company? Could this raise my premiums? [more inside]
posted by Pater Aletheias on Jun 19, 2013 - 8 answers

Hit by a fence

So I was biking home from work last night and was hit by a fence. It was very windy and a portion of the fence at Grand St. and Center St. in Manhattan blew over onto me. I'm mostly fine, a little bruised but annoyed because it tore my fancy rain jacket. I know I'm going to get a lot of IANAL responses but I wanted to see if anyone had suggestions of things I could do to possibly be remunerated for the jacket by the city. Here's a picture of the bloodthirsty fence after I extricated myself and my bike from it. Any advice much appreciated.
posted by zackola on Jun 14, 2013 - 18 answers

Progressive is being regressive

We live in Mass and my wife got into a car accident the other day while I was out of town. How can I convince the insurance company it was not her fault? [more inside]
posted by IzzeYum on May 28, 2013 - 25 answers

You are about to be rear-ended. Is it better to open the door?

You are about to be rear-ended. Is it better to open the door? [more inside]
posted by krautland on May 18, 2013 - 26 answers

Helping a daughter who is far from home

My daugter, age 22, is in trouble a long, long way from home (Burlington, VT; her mom and I are in middle GA) with the family car. She had an accident, her fault. Nobody was hurt, thank heavens, but she was arrested (for the record, not DUI) and the car was towed off and impounded. It is pretty badly damaged and not driveable. There's no other car to use. The disabled one is running up a $50 per day impound fee which I need to stop as soon as I can. Probably I should just give it to a junkyard and let them haul it off, but I've got no notion how to arrange that. More important, what can I do from here to help my girl? Can I find her an attorney by remote control somehow? What else should I be thinking about? Ideas and advice? I would be very grateful!
posted by jfuller on May 11, 2013 - 31 answers

Can I give them a copy of my insurance card?

I live in a apartment building with a floor of parking inside the building. Two days ago, a neighbor who was parking her car next to mine dented and scratched the rear of my car. The damage is fairly minimal but will require some work. She was very apologetic about the situation and left me a voicemail stating that she had hit my car and that would should sync up to exchange insurance information. Later in the day, we talked and she suggested the we exchange a copy of each others insurance card. In this situation, is it ok to give her a copy of my entire insurance card? Is there any information on this I should not be sharing? For reference, my insurance is GEICO.
posted by cm1088 on Apr 6, 2013 - 9 answers

PlumbingAccidentFilter, UK edition

I let the plumber in to replace the hot water tank this morning, and just got home to find that he'd flooded the floor of the 3rd floor bathroom badly enough that there's water leaking through the *extractor fan opening* of the bathroom immediately below. There's also a small run of water out of a light switch in the 2nd floor wall. The house is full of little pools of water that I don't know if they have been tracked there or have leaked through. How compromised are my electrics and what is the plumber's liability? [more inside]
posted by Pallas Athena on Mar 13, 2013 - 6 answers

Other driver suggested settling outside insurance, now ignoring me.

I rear-ended someone last month while on vacation and the other party, an elderly couple, suggested not involving insurance. The police were not called. After supplying an initial estimate that I agreed to pay, they suddenly realized that they are entitled to a car rental, too, and after I agreed to that they stopped answering their phone and email. What now? [more inside]
posted by anonymous on Feb 8, 2013 - 11 answers

Help with minor accident.

My car slid into a pole on a slippery street. What now? [more inside]
posted by futureisunwritten on Feb 6, 2013 - 9 answers

Hey! I'm walkin' here!

What should a pedestrian do if hit by a car? [more inside]
posted by threeants on Jan 16, 2013 - 25 answers

Crashed my car, should I fix or just get a new one?

I've been on a cross country road trip for over 35 days, originally departing from Los Angeles. While driving back home, I got caught in a rain/thunderstorm in Louisiana and rear-ended the car in front of me. I only have liability insurance, so the other party is taken care of but I have to take care of my own busted car. I'm wondering if it's worth getting it fixed up or just getting a new car once I get back home. [more inside]
posted by xtine on Jan 11, 2013 - 14 answers

Please advise on car insurance issues after an accident.

A guy hit my car parked on the street in Cambridge, MA, causing some damage (to the car only, I wasn't around). He left a note. I called him and he wanted to bypass our insurance providers. Please advise. [more inside]
posted by A dead Quaker on Dec 16, 2012 - 35 answers

What. The hell. Did I do.

Driving home this afternoon, I spun my car 360 degrees. I have no idea what happened. Please help me figure out what it was so that it never, ever, dear god ever happens again. [more inside]
posted by AthenaPolias on Dec 15, 2012 - 24 answers

Why am I paying $10k for another person's property damage?

I got into an accident with another motorist. She side swiped my car and then hit a electric post. She failed to yield and was found to be at fault. Now the electric company is asking for $10k to repair the pole damage from me. Without having property damage insurance, and living in a no fault state, is there anything I can do?
posted by Coke15 on Nov 29, 2012 - 30 answers

The Morality of Hit and Run

What's the moral argument against running away from an accident if the victim's being cared for (aside from insurance issues)? [more inside]
posted by Quisp Lover on Nov 12, 2012 - 23 answers

What to do if I accidentally shoplifted?

I accidentally left a store without paying for a few items. I realized it the next day, and I'm mortified. What should I do? [more inside]
posted by anonymous on Nov 10, 2012 - 35 answers

Can a second accident affect a yet-to-be-settled case?

YANML, but please help me weigh the benefits of filing a police report about a car-bike accident when a settlement is still in process from a previous accident. [more inside]
posted by nonmerci on Oct 20, 2012 - 10 answers

Fighting the (insurance) man!

Got rear-ended and am thoroughly unhappy with repair results. Any tips for negotiating with the insurance company re: how they're handling this? [more inside]
posted by kanuck on Oct 11, 2012 - 4 answers

Help me understand what fool thing I did

What horrible injury have I done myself? Not-immediately-threatening bike accident injury question. [more inside]
posted by Frowner on Sep 13, 2012 - 9 answers

What car dash cam to buy?

What dash cameras should I consider purchasing? There's a bunch of them out there, but I'm having little luck finding info about which are good and which aren't. [more inside]
posted by c0nsumer on Sep 4, 2012 - 9 answers

Proper protocol after auto accident claims request?

(CA) Driver who hit me is uninsured and I've begun the claims process with my ins. co. Should I give uninsured driver a head's up? [more inside]
posted by chloe.gelsomino on Aug 6, 2012 - 17 answers

How do I prove I'm at least as not at fault as the other guy?

On Friday morning I was in what I consider to be a no-fault fender bender, but Illinois isn't a no-fault state. The other party has already contacted my insurance; I'm not sure what I should be doing to best protect myself. Details inside. [more inside]
posted by ictow on Aug 6, 2012 - 8 answers

Hit and run - finding the scumbag

How to find a hit-and run driver in a fairly large city? [more inside]
posted by pjern on Jul 13, 2012 - 21 answers

Creamed me in his mom's minivan!

Corvette body shops in the Chicago, IL, USA area? [more inside]
posted by InsertNiftyNameHere on Jun 27, 2012 - 13 answers

How to model the accident rate on a certain stretch of road

How could I approach modeling the number of accidents on a certain stretch of road? I've got some semi-ecological approaches in mind but no idea if they're workable. Are there standard approaches to this sort of problem? [more inside]
posted by col_pogo on May 7, 2012 - 9 answers

Blot, Please

Are there any good online police blotters for Long Island, NY that comes complete with accident photos?
posted by InterestedInKnowing on Apr 21, 2012 - 2 answers

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