I have about $8K languishing in a 403(b) (similar to a 401(k) but for nonprofits). My current company doesn't have a 401(k). I just opened a Roth IRA, and I was going to rollover the 403(b) to the Roth, but then I realized I'll have to pay taxes on it, so now I'm not sure. Should I open a Traditional IRA in addition to the Roth, and rollover into that instead? [more inside]
I invest in my company's 403b retirement plan. I can use an investment calculator to estimate what things will look like by retirement, assuming a certain rate of return, and the numbers look fine. Does it make sense to assume that some sort of market crash or downturn will significantly affect this estimate before retirement in the next 30 years? [more inside]
How high was your gross income when you felt able to make the maximum contribution to your 401(k)/403(b)? Is contributing close to half of my already modest income a bad idea? [more inside]
My company is looking for a TPA for our 403b retirement plan. Anyone have any personal experience with this market and recommendations pro/con? Thanks!
I’m confused about whether to put money into my employer funded 403b or a Roth IRA. [more inside]
Shot down for 403b employer match b/c I have 999.08, not 1000 hours worked in calendar year 2008. Anything I can do about this?
Is a 457 plan a better way to save for retirement than a 403(b) plan? [more inside]
Should I pay for an unexpected expense using a credit card or by borrowing from my 403(b)? [more inside]
Does anyone have a clear understanding of changes to 403b investment rules that become effective today? [more inside]
I am trying to figure out how to invest money for retirement and otherwise. I am in my late 20s, earn $55,000 annually, have no debt, and about $90,000 in savings. I am currently putting 5% of my salary into a 403(b) which is the maximum amount my employer will match. [more inside]
New to 403(b)s... should I do an IRA instead? [more inside]
Should I transfer my retirement assets (403b) from a mid-level risk money market fund ? [more inside]
I have a 401(k) from a previous employer. What should I roll it into? [more inside]