Join 3,514 readers in helping fund MetaFilter (Hide)

132 posts tagged with 401K. (View popular tags)
Displaying 1 through 50 of 132. Subscribe:

Related tags:
+ (45)
+ (33)
+ (26)
+ (17)
+ (16)
+ (15)
+ (11)
+ (10)
+ (10)
+ (10)
+ (9)
+ (7)
+ (7)
+ (6)
+ (5)
+ (5)
+ (5)
+ (5)
+ (5)
+ (5)
+ (5)
+ (4)
+ (4)
+ (4)


Users that often use this tag:
Anonymous (25)
Driven (2)
jsturgill (2)
Freedomboy (2)
quadog (2)

mo money, mo decisions

What kind of financial planner do we want? I was referred to a financial planned by someone trusted but he's the kind that takes a percentage of your money each quarter and moves it around. This made me nervous. What options are there? [more inside]
posted by beccaj on Aug 26, 2014 - 10 answers

Quick! I need help opening my first 401k and I can pick my own funds!

The small company I work for doesn’t offer a plan for 401k. Basically you go open a 401k plan wherever you like and fund it with whatever you like. [more inside]
posted by Driven on Jul 1, 2014 - 8 answers

Hey, that worked out...

I'm looking for stories about 401k withdrawals made under the age of 55 that didn't lead to any regret. I'm asking this because the "sane" thing to do with 401k-s always involves NEVER touching that money until retirement. So has anyone gone off this path and found out that it actually helped them out in the long run? [more inside]
posted by anonymous on Jun 16, 2014 - 24 answers

Is it better to live on ramen at age 26 or 66?

Is there any point in letting my employer open up a 401k even if I have no money to put into it? [more inside]
posted by geegollygosh on May 27, 2014 - 14 answers

explain retirement to me like i'm 5.

help a girl figure some stuff out and (hopefully) not be completely SOL when she's old. [more inside]
posted by koroshiya on Mar 18, 2014 - 20 answers

Please help me organize my investments and finances! (401k Rollover!)

Need help deciding what to do with my investment finances, including rolling over my prior Co. 401k rollover. I hold 2 401ks, 1 Roth IRA and I'm planning maybe on an index Fund. Details inside! [more inside]
posted by PetiePal on Mar 18, 2014 - 8 answers

MFAaaaaay 401Kaaaay PHDeeeeee IRAaaaay

What is the best way to move money between retirement accounts while I am currently employed so that I can access it and minimize penalties when I go back to school? (Many, many details inside) [more inside]
posted by rock'em sock'em puppets on Feb 27, 2014 - 7 answers

In search of some intermediate financial advice.

MeFites have always been pretty good at giving basic financial advice, like how to start saving, building a budget, getting out of debt, etc. I'm there already. I find myself in the surprising situation of being comfortable these days, and I'd like to know: what's next? [more inside]
posted by anonymous on Feb 20, 2014 - 13 answers

Wanted: Savvy retirement advice for a struggling youth

If I live until retirement age, I don't want to be broke. I am 24 and I want to start saving for retirement now, but I’m unsure how to go about it. I’ve heard good things about Vanguard, but I’m looking for some personal anecdotes and solid advice on how to go about this. [more inside]
posted by Driven on Dec 2, 2013 - 17 answers

Would it be wise to transfer my 401k to bonds or cash equivalents?

Looking at the market, currently, I have the same sense of foreboding I had in late 2007. If I am operating under the assumption the Dow and other stocks are going to start tumbling over the next 1-2 years, what actions should I be taking to protect my 401k? [more inside]
posted by Bathtub Bobsled on Nov 6, 2013 - 29 answers

An IRA in the hand is worth 2 401ks in the bush?

I just started a new job at a small business that does not have a company-funded 401k plan. I have 3 old 401k accounts of various amounts from previous jobs. What should I do with that money, and how should I fund my retirement now? [more inside]
posted by thirdletter on Oct 13, 2013 - 7 answers

401K semi panic

We will need to be cashing out a 401k in the month of October and... [more inside]
posted by Chrischris on Oct 3, 2013 - 9 answers

Found money? I hope so

I contributed money to several different 401(k)s over the last decade and I have no idea where the accounts are. Help me find my money. [more inside]
posted by anonymous on Sep 9, 2013 - 10 answers

Inherited 401K from sibling

One of my siblings passed away unexpectedly a few weeks ago and I am one of the beneficiaries for her 401K. I would like some basic information on my options for handling the money. My share is not quite enough for me to pay a CFP (low $40K range) and I'd like to have some idea of where I stand before getting all the paperwork. [more inside]
posted by anonymonkey on Aug 29, 2013 - 11 answers

Worm Sign?

Are automatic 401k enrollments, with no employee notifications, normal? [more inside]
posted by The Monocled Puppet of Sock on Aug 17, 2013 - 18 answers

What's my maximum allowed contribution to both a Roth and a regular 401k

I have a Roth 401k from a previous employer that I've contributed to this year. I'm starting a new job where they only offer a traditional 401k. Now what? [more inside]
posted by suncoursing on Jul 31, 2013 - 2 answers

How often to change investment allocations?

My 401(k) plan at work gives me many, many options for automatic investment. I have an aggressive, but diversified portfolio of mostly equity mutual funds, and a diversified mix of assets outside the employer plan. I am investing for the long-term, but wonder when to reconsider the allocations for automatic investment where, after a quarter or two, you see certain allocations underperforming relative to the other allocations. [more inside]
posted by Admiral Haddock on Jul 12, 2013 - 14 answers

I need a hypothetical returns calculator for TSP funds.

I'm going to be taking a 6-month hiatus from contributing to my federal TSP (401K equivalent) account. I know exactly what I am currently contributing each paycheck, and to which funds as a percentage and an actual cash amount. I want to be able to calculate hypothetical returns from an arbitrary date so that I can be sure when I have actually made up for the losses incurred by the break. [more inside]
posted by jsturgill on Jul 4, 2013 - 4 answers

Laid off from work, cashing out my 401k

Hey everyone, I read some other threads in regards to 401k but it seems like the audience is divided. My recent company (industry giant who laid off 8000 employees and gave our jobs to folks in India) has laid me off and I need to cash out my 401k. I am wondering who has experience with this as of the past year or two? I live in Mass so Fidelity says I will have to take out 20% out of my total sum for taxes but they didn't say anything about a penalty. My amount is less than $11,000 and I want to use some of it to start my own agency. Has anyone cashed out their 401k and if so, was there a penalty? PS. Please spare me the 'noo dont cash out, its a bad idea' -- I'm knee deep in $115k for student loans and my life could not get worse and more complicated so I'm confident cashing this crap out is my only way out to some sanity and inner peace. Thanks!
posted by bostonhill on Jun 19, 2013 - 17 answers

Financial Advisers - What's in it for them?

I hired a month-by-month financial adviser last year after my divorce to help me get things in order. The guy I worked with left the company last year on May 13. He called me yesterday, 366 days after he left from his new gig wanting me to be his client again. (non-compete plus 1) That's when things got weird. [more inside]
posted by bricksNmortar on May 15, 2013 - 9 answers

That's no 401k, that's my mother-in-law!

How can I determine the hidden fees associated with my employee 401k through Prudential? [more inside]
posted by taltalim on May 8, 2013 - 6 answers

Save us some money (and some time)

Which 401(k) third party administrator should we use? [more inside]
posted by Dansaman on Apr 16, 2013 - 3 answers

Should I feel bad about letting someone outsource my investments?

I have been getting started with Vanguard, but spoke with an investment adviser today, and it all just seemed so much easier. I've spent hours trying to figure out what kinds of accounts to open, which offer tax deductions, what kind of investments to make, etc. It seems really tempting to just let someone handle this all for me, but I feel like I've never heard from people who are satisfied doing it that way. Countless articles I have read on the subject always make it sounds like someone is a sucker for paying higher management fees. [more inside]
posted by imabanana on Apr 5, 2013 - 11 answers

Investing while in the US on a fixed term contract

I know I should be talking to an financial planner/adviser about this, and I will do, but... I am British. I'm going to be living and working in the U.S. for somewhere between one and three years. I will probably return to the UK afterwards, but there is a chance I will stay in the U.S. forever. I would rate that chance at about 50/50. I would like to save a fraction of my income while in the U.S., and I would like those savings to grow. I would like to retain at least the possibility of suddenly withdrawing them if and when I leave the U.S. I understand there will be fees and taxes involved in such a withdrawal, but I would of course like to minimize them. And I would like to balance this possibility against the possibility that I will be staying forever, and should make a start on saving for retirement. [more inside]
posted by caek on Mar 25, 2013 - 4 answers

401 K catch-up?

I know that I can still contribute to my IRA account for 2012; can I still make catch-up contributions to my 401K for last year?
posted by coldhotel on Mar 24, 2013 - 3 answers

401k/Roth undisclosed "Forfeiture Fee" halves retirement rollover. Help!

I recently rolled over my old 401K and Roth accounts through an old employer and held by ADP. Throughout the process, I was told the only fee would be the $50 "account transfer fee". But when the checks arrived half of my money was missing! [more inside]
posted by iheijoushin on Mar 11, 2013 - 8 answers

Should I raid my 401K to pay my credit cards off?

Can someone talk me out of raiding my 401K to pay off an exorbitant level of credit card debt? [more inside]
posted by anonymous on Dec 27, 2012 - 41 answers

Timing The Market Is Always a Bad Idea, Right?

I know timing the market is stupid. My previous attempts at it have never worked out in my favor. My 401K is all index funds. However, with the possibility of Congress going over the 'Fiscal Cliff," it is a horrible idea to go all cash until they get it sorted out? [more inside]
posted by COD on Dec 4, 2012 - 23 answers

It's not right, but is it ok?

Are we in one of the rare situations where cashing out a 401K makes sense? [more inside]
posted by anonymous on Nov 28, 2012 - 10 answers

Recommend a 401K plan which permits borrowing.

Please recommend a 401K plan for a single person business that permits borrowing. [more inside]
posted by portabella on Nov 24, 2012 - 8 answers

How much is enough (retirement savings)?

How high was your gross income when you felt able to make the maximum contribution to your 401(k)/403(b)? Is contributing close to half of my already modest income a bad idea? [more inside]
posted by anonymous on Nov 9, 2012 - 15 answers

Where do we invest?

Trying to decide where to put our money. Wife changed her job. Should we roll her investments into her current new 401K company Charles Schwab for convenience or into Vanguard? We are interested in investing in Index Funds for the long term.
posted by damiano99 on Nov 8, 2012 - 13 answers

Take my deductions -- PLEASE!

Does Romney want to remove deductions for 401k to help pay for his 20% "across the board" tax cut? [more inside]
posted by bionic.junkie on Oct 2, 2012 - 9 answers

Talk me through closing a 401k

I have lost my job, and I want to use some of the money in my 401k to pay my bills, but not all of it. I would like some details about the next steps, if you have experience with this. [more inside]
posted by anonymous on Sep 27, 2012 - 20 answers

Employer matching of retirement savings

If an employer offers 100% match on retirement investing up to a certain percent of salary, and then 50% on a certain percentage above that, does it make economic sense to invest all the way through the 50% match, or stop with the 100% match and invest the rest somewhere else?
posted by nicapica68 on Jul 31, 2012 - 24 answers

Taxes on early 401k withdrawal

Is 401k withdrawal income the same as McDonalds income? [more inside]
posted by mpls2 on Jul 27, 2012 - 6 answers

Is it worth it to contribute to my company's 401k?

Is it worth it to contribute to my small company's John Hancock 401K, given the high expense ratios and no employee match? [more inside]
posted by anonymous on Jul 21, 2012 - 6 answers

Retirement fund fun!

My 401(k) has changed - any financial gurus able to explain how I am going to be affected? [more inside]
posted by erstwhile on Jun 15, 2012 - 9 answers

Early retirement account withdrawal

Need to pay off upcoming credit card bill. Can I use any of my retirement accounts to pay them off without incurring any fees? [more inside]
posted by AngryTypingGuy on Jun 11, 2012 - 5 answers

401k, come out, come out, wherever you are!

Grandpa died and left my mother his 401k. We can't find the money and the companies he's worked for can't seem to help. Are we missing something in our search? [more inside]
posted by youandiandaflame on May 12, 2012 - 13 answers

What's the benefit of a masters and 401k?

I need help deciding the benefit of a 401k and a free masters degree for a software engineer who likes his current job but is hearing the siren's song from the private sector. [more inside]
posted by anonymous on Apr 3, 2012 - 6 answers

Bad neighborhood, 4-year-old son, 50 mile commute, Old 401K. Any way to buy?

I currently live in a shady neighborhood on the South Side of Chicago. I call the police at least once a week. I also have a 50 mile commute through the city. We want to move closer to my work sooner rather than later. After almost 2 years of unemployment that wiped us out financially, we're back on our feet, but savings is in rough shape. I have a 401k from my previous employer with about 30K in it, and I'm wondering if there is any sensible way to use the money in the 401k as a down payment so that we can buy, rather than rent. Making payments won't be a problem, just the down payment. We intend to stay in the new place for many years, and I really, really hate moving, so I'd rather not move this year into a rental, and then do it again in a year or two.
posted by Morydd on Mar 22, 2012 - 9 answers

401K Contribution

What percentage should I contribute to my 401K? [more inside]
posted by gpoint on Feb 22, 2012 - 14 answers

401k and child support

Asking for a friend: If I liquidate my 401k, will the IRS take the money for back child support? How about for student loans?
posted by rockhopper on Feb 3, 2012 - 6 answers

What's the best way to save for retirement as a freelancer?

What's the best way to save for retirement as a freelancer? [more inside]
posted by sharkfu on Sep 28, 2011 - 6 answers

Increase 401k contribution or open an IRA?

I don't know know anything about saving for retirement other than that you're supposed to do it. I've been trying to educate myself by reading blogs like Get Rich Slowly, but I'm still confused about what I should be doing (if anything) beyond my 401k. [more inside]
posted by anonymous on Sep 18, 2011 - 6 answers

401(k) while saving for grad school?

Given that I hope to go to grad school in the next two years, should I fund a 401(k) before then? [more inside]
posted by andrewesque on Sep 14, 2011 - 20 answers

Where, oh where did my retirement go?

How do I find my old retirement account? [more inside]
posted by mrfuga0 on Sep 13, 2011 - 11 answers

How to best allocate my unexpected bonus?

Unexpected bonus of $1,000. How to handle - savings, 401k, something else? [more inside]
posted by anonymous on Sep 6, 2011 - 16 answers

How to get 401K money back from former employer when you also need good recommendation from them during your job search?

How to get 401K money back from former employer when you also need good recommendation from them during your job search? [more inside]
posted by anonymous on Sep 6, 2011 - 25 answers

Page: 1 2 3