How to fight the points?
July 28, 2008 3:40 AM Subscribe
My friend got pulled over on an insurance check yesterday (UK). It turns out that the insurance company cancelled his policy 2 months ago because there were insufficient funds for the direct debit. How can he fight this?
posted by Happycat79 to Law & Government (6 answers total)
The insurance company sent him a letter, which he never recieved and they are claiming that they are under no legal obligation to phone him to tell him that he is no longer insured. He hadn't noticed that the direct debit hadn't been coming out of his account and so he was completely unaware of there being any problem. Until yesterday.
He is now being hit with 6 points, a £200 fine and they've taken his car away, which will cost him £150 to get back plus £12.50 per day for storage.
He has only had his licence since October, so being within the 2 year probationary period it looks like he might lose his licence over this. His job involves a lot of driving.
Does anyone know if there is a way to fight the 6 points? He doesn't care about the car or the fine, but these points could wreck his career at this point. What happens now? Who should he ask for help? It seems completely insane to me that they should get away with this when he had no clue that he was doing anything wrong.
I know yanal.