Best free budgeting software when being paid twice a year
May 9, 2008 2:40 PM Subscribe
I need to find a simple, preferably free budgeting program that will allow me to enter income twice a year rather than on a monthly basis.
posted by peacheater to Work & Money (7 answers total) 1 user marked this as a favorite
I'm a graduate student who gets paid my stipend twice a year rather than on a monthly basis. This means that I often find myself short of money at the end of the six month period and am in dire need of good budgeting software. So far all the options I've tried haven't worked out well for me. I gave Mint a shot, but it doesn't seem to actually allow one to budget amounts of money. It automatically records bank transactions but usually with a delay of a week or so. This makes it pretty much useless for my purposes. I tried Cha-Ching but found that it didn't seem to have an option for yearly payments. Similar problem with PearBudget. This is my first year living on my own and I'm always doing stupid things like overdrawing my account because I forgot about a rent check and my taxes check and both got cleared at the same time. If you feel that a budgeting software wouldn't be the best option for me I'd love to hear your strategies for effective budgeting too.