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	<title>Comments on: Would you like to accept the charges?</title>
	<link>http://ask.metafilter.com/89826/Would-you-like-to-accept-the-charges/</link>
	<description>Comments on Ask MetaFilter post Would you like to accept the charges?</description>
	<pubDate>Sat, 26 Apr 2008 09:04:42 -0800</pubDate>
	<lastBuildDate>Sat, 26 Apr 2008 09:04:42 -0800</lastBuildDate>
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		<title>Question: Would you like to accept the charges?</title>
		<link>http://ask.metafilter.com/89826/Would-you-like-to-accept-the-charges</link>	
		<description>Is it worth the time and effort to attempt to get a third-party collect call removed from my phone bill? &lt;br /&gt;&lt;br /&gt; On my Verizon bill this month, there is collect call from The Billing Resource on behalf of OSP Communications. The trouble is that the call was &quot;accepted&quot; on a day and time that nobody was home.  &lt;br&gt;
&lt;br&gt;
On one hand, I don&apos;t want to pay for something that I didn&apos;t use and is most certainly a scam of some sort.  On the other hand, we&apos;re looking to buy a house in the next year and it would be equally dumb to blemish our credit and shell out far more money if we&apos;re not approved for a good mortgage because these scammers push it to collections over an $11 charge.&lt;br&gt;
&lt;br&gt;
 Verizon can&apos;t help because they&apos;re only passing through the charge for a third party provider.  I can&apos;t imagine that these people would make it easy or even possible to contest these charges.&lt;br&gt;
&lt;br&gt;
Has anyone successfully fought charges like these?</description>
		<guid isPermaLink="false">post:ask.metafilter.com,2008:site.89826</guid>
		<pubDate>Sat, 26 Apr 2008 08:52:03 -0800</pubDate>
		<dc:creator>dr_dank</dc:creator>
		
			<category>collect</category>
		
			<category>call</category>
		
			<category>scam</category>
		
	</item> <item>
		<title>By: stubby phillips</title>
		<link>http://ask.metafilter.com/89826/Would-you-like-to-accept-the-charges#1319585</link>	
		<description>My advice: pay it and fight it are two different things.&lt;br&gt;
&lt;br&gt;
Pay the 11 bux cuz 11 bux is not a lot of money.&lt;br&gt;
&lt;br&gt;
If you&apos;re pissed, if you&apos;re civic-minded enough to help stop this kind of scam, or if you&apos;re frugal enough that you want your eleven USD back, fight it.  After you pay it.&lt;br&gt;
&lt;br&gt;
Yes, i&apos;ve successfully fought this kind of thing, but many years ago.  and to be honest, they treated it like a write-off, so the crime-fighting-action-hero aspect of the thing never came into effect.  I got my eleven dollars back, but justice was probably not served.</description>
		<guid isPermaLink="false">comment:ask.metafilter.com,2008:site.89826-1319585</guid>
		<pubDate>Sat, 26 Apr 2008 09:04:42 -0800</pubDate>
		<dc:creator>stubby phillips</dc:creator>
	</item><item>
		<title>By: winston</title>
		<link>http://ask.metafilter.com/89826/Would-you-like-to-accept-the-charges#1319608</link>	
		<description>I&apos;d report the crime to the appropriate agency (state attorney general?) but whether it&apos;s worth fighting for a refund depends on factors that are not yet apparent.&lt;br&gt;
&lt;br&gt;
I&apos;d definitely go at least the first step. Inform the company that the charge is incorrect and see if they&apos;ll reverse it. At this stage, I wouldn&apos;t go into fighting mode yet, just &quot;there must be some mistake,&quot; as though you&apos;re sure they&apos;ll be helpful and fix it immediately. Seems to me that even if it is 100% scam, their best strategy would be to refund everyone who requests it and just keep the money of the people who don&apos;t bother.</description>
		<guid isPermaLink="false">comment:ask.metafilter.com,2008:site.89826-1319608</guid>
		<pubDate>Sat, 26 Apr 2008 09:26:55 -0800</pubDate>
		<dc:creator>winston</dc:creator>
	</item><item>
		<title>By: D.C.</title>
		<link>http://ask.metafilter.com/89826/Would-you-like-to-accept-the-charges#1319641</link>	
		<description>Googling &quot;OSP Communications&quot; yields:&lt;br&gt;
&lt;a href=&quot;http://www.ripoffreport.com/reports/0/322/RipOff0322716.htm&quot;&gt;OSP Communications - The Billing Resource - Integretel Connected Companies in multiple rip-offs Nationwide&lt;/a&gt;&lt;br&gt;
&lt;br&gt;
which leads further to:&lt;br&gt;
 &lt;a href=&quot;http://www.ripoffreport.com/searchresults.asp?submit22=Search+Latest+3+Months+of+Rip-Off+Reports+Now%21&amp;q1=ALL&amp;q5=&amp;q4=Integretel&amp;q6=&amp;q3=&amp;q2=&amp;q7=&amp;searchtype=0&quot;&gt;RipoffReport search results for Integretel.&lt;/a&gt;</description>
		<guid isPermaLink="false">comment:ask.metafilter.com,2008:site.89826-1319641</guid>
		<pubDate>Sat, 26 Apr 2008 09:54:45 -0800</pubDate>
		<dc:creator>D.C.</dc:creator>
	</item><item>
		<title>By: bink</title>
		<link>http://ask.metafilter.com/89826/Would-you-like-to-accept-the-charges#1319655</link>	
		<description>Fight it. They&apos;re slimeballs and Verizon knows about them. You may have to jump through a hoop or two, but the Verizon billing department will credit you the money.&lt;br&gt;
&lt;br&gt;
I got &quot;crammed&quot; by one of their companies a month ago and successfully disputed the fraudulent charge. Using the word &quot;fraudulent&quot; goes a long way. Be polite but firm and you will get your money back. &lt;br&gt;
&lt;br&gt;
You can also request that a block on third-party services be added to your account so that if you ever want to add one in the future, you&apos;ll have to verify it with Verizon. It&apos;s worth doing.</description>
		<guid isPermaLink="false">comment:ask.metafilter.com,2008:site.89826-1319655</guid>
		<pubDate>Sat, 26 Apr 2008 10:10:54 -0800</pubDate>
		<dc:creator>bink</dc:creator>
	</item><item>
		<title>By: The corpse in the library</title>
		<link>http://ask.metafilter.com/89826/Would-you-like-to-accept-the-charges#1319665</link>	
		<description>I&apos;ve contested a charge even smaller than this, because it pissed me off. All I had to do was call my phone company, and the first person I spoke to took the charge off my bill. I paid that bill in full and  they credited me the few bucks for the next month -- the company said it was easier to do it that way, and I didn&apos;t mind. &lt;br&gt;
&lt;br&gt;
I was polite on the phone, and they were familiar with the scam, so it went well.</description>
		<guid isPermaLink="false">comment:ask.metafilter.com,2008:site.89826-1319665</guid>
		<pubDate>Sat, 26 Apr 2008 10:29:17 -0800</pubDate>
		<dc:creator>The corpse in the library</dc:creator>
	</item><item>
		<title>By: Octoparrot</title>
		<link>http://ask.metafilter.com/89826/Would-you-like-to-accept-the-charges#1320005</link>	
		<description>Dispute this with Verizon.   If enough people complain they may pursue action against the company just to stop their customers from calling in.</description>
		<guid isPermaLink="false">comment:ask.metafilter.com,2008:site.89826-1320005</guid>
		<pubDate>Sat, 26 Apr 2008 19:08:17 -0800</pubDate>
		<dc:creator>Octoparrot</dc:creator>
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