Somebody claims I scratched their car.
April 19, 2008 3:32 PM Subscribe
I scratched their car. What now?
posted by JonahBlack to Human Relations (16 answers total) 3 users marked this as a favorite
This is in Massachusetts.
My doorbell just rang and it was someone claiming my car scratched theirs.
Earlier today, my wife pulled our car out of the driveway and parked it on the street behind a black Volvo. The Volvo's owners claimed that our car had been touching theirs, and that we had put a pair of scratches on their rear bumper.
Since my wife wasn't home to verify if she had bumped their car at all, I went out to have a look. The first thing I noticed was that they had moved their car a few feet forward, so there was no way I could know it the two cars had been touching Next, I noticed that the scratches were two horizontal lines, about the same height off the ground, but in two different locations: one slightly to the left of center, and one almost all the way to the right (we were both parked on the left side of a one way street).
I told them I was sorry their car was scratched, but that I couldn't claim to be responsible, and that I couldn't see how we had done it. They insisted that we trade insurance information. I said that was fine, as long as I could take pictures. I got my camera, and took a couple dozen pictures of the damage, including using a tape measure to show scale. As far as I can tell, there's no way we could have caused the damage, even if the cars were touching.
What should I do now? Should I preemptively call my insurance company? Should I just wait until they file a complaint with theirs? What should I have done differently (my wife says I should have refused to give them any insurance info)?
I don't want my insurance rate to go up because they claim that I did damage, even if I didn't, and even if they couldn't prove it even if I had.