Banks with online check deposit?
November 1, 2007 10:00 AM Subscribe
Any banks with an online check deposit service similar to USAA's Deposit@Home?
I'm looking for a bank that provides remote check deposit service (*for personal use from a PC*) similar to USAA's Deposit@Home. I would just go with USAA, but I don't meet their membership requirements.
I'm looking for a bank that provides remote check deposit service (*for personal use from a PC*) similar to USAA's Deposit@Home. I would just go with USAA, but I don't meet their membership requirements.
jdroth - USAA lets you scan a check and then upload the scan through their website and essentially make an electronic deposit from a paper check.
I don't know any other bank that does that.
posted by cda at 12:13 PM on November 1, 2007
I don't know any other bank that does that.
posted by cda at 12:13 PM on November 1, 2007
A small number of business banks have this service. I don't know of any that offer it for personal use.
posted by foodgeek at 12:17 PM on November 1, 2007
posted by foodgeek at 12:17 PM on November 1, 2007
Remote deposit for the trying to figure out what it is.
posted by bigmusic at 1:09 PM on November 1, 2007
posted by bigmusic at 1:09 PM on November 1, 2007
Remote deposit capture (RDC) is a service mostly sold to the business/corporate markets. There is typically a monthly service charge, a per-item fee, and a scanner purchase. I'm fairly certain that USAA is the first to offer it "at home", and I believe they ask you to open a line of credit for a certain amount as a "guarantee" in case you're up to some kind of funny business. Many many banks are in the initial stages of developing a consumer (as opposed to business) version of the product, but USAA jumped in early since they lack a branch network.
We're about to launch the product for business/corporate at our bank, and everyone says "ha ha - when will I be able to just scan in my money?" Answer - soon.
posted by ersatzkat at 2:37 PM on November 1, 2007
We're about to launch the product for business/corporate at our bank, and everyone says "ha ha - when will I be able to just scan in my money?" Answer - soon.
posted by ersatzkat at 2:37 PM on November 1, 2007
My bank (LaSalle) does it, but it's only for business accounts. I assume this is a personal account you're talking about.
Which begs the question, just how many checks do you have to cash if it's not for a business?
posted by chundo at 3:35 PM on November 1, 2007
Which begs the question, just how many checks do you have to cash if it's not for a business?
posted by chundo at 3:35 PM on November 1, 2007
This thread is closed to new comments.
posted by jdroth at 11:29 AM on November 1, 2007