SubscribeThis law tells us that all in the universe, trees, human beings, plants, animals, buildings, and all else are headed downward from complexity to simplicity toward decay, deterioration, decadence, and death. Everything heads towards decay; for example, a tree decaying, which is an increase of entropy, or uselessness. We are specifically limiting liability to patent, visible decay, and not the normal, usual, latent, micro-nonvisible, accumulative decay. In other words, there is no duty to consistently and constantly check all pine trees for non-visible rot, as the manifestation of decay must be visible, apparent, and patent so that one could be aware that high winds might combine with visible rot and cause damage.(Emphasis mine.)
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Unless there's something you're not telling us, I don't understand why your neighbor would think that a tree in his yard, falling on his house, would somehow be your responsibility. That's bordering on being ridiculous.
Was the tree in your yard? If that's the case than you might have some liability, but usually (based on my falling-tree experiences) only if the tree was diseased or if there was some reason you knew or should have known that it was a hazard. Healthy trees that fall or blow down are usually considered 'acts of God' and the owner is typically not responsible (example: last year in VA, I had a tree fall onto my car; since the tree was healthy, the landlord wasn't responsible for it, and my car insurance paid instead).
I know this is never the answer that you want to hear, but I think you should consult a lawyer (or, perhaps your homeowners' insurance carrier, since they're going to be the ones paying out if you get sued); you may be getting yourself into a bad place if you do anything that could be construed as taking responsibility for the tree.
posted by Kadin2048 at 8:03 PM on October 16, 2007