How does paying a loan off early affect your credit score?
July 29, 2007 9:26 PM Subscribe
How does paying a loan off early affect your credit score? I would assume that it would make your score higher. Also I applied for a capital one personal loan. I have a credit score above 750 and reported income of 100k + w/ very little expenses. The rate they offered me was 12.99 which is the highest available from their lowest available of 6.99. What gives, I figure I should prove to be a fairly safe investment.