What should I do after a hit-and-run car accident?
May 15, 2007 11:43 AM Subscribe
I was pulling out of my parking spot as some guy, going at high speed, out of nowhere cut in front of me, causing me to bump into him, and then ran away. What's my best action at this point?
posted by zavulon to law & government (22 answers total) 1 user marked this as a favorite
Yesterday, I got into a car accident, and not sure what's the best option to take... I was pulling out of my parking spot (last spot before the light), as some guy, going at high speed, out of nowhere cut in front of me to turn right, causing me to bump into him. He then proceeded to drive away at high speed. I chased him and caught up to him after a few blocks. He then told me, in essence, to eff off, and to take it up with my insurance company. I did write down his license plate though.
So now I'm pondering, what's my best course of action? I live in New York state. It would be around $500 to fix my bumper. My insurance deductible is $500.
If I report a hit and run (which what, in essence, this was), would it be determined completely his liability, or partially mine too? Would my insurance go up in either case? I could just report that someone bumped into my car while it was parked, but I don't really want to lie about it ...
Thank you very much!