Am I responsible for water damage?
March 8, 2007 2:29 PM Subscribe
Do I owe my downstairs neighbor damages for a leak in my apartment building?
I recently received a letter from my downstairs neighbor's insurance company "requesting" me to pay $1,600 for damages from a leak, claiming their "investigation reveals that [I] may be legally responsible for this loss. " There is documented history going back almost 2 years of water in my neighbor's apartment, and every time our landlord has responded by sending a plumber who checks out our pipes and declares our apartment leak free, only to leak again. This leak occured while both myself and my roommate were out of the apartment (and had been for several days) and we are relatively sure that it is not our fault. The letter sent to us was quite vague, never actually saying it was our fault.
So, my questions are:
1. Who should we contact? The landlord is unresponsive (a massive city student rental agency). I have insurance, but I feel it's my landlord's fault, not mine. I am wary of calling the neighbor's insurance agency, because I fear I might say the wrong thing and somehow implicate myself.
2. Are we the ones responsible for this damage? My landlord has a terrible track record and the building isn't doing so well.
3. What is the best course of action for me to persue?
Thank you for your responses. I am new to the world of rentals. I am in Phildelphia, in case that matters. I will be checking this post frequently to respond to any questions, and my emails in my profile.