Since I'm not going to use my car for two months, can I stop paying car insurance?
November 28, 2006 7:13 AM Subscribe
My car is in Connecticut and I'm going home with my girlfriend to Hawaii for two months. Therefore, the car won't be used or touched. To save money, should I cancel my car insurance?
posted by Jimmie to Travel & Transportation around Connecticut (13 answers total)
My girlfriend is from Hawaii and my car is in Connecticut. I plan on going home with her for two months. As a result, my car will remain parked, unused, and untouched for two months at my house in a covered secured garage. No one else can nor will use the car.
It just so happens that my car insurance policy expires a few days after I leave. I called my car insurance company to ask them if I could just not pay for two months, and when I get back to CT to resume my car insurance again. The lady on the phone told me "Insurance companies don't like gaps in coverage", but was unable to elaborate further.
Can anyone explain what this means? Will my insurance rate go up as a result of selectively deciding to not pay for 2 months? Or if there's any way to get aroud this?
Basically, not paying for 2 months would save me in about $275. I'm a college student so that's a whole lotta money.