Should I Have My Credit Cards Reissued?
November 16, 2006 7:43 PM Subscribe
If I cut up old credit cards, but left the accounts open, should I have new cards sent to me? With different numbers?
posted by duckierose to work & money (8 answers total)
I have two older credit cards I signed up for, regretted, cut up upon receiving them, and promptly forgot about. I monitor the usage of both cards now (zero usage), and they're older, so I don't want to cancel them (affecting credit score).
Should I have both cards reissued to me with different numbers (since I don't have the original cards), and hide them away, or let it go, since I monitor their usage to make sure no one else is using them?
Neither one charges any fee. One is six years old, and I just rediscovered it due to BofA merging with MBNA. But it still has zero balance.
So, neither card will cost me anything to keep open, which is good.
Also, I know I disposed of the cut up cards properly. I'm paranoid about that. So, I'm not really worried about someone finding an old card and using it.
I'm just wondering if I should have a *physical* card for each of the accounts, and if so, should I ask for them to be reissued with new numbers?