Comments on: driving record information

Question: driving record information

rootcause — Wed, 09 Aug 2006 14:45:46 -0800

Is there a way to see (for free) the driving record information that car insurance companies use when setting their premiums?

By: SirStan

SirStan — Wed, 09 Aug 2006 14:50:05 -0800

I worked with a (small rural) 3rd party provider (that sold Progressive, and a couple others), and they had to pay to obtain the driving records. I forget what company provided the reports to them, but it was some large corporation.

By: smackfu

smackfu — Wed, 09 Aug 2006 14:57:51 -0800

ChoiceTrust has the C.L.U.E. report. Since it is covered under the same laws as a credit bureau report, you get a free copy each year. Details. This is the report that the insurance companies use to find prior claims/accidents.

AFAIK, if they use one of these reports to raise your rate or even to raise a quoted price, they need to tell you and you get a free copy.

By: stopgap

stopgap — Wed, 09 Aug 2006 15:00:15 -0800

You should be able to get your official driving record for a small fee from your state DOT. I think I got mine once, for a small fee, from my local police station.

By: rootcause

rootcause — Wed, 09 Aug 2006 15:14:44 -0800

I also don't know what the span of the driving record is - since you got your driving license, since you moved to the current residence state, etc. Or maybe that varies from state to state..

By: unknowncommand

unknowncommand — Wed, 09 Aug 2006 15:24:20 -0800

Rhode Island Driving Records

By: unknowncommand

unknowncommand — Wed, 09 Aug 2006 15:35:06 -0800

That link doesn't make it clear that it costs $18. So it's not free, but since it's the actual DMV site, it's probably as cheap as you're going to find. The others, selling "non-certified copies," look to be about $30.

By: jewzilla

jewzilla — Wed, 09 Aug 2006 19:27:43 -0800

If you're currently a Progressive customer, you can see your record on their site. Perhaps other insurers would also be willing to share this info with their customers? You might try asking yours.