Old Bad Credit Marks - How do they go away?
July 21, 2006 11:37 PM Subscribe
I am trying to repair very old credit problems.
I was a freelance designer for a few years and I had little to no money extra to pay some of the high bills I had. I'm trying to repair the old delinquencies - is this possible? (more inside)
posted by jimmyhutch to Work & Money (12 answers total) 1 user marked this as a favorite
I had a few months in 2004 where I could not afford to pay my bills - mostly credit card bills. I have a few accounts that have 120 day delinquencies reported in 2004, but since about the end fo that year, I have made on-time payments for 24 months or better. Is there anything I can do to get these accounts out of the "adverse account" section of my credit report and in better standing? Some of these accounts have even been paid off for a year or better.