Insurance coverage on an insured vehicle, un-insured driver?
July 9, 2006 7:41 AM Subscribe
What happens when a licensed driver gets into an accident while driving an insured vehicle, even though he or she is not listed as a driver on the car's insurance policy?
posted by Ekim Neems to Travel & Transportation (5 answers total) 1 user marked this as a favorite
If it matters, I'm curious about how this works in the state of New Jersey. What if the driver is borrowing someone else's car but does not own a car of their own and thus does not have an insurance policy in their name? An example might be if this un-insured but licensed driver just needed to borrow a car for a weekend to move to a new apartment, but did not drive the vehicle enough to necessitate being listed on the policy and paying extra money.