Looking for an individual health insurance broker in NYC

June 28, 2018 11:49 PM

COBRA coverage is ending early as former employer is shutting down. Lots of advice (including previous questions here) about talking to a "broker" but how do I find one? Can you recommend a specific one?

I should not be a tough case (healthy mid-30s single male) but everything on the ACA exchange or sites like ehealth looks like an awful deal. I want someone who can explain ALL my options (so not a "navigator" I think) and I would be willing to pay them a fee to do so. Questions include:

- do I have any legal recourse to continue my current plan, based on inadequate notice or something? (probably not but would like to know for sure)
- since I'm now self-employed with an LLC, does that give me any better options?
- taxable income may be abnormally low this year (starting a business) so am I eligible for some subsidy?
- maybe I'm best off with something like Sherpaa + a HDHP but I'm confident I'll get ripped off picking a HDHP myself

Is this a job that still even exists, someone who gets paid (by me or by commission from the insurance company) to answer these questions and help me find a plan? Thanks for any suggestions! Throwaway email: [e-mail]

posted by anonymous to Health & Fitness (2 answers total)

I found mine by googling "health insurance broker [my Zip Code]." She answered all my questions and recommended a plan that cost less and covered more than what I found on my own. There was no charge to me.
posted by Short Attention Sp at 5:45 AM on June 29, 2018

I used
Donald Cotter
Senior Agent
Your Health Insurance Agency
535 Broadhollow Road, Ste A-11
Melville, New York 11747
(v) 631-923-2662
(f) 631-470-5698
[e-mail]
when I needed to figure out some complicated stuff with changing jobs and temporarily no income etc, and Don was great and very easy to work with and helped me find an aca plan
posted by the twistinside at 8:00 AM on June 29, 2018