CapitalOne360 alternatives?

September 15, 2017 12:09 PM

Ever since ING turned in to CapitalOne360 I have been less and less pleased with it. I'm looking for a new online savings account, one that's not with my regular bank (PNC) so it's harder to get at the money. No minimum deposit or account balance.
posted by misanthropicsarah to Work & Money (10 answers total)

Best answer: I've been very happy with Ally.
posted by crunchy potato at 12:14 PM on September 15, 2017 [1 favorite]

Best answer: Neither Ally nor Everbank have pissed me off yet.
posted by still_wears_a_hat at 12:16 PM on September 15, 2017

Barclays is at 1.2% now.
posted by praemunire at 12:24 PM on September 15, 2017

Best answer: Yeah; thirding Ally. I was in a nearly identical situation (not happy with CapitalOne360 after they took over ING) and went with Ally. I've been completely happy with them.
posted by Betelgeuse at 12:26 PM on September 15, 2017

Best answer: Nthing Ally. Been with them since 2007. Not a single complaint, and plenty to like. It's also at 1.2%
posted by General Malaise at 12:32 PM on September 15, 2017

Best answer: The money market funds at CapitalOne360 are also at 1.20%. I just logged in to check out if there was a minimum amount for that rate or something, but holy crap has the website become awful. So... seconding Ally, I guess?
posted by Grither at 12:38 PM on September 15, 2017

I had a great experience at Barclays too.
posted by kindall at 12:41 PM on September 15, 2017

I use American Express Personal Savings for holding money and moving it around, and have no complaints. They currently pay 1.15%, no fees for standard stuff, decent web site.
posted by ubiquity at 2:28 PM on September 15, 2017

Response by poster: ok--ally it is! it was an easy sign up process and the validation with my PNC acct was instant. thanks!
posted by misanthropicsarah at 2:40 PM on September 15, 2017

Ally also has a no-penalty CD at 1.5%.
posted by benbenson at 7:58 PM on September 16, 2017