Who is responsible for a stolen and "washed" check?
December 20, 2005 11:04 AM Subscribe
Who's responsible when a bank cashes a check that has been stolen and "washed"?
posted by elquien to Law & Government (14 answers total) 1 user marked this as a favorite
My parents had a check stolen from their mailbox (originally written for $25), which was then "washed," and a new amount was entered ($1000). The thieves took it to the bank where my parents have an account and cashed the check rather than depositing it into an account, i.e. there is no traceable trail to the person who cashed the check (except for a grainy bank video).
My question is this: is the bank responsible for cashing a sketchy check for $1000, or is it my parents' fault for being naive enough to put a check in the mailbox? Has anyone experienced anything similar? Did the bank reimburse you? This took place in the US, btw.