What phone/data plan is best for me?
July 7, 2014 7:44 AM Subscribe
I've long been with AT&T simply because it worked well and the cost of moving was a deterrent. After (naively) getting insurance after a stolen phone a few months ago, by latest phone was water damaged. Considering I've gone 10+ years without losing or missing a phone I never needed it insured. At the store, without looking at the contract I was told the deductible was $50, instead it is actually $200. This is enough to make me leave and pay a fee. Considering I like my iPhone and don't want to switch what's my best option (usage details within).
posted by geoff. to Computers & Internet (10 answers total)
I don't really talk on my phone but my messaging numbers are high. I by far use my phone for things like checking emails, meeting reminders and things. During the summer my data rates go up as I use it to play Spotify or streaming music. I travel quite a bit but usually to larger cities (LA/ATL/SEA). So being in the middle of nowhere usually isn't a problem if that still is even a problem for phones anymore.
My biggest gotcha is that I sometimes use my phone as a hotspot. My work is a bit variable so sometimes I'll spend the afternoon at the pool, coffeeshop or whatever and then suddenly need an email I need to respond to. Or I'll be an airport and want to just work. Anything that doesn't incur extra fees for this or at least makes it explicit how much it'll cost would be great. I would wager my monthly data usage for this is maybe 2GB a month with some months seeing none.
I'm not opposed to purchasing another device as a hotspot but my biggest worry is it is just another device I have to carry and something I'll forget. Having my phone do it seems like the most logical and easiest option.
Lastly, what are my best insurance options? AppleCare+ something else? The high dollar amount a month coupled with a high deductible makes AT&T's seem like a bad deal which is why I always avoided it. Are there third party insurance options?