Former epileptic getting her license back in Ontario; insurance?
July 2, 2014 12:41 PM Subscribe
My wife, clean from seizures for about two years, is getting her license back soon and I need to know if there's any pitfalls regarding insurance.
posted by the dief to Travel & Transportation (3 answers total)
Hey, remember my wife
? She's actually been seizure free for a good long while now and boy let me tell you that is some awesome stuff. Awesome awesome stuff. What is of questionable awesomeness is that she wants to get her driver's license back; she's taken the written test and will be taking the driver's test shortly and after that I expect I'll have to put her on my insurance. This is Ontario we're talking about, so insurance for me is already
highway robbery (around 160/mo), and I'm dreading having to put her onto it as I'm afraid the cost will skyrocket to like 500/mo or worse. I've thought briefly about asking the insurance company about it before I put her on it, but I'm afraid that if they even get a whiff they'll jack my rates just 'cos.
How do I approach this? What if they ask why she, a middle aged woman, is getting her license back now? Do I have to tell them about the epilepsy? Is there any magic law or regulation I can cite that will help? Should I threaten to shop around? Other tactics?