Work with an unlicensed contractor
June 27, 2014 3:26 PM Subscribe
I've taken some estimates for work on my large deck that will involve mostly painting, some replacing trim, and replacing some rotten joists and boards.
A contractor who comes well recommend from similar work by neighbors gave a quote, but he is not licensed and bonded.
A contractor who we have worked with in the past and has done good work for us, who is licensed and bonded, gave us a quote for twice as much. It's a significant amount of money.
posted by anonymous to Home & Garden (11 answers total) 3 users marked this as a favorite
I'm tempted to go with the cheaper quote, but I am worried about the lack of licensing. What are the risks? If someone is injured on our property while performing the work, would our insurance company cover liability and costs? Would it be possible for us to purchase a short-term extra policy to cover liability while the work is being done? Are there ways we could reduce the risk to us?