How do I get "certified" as having a disability?
June 24, 2014 5:51 PM Subscribe
I'm better now, but I feel that I was disabled before and want to re-file my taxes. Do I need to prove this, and how does that work? What does it take to prove disability, especially retroactively?
posted by anonymous to Work & Money (6 answers total) 2 users marked this as a favorite
In 2008 I was diagnosed with moderate to severe depression and began treatment. In 2011, I basically had a nervous breakdown and lost my high stress job in the tech industry. At that point I crawled into a hole and watched the world go by. I depleted my savings and began spending down my IRA, paying severe early withdrawal penalties each year. I probably should have claimed disability to avoid paying those penalties, but I barely had my shit together enough to file, much less figure out how a disability claim worked.
Well, I think I've pulled my shit back together again, and I'm searching for a job. The IRA is mostly gone. Now I'd like to go back and re-file my taxes, and claim disability for those years while I was spending down my IRA, to try and recover those early withdrawal penalties. I would also like to find out if there are any disability programs that would let me collect something like unemployment while I'm searching for a job. I haven't worked in 3 years, so normal unemployment is not available to me.
How does one go about getting "certified" for a disability? Is this something I just arbitrarily claim when I re-file my taxes, and wait for the government to challenge? What do I do when they do challenge? And are there "disability" programs that would let me file for some type of unemployment coverage while I search for work? (I live in Washington State, if anybody has local knowledge).