urgent health insurance purchase: how fast can it be bought?
May 5, 2014 10:23 PM Subscribe
My friend "Rita" is gravely ill. She wants to go see an out of state doctor ("The Specialist") who is maybe the last person who could help her, but her current insurance doesn't cover his office. She needs to buy some new insurance as soon as possible. How?
posted by sockanalia to Health & Fitness (18 answers total)
Details and more specific questions:
--Rita got married two weeks ago. She has Health Insurance A.
--Rita's husband has Husband's Health Insurance. It does cover The Specialist. Husband could add Rita, BUT
--Rita was in Stupid Hospital on May 1st, Husband's Health Insurance doesn't cover Stupid Hospital, and Husband's Health Insurance says that if they retroactively add Rita for the month of May, she will retroactively be DROPPED from Health Insurance A and be "on the hook" for all costs incurred during her May Day hospitalization ($$$). They say that they can add her mid-month, but her health is so bad that it might not be relevant by then.
Sorry that this reads like an algebra equation. My question is, is there any way to buy Rita some insurance which would start today? And if nobody here knows for sure, who should I try to talk with? Thanks AskMe.