Can I get 1 month of short term health insurance for May in NY state?
April 29, 2014 11:28 AM Subscribe
I need health insurance ONLY for the month of May. But the new health exchange market place in New York state only allows me to sign up now for June 1 and beyond.
posted by lockedroomguy to Health & Fitness (5 answers total) 1 user marked this as a favorite
My previous employer was providing me health insurance, but because they changed their plan my coverage there will end as of April 30. My new insurance at my new employer won't take effect until June 1, leaving me without any health insurance for a month.
Other providers require a mailed form, and say that the coverage will take effect "on the first of the month following processing of your form." I don't think there will time that way.
Even though my qualifying event (loss of previous insurance coverage) just happened 3 days ago, the NY state marketplace won't let me sign up for healthcare insurance until June 1. I have been through support calls and the appeals process and it seems to be a dead end.
I already have insurance lined up through my new employer for June 1. They will not start me early, and my old employer cannot keep me after they switch plans, since I'm not an employee there anymore.
COBRA does not apply in this situation due to the small business exemption.