My girlfriend's insurance ended, how to get psych meds?
April 15, 2014 11:50 AM Subscribe
My girlfriend just recently found out that she was dropped from her insurance. She signed up for an ACA plan, but coverage doesn't begin until the first day of May. This is a problem, because she's on several psychiatric medications that are either pivotal in allowing her to function, have terrible withdrawal symptoms, or both.
posted by Two Stranger to Health & Fitness (23 answers total) 4 users marked this as a favorite
My girlfriend was dropped from her insurance without warning, since her father removed her from his plan abruptly. These are the current medications she's taking:
- Cymbalta (duloxetine), the generic formulation of which runs about $400 (since her 90mg dose requires buying a full bottle of both 30mg and 60mg sizes)
- Abilify, which has no generic and runs about $900
- Trazodone, which is actually in the realm of affordability and less of an issue
The Cymbalta especially is a problem here, since it's both very important for her overall mood and has a brutal withdrawal. She's called her psychiatrist to ask for advice, but assuming that the (admittedly notoriously shitty and inept) administrative staff were correct in telling her that they have no samples for her meds on hand, and that the psychiatrist doesn't have any better suggestions when she calls back, what the hell do we do for these two weeks? We can technically afford this if we pool our resources, but we have some expenses coming up that we then won't be able to pay for, and my girlfriend is of the opinion that she'd rather endure the two weeks without medicine than endure the fallout that would result from us not paying those later bills. So, my question is basically: is there any way we can get a temporary supply of these meds at a reduced cost?
As a side question, she's had three separate doctor visits over the past few weeks where the attendant took her insurance card, ran it, and then didn't tell her that it had expired
. She's probably going to get hit with the full cost of those visits, but is there any recourse for disputing those charges based on what seems like egregious negligence on the part of the staff?