How do I make dealing with health insurance companies easier?
January 26, 2014 2:37 PM Subscribe
I see two medical providers on a frequent (weekly to monthly) basis. Neither provider accepts insurance. This means that to receive reimbursement I have to mail invoices manually to my health insurance carrier. The process is very difficult to manage. Please help me.
posted by prunes to Health & Fitness (9 answers total) 7 users marked this as a favorite
Getting reimbursed on my self-submitted claims is quite frustrating. For any given claim, in my experience, it is more likely that it will be rejected than paid upon first submission. The carrier will reject for reasons that are often trivial and poorly explained, requiring multiple calls. It's not unusual for a claim to have to be submitted and rejected multiple times before it is finally paid out.
As you can imagine, the above can get very difficult when you consider that you end up having to keep track of multiple batches of claims for multiple health care providers. It's enough to make you stop seeking reimbursement altogether, which is what has happened to me. I'm trying to get back on top of things though. I'm hoping you guys might be able to help. I'm looking for ways to keep track of everything and to reduce the time/mental burden that seeking reimbursement imposes.
Additional items to note:
-This isn't carrier specific. I've had the same problems with both Cigna and UHC.
-Mental health related, and located in NYC, where most good therapists do not accept insurance.