First car, newbie buyer. Help me make sure I don't get a bad deal!
December 4, 2013 3:09 PM Subscribe
So I just started a new job and need a car soon. I've never bought one before, and while I've had advice from friends I want to widen my information sources a bit. Complications, budget and other sundry details after the break...
posted by fearnothing to Travel & Transportation (4 answers total) 2 users marked this as a favorite
As my post history shows, I'm in Belgium. However, I'm told it's significantly cheaper and simpler to get a car from my "home" country, the UK, and drive it over. Being right hand drive doesn't seem to make life especially harder for any of my colleagues.
What I want:
- Inexpensive repairs/maintenance
- Comfortable with long journeys
- Decent mileage
My standard usage would be a couple of 50-mile round trips per week, plus longer drives out around Europe perhaps once a month, and back to the UK occasionally; I won't be using it to get to work much as there is a car pool for that.
What I have:
- LOTS of disposable income, for a graduate at least. I could probably pay off close to £1k per month if I had to
- Not much cash (until next payday at least)
- A decent amount of credit
I'm over 25 so insurance should be a bit cheaper than many first time owners. I think I'd prefer diesel, for the fuel efficiency (also diesel in Belgium is significantly cheaper than petrol). Colleagues have suggested I look at things like Ford Mondeos and VW Passats. I'd like to keep my budget under £4,500. Ideally I would like to buy it over Christmas and drive it back to Belgium.
- Would it be better to get finance, or put it on a credit card and pay it off ASAP? (my APR is fairly standard I think, 16.9%)
- What do I really need to pay attention to when looking at used cars with 60-100k miles?
- Are there any particular makes/models that suit my criteria more than the ones mentioned above?
- Who should I try to buy from?
- How much time does it take to get everything sorted from scratch? (vehicle tax, insurance etc)
- Any other useful information I may not have asked for specifically would be most welcome.