Fee-based financial planner in NYC for non-ultrawealthy?
September 26, 2013 3:28 PM Subscribe
Financial advisor-filter : Can anyone recommend a fee-based financial planner in NYC? Or are there sites/review sites that don't have shills on them? For DINK couple looking to save for apartment purchase and make general financial plans for the future.
posted by anonymous to Work & Money (2 answers total) 6 users marked this as a favorite
Does anyone have personal experience with a financial advisor? How much for a 1-2h sitdown consultation?
What should we look for in a FA? We can do a lot of this stuff ourself, but would like to pay for an independent, verifiable advisor with whom we can make an overall plan.
For independent advisors, there is this side: http://www.napfa.org/
They appear to have high standards….but could this be more shilling?
DINK couple (and will remain that way), savings ~$100k ish, income ~$160k, ~$30k debt, one partner excellent credit but freelancer/one partner good credit/steady job. We want to plan to buy an apartment in NYC in the next 1-2yrs and get our financial situation set up.
Specific advice wanted:
Credit score optimization. (Debt shuffling from one partner savings or 401k->credit card payoff?)
Saving for first time mortgage / IRA tax / other advantages
Mortgage products for co-op buyers in NYC
Unusual mortgage products
Possible inheritance income from outside the US/tax issues (sheltering)?
Other mid-life financial plans.
prefer public answers but: throwaway email: firstname.lastname@example.org