Can I get a medical device for less?
August 13, 2013 9:02 PM Subscribe
The co-pay is still high, because the device's mark-up seems ridiculous.
posted by Leontine to health & fitness (6 answers total) 1 user marked this as a favorite
I have a medical condition for which I’ve been getting my blood tested at a lab every other week. My insurance covers these visits in full. Because it’s been determined I’ll need to have these tests in perpetuity, my doctor sent an order in to my insurance company to apply for a home-testing device.
I since received a call from a rep of a manufacturer of one of these devices. She told me my insurance company approved the purchase, but I would be on the hook for a 20% co-pay. It’s a whopping $470. And that would mean the full price of one of these devices is $2,350.
I told her I’d think about it. I did some research online and found I could order one of these devices for $700-$750 from “wholesale” companies that seemed to sell direct to consumers. That price still more than the co-pay, but still, my suspicions of an extreme mark-up were confirmed.
How could I get this device for a fair price? Should I haggle with the rep? Call the insurance company and tell them what I found? Find a reasonable price ordering the product from Canada or overseas?
For the record, I don’t absolutely need this device. I could keep on going to the labs for my testing. But it would be more convenient and allow for better monitoring of my condition.