Bills Bills Bills
August 4, 2013 9:24 AM Subscribe
The monthly payment on my hospital bill is due today, and I completely forgot to make a payment ahead of time. The billing office will not open until tomorrow morning. I was initially planning on calling the office first thing tomorrow, but since I have a history of nonpayment I'm afraid that even one day late is too much and that they will have sent my bill to collections. I can make a payment online today, but the online system is asking for a minimum payment that is almost 4x the amount that I usually pay. Help?
posted by fox problems to Work & Money (6 answers total)
I went to the hospital in November and netted approximately $1000 in bills. I was in school and had no money, so I spent several months avoiding dealing with the issue. I finally contacted the hospital in March and made arrangements for a $25/month payment plan. At that point, the largest bill (the one I am currently paying off) was less than two weeks away from being sent to collections, and a smaller bill from the same ER visit had accidentally gone to collections because I thought I had paid it but the hospital had no record of it. Since then I have made four payments on time.
As such, I am very concerned about the consequences of late payments. I tried to pay the bill online yesterday, but for some reason the minimum payment the automated system will allow is $81. I can technically afford the higher bill since I just started working again, but my finances took a blow while I was unemployed post-graduation and I also need to make sure I have enough money to move at the end of the month. Should I suck it up and pay the higher amount today to make sure it gets in on time, or do I have enough leeway to wait until tomorrow morning?