Banking weirdness. Is this stuff more typical than it feels?
March 22, 2013 5:01 PM Subscribe
Maybe others, especially those in banking, can weigh in on how common these sorts of things are.
posted by anonymous to work & money (13 answers total) 1 user marked this as a favorite
I've recently moved to an urban area; I'm not sure it's permanent since I don't have a job yet, and I'm living off savings. The name-brand national bank that I've had a multiyear, nearly inactive account with, with $1500 or less in it except for a very short period, recently a) sent me a debit card when I'd explicitly asked not to have one; at the new area's branch b) said yes they have safe deposit boxes where I heard another person a week or two later being told no; c) have me listed as a "high value 05 customer" although they've made no money off me ( up until a year ago my account was inactive, and since then it's been nearly so); d) said "we've had several new hires recently" at the new-area branch; e) had a wrong phone number with an area code I've never lived in associated with the account, although the teller explained it saying "sorry, I must have pushed the wrong button"; f) say they can't print out an activity report that extends further than a couple months (saying that further back, all they can do is bring up the old monthly statements); and g) last time I was in, the eastern-european-named banker asked me if I'd parked in their lot, & walked me to the door to the parking lot when I left.
Not trusting this bank, I'd opened a savings account at another, local-area bank, but I'm getting the same vibes there. They keep sending mail to my street address (where mailbox is easily accessed from sidewalk, mail to prior room-renters arrives in great quantity, and the mail's not always brought in until a day or two later), although I specified PO box as the mailing address. On a Saturday a couple weeks afterward I opened a checking account with money transferred from the savings account. Come Monday morning I asked for the savings acct balance, and a teller gave me its original balance, & said the checking account money had been reported as a deposit rather than a transfer from savings (but that it'd be reconciled that evening). Meanwhile the banker who'd originally opened the savings account came over & hovered within earshot.
The savings account was opened from a cashier's check from my old (rural area) credit union, & had a mark said to disappear upon heat; but when asked to apply heat, the teller said heat didn't make it disappear.
How much of this is irregular enough that it should concern me?
(My concerns are 1) the possibility of someone making off with the money; and 2) that someone may have been using my account(s) for nefarious purposes, or trying to make it look like I am.)