Help me with debit card security
March 11, 2013 8:02 AM Subscribe
So, my debit card number has now been "compromised" twice in as many months. How am I supposed to approach security with cards nowadays?
posted by selfnoise to work & money (19 answers total) 4 users marked this as a favorite
The first time I ended up reading an article in the paper about a business that had numbers stolen from their automated cash registers. There was no statement posted in the business itself, which is a whole 'nother WTF. My card had been used there in the time frame, so I called my bank immediately and had it reissued with a new number. No suspect transactions ever appeared on my account.
Then last week my new card mysteriously stopped working, and I then got ANOTHER new card in the mail. I called the bank this morning for an explanation, and all they can tell me is that the card showed up on a "compromised" list and they canceled it. They can't tell me how or where this occured. Again, no weird transactions at the bank.
So after all this, I feel like every ATM or business I swipe at is hacked. What's the best way to deal with this, beyond shrugging my shoulders? Is it better to mainly use a credit card so you can more easily dispute transactions? Should I be paying for everything in cash? I guess I just want to minimize my exposure to this stuff, since it seems on the rise (at least anecdotely) in my area.