How can I survive a delayed paycheck when I have no savings, no credit
March 6, 2013 6:32 PM Subscribe
Being a moron, I forgot to turn in my timesheet this week. The way pay works at my company this means I might not get paid for 2 more weeks :/ How can I survive with all that budgeted money missing? What would you do?
posted by anonymous to work & money (25 answers total) 1 user marked this as a favorite
I'm a financial mess, but I survive. I don't have savings though, everything is paycheck to paycheck. Today I was supposed to be paid 700, which I had budgeted down to the last penny for every thing I need for the next two weeks. While checking to see if my deposit when in, I realized that I didn't turn in my time sheet at the beginning of the week. NO PAYCHECK :( I'll get the paycheck eventually, but I'm not really in a situation to absorb that sort of loss for 2 weeks.
I tried begging with my long credit union to give me enough overdraft protection to cover this emergency, but they won't budge. I really don't want to get a payday loan, I don't even know if I could get approved because I have one that I'm paying down through a credit counseling service. All my credit cards are maxed out, and my family is currently even more strapped for money than me. How do normal people deal with this? Is there some way that doesn't involve illegal activities that I haven't thought of??
I know I'm an idiot for being in this position, but knowing that doesn't undo the situation I'm in, what can I do?? What would you do?
Throwaway email: email@example.com :p