Insurance options for a seldom used vehicle?
March 3, 2013 7:43 AM Subscribe
What are my options for insuring a vehicle that won't be used very much at all?
posted by azpenguin to Travel & Transportation (10 answers total) 1 user marked this as a favorite
I'm going to be buying a '62 Chevy pickup. We're buying it so that we can put the engine and transmission in my wife's '65 Impala. The truck runs and drives very well but it's pretty banged up and would be a massive restoration project. However, we're not going to be ready to do the engine swap for a little while. Since that's the case, I'd like to be able to use the truck occasionally. We're talking very occasionally; like less than 50 miles per month - dump runs or picking up a large item at the hardware store. (Gas prices and the effort that goes into driving a non-power-steering 2.5 ton chunk of steel will ensure that we don't do any more than that.) But everything I'm finding on buying insurance is just the typical six-month policy. Is there an option available for a vehicle that won't be out more than an hour or two a month?
If it matters, we have liability only on our other vehicles (they're at the point where they aren't worth full coverage, but we have several times over minimum coverage) and we're in Arizona.