I'm not sure if I should discontinue my health insurance or not.
January 30, 2013 4:27 PM Subscribe
I'm not sure if i should discontinue my health coverage or not, and how to handle it - and if there's any way to *temporarily* discontinue my health coverage.
posted by anonymous to Health & Fitness (8 answers total) 1 user marked this as a favorite
I am a freelancer, on Freelancers Union insurance based in New York - I finally got my own health insurance this past December, with the understanding that my parents would help me financially cover part of my insurance.
Two things have left me thinking I need to discontinue, at least temporarily, my insurance. Those two things are:
1. Ends up I'm getting zero financial assistance from my parents.
2. In calculating how much I'm going to need to pay in taxes as a freelancer without a payroll, there's just no way for me to both owe all I need for 2012 and still purchase insurance for February, March, and April. (I owed back-taxes for 2011 and am still paying it back in an installment agreement, so having this happen two years in a row is, I think, a non-starter.)
So what do I do? Is there any way to *temporarily* discontinue coverage? By discontinuing coverage, am I making it impossible to start back later on? I have a throwaway email for any questions, at email@example.com - thank you so much for your help.